@Tesco Hi Tescos. Just bought 6 pink lady apples and decided to buy them loose rather than in plastic packaging. Basically just spent £1.07 to not use plastic - not a great incentive to cut back. Not upset, just disappointed.
@JinnAndT0nic Pension contributions are a deduction for PAYE and no national insurance is paid on pension receipts. Therefore you only pay tax on your income once. Actually pensions are designed to be tax efficient if not over used.