Marcia Klingensmith

Co-founder of payCLT(.com) a payment professionals group in Charlotte NC. I am a change agent with a passion for emerging payments and technologies.

[The Clearing House @TCHtweets]

The RTP® network reached 52 million transactions valued at $25 billion in 1Q23. Can you guess one of the most significant drivers of volume growth? 🤔

Answer: Earned wage access and instant payroll 💰 ✔️

#Payroll #RTP #EarnedWageAccess #EWA

[Peter Davey @paymentsjedi]

Thanks Peter Tapling, APRP for putting this insightful piece together.

#realtimepayments and #instantpayments are indeed the direction that #financialinstitutions in the US and other parts of the world are moving, however these new capabilities, includ…https://t.co/jRbBxdZleH

[Marcia Klingensmith @marcekmba]

I think if SVB had worked with Charlene, they might not be where they are today

#riskmanagment
#betterdecisions https://t.co/haPdxR5CrY

[Marcia Klingensmith @marcekmba]

So many folks sharing their insights on the SVB collapse. I personally am a little bit anxious about what Monday morning is going to look like.

I recently met @EVOLIncubator of Evolution Accelerator and he has the economist outloo…https://t.co/0RsJExoXwR https://t.co/GQuWfsZav3

[Marcia Klingensmith @marcekmba]

Friends and colleagues, I was recently impacted by a "reduction in force" at FIS. I had the privilege of working with a lot of smart and collaborative people there, and accomplished much during my tenure there. Taking the Real Time Payments Managed Servic…https://t.co/1oDb1LOEbV

[Marcia Klingensmith @marcekmba]

Payments and TheClearingHouse publish a monthly Real-time Payments Tracker Series - it's an 8 page visual on the growth of real-time/instant payments across the globe (). Growth rates highlighted in this edition range from 15% in D…https://t.co/Z2YU3AfrS8 https://t.co/gMeIPYOWLv

[Marcia Klingensmith @marcekmba]

When was the last time you felt comfortable taking a bit of downtime? https://t.co/lvacMBWY8b

[Marcia Klingensmith @marcekmba]

https://t.co/037isq5PhV

[Marcia Klingensmith @marcekmba]

Really well written article with breadth and depth on fraud trends and predictions. None of these points are surprising, but they definitely reinforce the need for vigilance around payments, and investing time and resources to protect your organization a…https://t.co/Xr6grWBgoL

[Marcia Klingensmith @marcekmba]

Small businesses can benefit from access to real-time payments to help them manage cash flow, pay for goods and services at time of delivery, pay vendors and employees with confidence and control. Here is a great article published…https://t.co/rydLfNkRFl https://t.co/0ZcpzTli8T

[Marcia Klingensmith @marcekmba]

Had a really great turnout for our Monday webinar session on FedNow instant payments - lots of interest and great questions. Ping me if you would like to learn more.
#payments #instantpayments #fednow #fintech https://t.co/24fmqbcore

[Marcia Klingensmith @marcekmba]

The Federal Reserve is developing the FedNow Service, a safe and efficient instant payments infrastructure that will continue to modernize the U.S. payment system and enable financial institutions of all sizes to offer customers…https://t.co/7KsbVfD6S6 https://t.co/lVEGLiL42a

[Marcia Klingensmith @marcekmba]

Women continue to struggle to define their role in the workplace, and to have their hard work recognized. Women seem to work twice as hard for half the recognition, and add a multiplier if you are a woman of color. A friend of mine…https://t.co/7AHvmB8Zq4 https://t.co/VD3L0PaHlJ

[Marcia Klingensmith @marcekmba]

I was curious about the new trend for Low Code/No Code development, so just took the PMI's Citizen Developer intro course. Are any of your companies using this method to develop applications and solutions?

#nclc #citizendevelopment https://t.co/7SzMH8b205

[Marcia Klingensmith @marcekmba]

Real-time payments (RTP) offer benefits such as improved liquidity, easier communication with counterparties and stronger relationships with suppliers. Looking for use cases by industry? This article gives a good overview of the be…https://t.co/RRBHzrwSag https://t.co/nh2UJEC27m

[Marcia Klingensmith @marcekmba]

July 14th I will be hosting a webinar with @kgraytn VP of Strategic Partnerships at TCH to talk about our upcoming launch of #realtimepayments Send capabilities for our IBS and Horizon customers. Sign up if you are interested in…https://t.co/LAC2I5oMEc https://t.co/amyTvsC2F7

[Marcia Klingensmith @marcekmba]

Good summary of the current risks associated with the #BNPL ecosystem.

#payments #recession https://t.co/e6fdqJXnTH

[Marcia Klingensmith @marcekmba]

CredPal is doing an awesome job at serving the needs of their communities https://t.co/XWUg8kD6yR

[Marcia Klingensmith @marcekmba]

Looking forward to "How UX and Crypto will transform the B2B space" Free event - April 21 at 5pm ET - John is a great speaker! https://t.co/mxE8nxptde

[Marcia Klingensmith @marcekmba]

Join the conversation at the Product Leaders Panel: The Future of FinTech on Wednesday.
https://t.co/UDqQZjZOni

#fintech #leaders #leaders https://t.co/XLa0dyT7yg