they stopped blaming their parents. their ex. their childhood. not because none of it hurt, but because they figured out they're the only one who can fix it now. the day you own your part is the day you get your power back.
Underrated life advice: Make yourself easy to root for. Be kind. Be reliable. Celebrate other people’s wins. Work hard without complaining. Carry good energy into rooms. You'll be shocked by how many doors open for you by making life better for others.
KRA will, from January 1, 2027, replace the Excel-based income tax return filing system with a new web-based platform to simplify filing and reduce system overload.
Here's what it means in simple terms
Thread below:
the real reason you’re tired all the time: it’s not your workload. it’s your open loops. the text you haven’t answered. the apology you owe. the decision you’re avoiding. the conversation you keep postponing. these run in the background of your mind all day, draining your battery. close your loops. watch your energy return. mental clutter is more exhausting than physical work ever will be.
If you are a scrap metal dealer,
Finance Act 2026 has not forgotten you.
Starting 1st July 2026, it has introduced a 1.5% withholding tax on scrap metal.
Here is how it works.
Every time you buy scrap metal, you are now required to deduct 1.5% from the purchase price and remit it to KRA.
• Example.
Say a street boy spends the whole week collecting scrap metal.
On Saturday, he brings it to your yard and sells it to you for Ksh 3,000.
You are now required to:
• Pay him Ksh 2,955.
• Confiscate Ksh 45. (1.5% of 3000)
• And remit the Kh 45 to KRA.
When you later sell that same scrap metal to a manufacturer in Industrial Area,
They too shall deduct 1.5% from your invoice and remit it to KRA.
The withholding tax now follows the scrap metal up the supply chain.
Lessons.
• Formalize your business.
• Keep proper records.
• This industry is now firmly on KRA's radar.
i think it's important to have something to look forward to every day or every week, so when life drains you, it’ll help you to remember that you need to keep going a little longer because there's something waiting for you at the end of the week that might make you smile again.
Sasa ndio natoka kwa maofakado.
Today, I was training hass avocado farmers on eTIMS.
Their good export dealer had organized this crucial training for them.
If there are people who genuinely need to understand eTIMS implications, it is our great farmers.
Why?
The produce buyers simply tell them. Sishabula tuletee eTIMS invoice ndio tukulipe pesa yako.
So the farmers run to cyber and comply. But very few understand what happens next.
At the end of the year, KRA can clearly see, through eTIMS, that you sold avocados worth 1 million.
But because no one taught the farmer bookkeeping, they never ask for eTIMS invoices when buying:
• Fertilizer.
• Seedlings.
• Farm chemicals.
• Farm equipment.
• Labour.
• Transport.
Their costs remain invisible. But their sales are fully visible.
Then trouble begins.
KRA sees the 1 million in sales. But sees almost zero deductible costs.
It is almost as if the avocados fell from heaven.
So KRA treats your profit as 1 million.
Then demands about 30% income tax.
That is a whopping Kh 300,000 tax.
But the farmer does not have that kind of money. The money already went into fertilizer, workers, transport and preparing crops.
The farmer is then left in the harassing hands of KRA.
If there is one group of people that deserves intensive training on eTIMS and bookkeeping, it is our farmers.
Please enlighten the farmers in your community.
They feed us all.
Top in Business Daily today:
CMA is now echoing concerns we have repeatedly flagged about these "special" funds: they are using outsized headline returns as the hook to attract new investors, while the actual risk profile, investment strategy, liquidity terms, and downside scenarios are not being disclosed with the same clarity.
Before starting the business you usually see lots of untapped markets. After starting the business you learn why the market was untapped in the first place.
get a haircut every 2 weeks to stay sharp, wait 5 secs before answering the phone to control the rhythm, always arrive 15 mins early, stay away from free lunches, never talk about people who aren't in the room and when anger rises, wait 10 mins before reacting. these habits may look rigid but they're the hidden discipline of the elite.