I'm 61. Worked since age 14. Done all the jobs. Labor, warehouse for 5 years, barber standing for 10 hours a day for 15 years, web designer sitting for 12 hours a day for 20 years 10 years each, part time ski instructor for 10 years. My back has been in pain through it all. Knee pain when standing all day. I sat on one of those excercise balls for a year at my desk job. Yet some people I know have a little shoulder pain from construction and are "disabled" collecting my tax money. Suck it up!
@GrindeOptions I'm holding 3 years of living expenses in cash. The rest in VOO and VTI. All past stock market crashes have fully recovered within 2 years except the Great Depression, recovery was 3 years.
@GrindeOptions Have not sold anything yet in 30 years. I think selling will be easier because if the market is up I know my profit. I can take my distributions only when up. Might go up more fater I sell but I'm not losing money.