TFTBratch

Master Carpenter 💚 Licensed Contractor 👷🏽‍♂️ Life Enthusiast 🤠 Gardener 🧑🏾‍🌾 Always Elevated 🍃 Animal Based

[TFTBratch @MasterBratch]

Accountability Pin

Things I’ve given up since 1/1/2024 to now that have improved my mental/physical health

Seed oils
Processed foods
Pornography
Alcohol
Social media after 9pm

Things I’ve incorporated

Whole food meat based diet
Morning sun exposure and stretching
Morning hydrogen water and minerals

Happier and healthier each day 💚

[TFTBratch @MasterBratch]

🤣🤣🤣

[“Sudden And Unexpected” @toobaffled]

Do you know anyone this Stupid❓

[Chris - Property Management @ChrisTwiggsPM]

APOLOGIES IN ADVANCE TO ANY TENANTS READING THIS, BUT I’M NOT STAYING QUIET.

I’ve housed you for four years at $1,750 a month. You’ve never been late. You’ve never trashed it. You’ve been a solid tenant. Then I sent the renewal: rent’s going up $275.

YES.

You’ve paid me almost $84,000 over four years. That money covered the mortgage (which I’m still on the hook for if anything goes wrong), property taxes that keep rising, insurance premiums that have jumped hard, maintenance and repairs that cost more every year, and all the other costs of keeping the place habitable and legal.

The equity and any portfolio growth come from the capital I put in, the risk I took, and the fact that I own the asset, not from the rent check itself.

You’re the one writing the check every month for the right to live there. At the end of it, you own nothing because you didn’t buy it, finance it, or take on the ownership risks. I did. If the roof fails, the HVAC dies, a pipe bursts, taxes go up again, insurance spikes, or you leave and it sits vacant, that’s on me.

A $275 increase isn’t “because the market lets me.” It’s because the costs of providing the housing have gone up, insurance, taxes, labor, materials, compliance.

Recent data shows typical homeowners paying ~$1,380 a month just in maintenance, taxes, and insurance on top of the mortgage, with insurance up sharply over the last several years.

Apartment owners have been keeping only about 11 cents of every rent dollar after debt service, operations, taxes, and the rest.

Expenses have often risen faster than rents.

Stop treating landlords like a free housing subscription that never has rising costs. The rent pays for the use of the property and the service of ownership. The equity belongs to the person who bought it and bears the risk.

If you want a version where some of the money eventually becomes yours, buy your own home.

[TFTBratch @MasterBratch]

@Adiofreak @BreEazyy Solid advice 👌🏽

[Travis Biziorek @TravisBiziorek]

I refuse to believe we have a housing affordability issue.

You can literally buy this adorable Colonial in a safe, walkable Detroit neighborhood.

You don't even need a downpayment because the city will give you one!

Bars, restaurants, groceries, everything you need is literally just a few blocks away on E Warren St and/or Mack Ave.

Work downtown and have a 15 minute commute or work in the suburbs and have a 15 minute commute.

Save your money. Buy some cheap $50,000 rentals in another part of town that hasn't come up yet.

Retire in 10 years.

Why aren’t you doing this instead of complaining that nothing is affordable?

I’ll never understand.

[TFTBratch @MasterBratch]

Birthing pool filled up… it’s getting real

[SIMON RAM @KULIRAM1976]

Spot on other two are proper 🤡

[Harry Fisher @harryfisherEMTP]

If you’re curious how far gone, mentally, the general public is:

They are easily convinced that a superficial scratch on a leg inflicted by an athletic shoe caused a man to have multiple blood clots in his lungs.

That level of denial or willful blindness is off the charts.

God bless

[Dr. Simon @goddek]

Here’s living proof that the COVID vaccine causes brain damage.

[SkinwalkerActual @nw_wolfrunner]

If you'd told 16 year old me that in the future I would find Victoria's Secret models unfuckable I wouldn't have believed you.

[Retard Finder @IfindRetards]

Why are all the little known politicians posting images of themselves getting COVID vaccines?

If you're still getting a COVID vaccine in 2026 (or ever) you are retarded.

[David Wolfe @DavidWolfe]

Shouldn't we Audit the Cancer Society? 100 years and $100Billion in donations but still no cure?

[TFTBratch @MasterBratch]

But then complain that everything is too expensive lmaoooooo if you have $1,000 and complaining you can’t afford groceries…. You’re dumb as fuck 🤣

[Leading Report @LeadingReport]

Over 20% of new-car buyers now pay $1,000 or more a month, per CNBC.

[TFTBratch @MasterBratch]

You forgot one...

- College dropout: Millionaire....

[Ali & Josh Lupo @theficouple]

How does education impact net-worth:
- No high school diploma: $38,050
- High school diploma: $107,000
- Some college: $136,500
- College degree: $464,600

...Does this surprise you?

[TFTBratch @MasterBratch]

Get. Better. Skills.

[Luxi ⭐ @0xLuxi]

How am I supposed to pay;

$1,500 rent
$220 power
$95 water
$300 internet
$250 car insurance

EVERY MONTH while making less than $19 an hour???

[Erin Elizabeth Health Nut News🐭 @unhealthytruth]

I don’t. The flu jab doesn’t work.

[Drea @DreaMGriff28]

Yes you’re a whore. You’re whoring yourself out. It’s not just men that think OF is a whore’s occupation.

[TFTBratch @MasterBratch]

Hilarious set lol

[Eric Matheny @ericmmatheny]

You know he knocked it out of the park if liberals are still outraged 3 days later.

He was hilarious (and correct).

[TFTBratch @MasterBratch]

Personal vehicle 2015 paid off since 2020 🫡

[Matt | The Mini-Retirement Maximalist @TheMattViera]

Zero BS question:

How old is the car you drive, and how long has it been completely paid off?