@deaflibertarian There's not a significant difference between 800 and 850. A short term "ding" because you paid off an installment is just the mindless algorithm generating a number. It doesn't really matter.
@deaflibertarian I will try.
A credit rating combines multiple indicators. A couple of important ones are your income and your trustworthiness. If you promise to pay the loan back, will you? Income without credit history only tells the lender you have the money, not whether you'll pay.
@NateSilver538 It will be interesting to see all the comments after election. Not sure how many seats are a “wave” but Trump ain’t popular with moderate middle America
@JenniferSey@RealDanZak It was obvious to any one that cared that gymnastics (and figure skating) were pretty f’d up after Joan Ryan wrote Little Girls in Pretty Boxes.