@ewarren It makes sense if you're not an idiot.
$184.5k isn't just the max income taxed by Social Security. It's also the max counted toward your benefits. Someone earning $10m doesn't pay Social Security tax on the other $9.8m, but they also don't earn additional benefits from it.
@JordanElizabeth Rely on God. My father is going through chemo and has bad kidneys also. I will keep you in prayer. May God send His angel of mercy and keep you in His grace