Max Boyko

Passionate about real estate. Hard Money Lender - Optimus Capital - Flexible Loans for Real Estate Investors | Fix and Flip, DSCR, Portfolio, New Construction

[Max Boyko @MaxBoyko]

Silicon Valley's housing market is splitting in half.

One zip code in Santa Clara County is selling 10% above asking in under a week. Twenty minutes south, price per square foot just dropped 15.8%.

Same county. Two completely different markets.
I pulled the data on 9 zip codes. Thread below.

Agents and investors working Santa Clara County, what are you seeing on the ground right now? Drop your take in the replies.

[Max Boyko @MaxBoyko]

@KobeissiLetter Overpriced homes are finally understanding they can't sell above market?

[Max Boyko @MaxBoyko]

@jammirat looks like more inventory than demand, or at least more than some of the other zip codes in the area.

[Max Boyko @MaxBoyko]

@Peru_in_TheBay that's definitely the conclusion!

[Max Boyko @MaxBoyko]

Silicon Valley's housing market is splitting in half.

One zip code in Santa Clara County is selling 10% above asking in under a week. Twenty minutes south, price per square foot just dropped 15.8%.

Same county. Two completely different markets.
I pulled the data on 9 zip codes. Thread below.

Agents and investors working Santa Clara County, what are you seeing on the ground right now? Drop your take in the replies.

[Max Boyko @MaxBoyko]

@shawngorham The post right before yours in my feed said the socal market is cooling

Hard to really understand what's going on lol

[Max Boyko @MaxBoyko]

I break down real estate markets like this every week using the same data I use to underwrite $1B+ in investment loans at Optimus Capital.

Real estate investor? Follow for more market breakdowns.

Got a deal? DM me your scenario.
Sources: Zillow ZHVI + Redfin, Feb 2026
https://t.co/UmuzC4ymzO
#RealEstateInvesting #SiliconValleyRealEstate

[Max Boyko @MaxBoyko]

Three things the data is telling us:

1. Tech corridor zips near Apple, Google, and major campuses are still seeing aggressive bidding and rising sale prices

2. Mid-tier San Jose zips are repricing. Sale-to-list ratios compressing, days on market stretching

3. Luxury above $3M is holding firm on its own fundamentals

Your zip code selection has never mattered more for deal outcomes.

[Max Boyko @MaxBoyko]

@MichaelEWebber that was my question as well. if we owned the same amount of real estate in texas as CA i'd be paying significantly more in taxes from what i calculated

[Max Boyko @MaxBoyko]

@nickgerli1 you can rent something half decent in austin for $1200?

[Max Boyko @MaxBoyko]

@SaladBarFan We've been seeing projects in the city where they dig down to add a unit on a lot of these.

Doesn't make the price go down, but adds a unit here and there

[Max Boyko @MaxBoyko]

@LA_Multi_Fam That a fourplex or a combination of ADUs?

LA seems to be getting a lot of sfr + 3 adu combos going which has been perfect for rental takeout

[Max Boyko @MaxBoyko]

@Budgetdog_ It's a forced savings plan :)

[Max Boyko @MaxBoyko]

@saniyafatma1278 Plant some vines to grow on it. Will look awesome!

[Max Boyko @MaxBoyko]

@Bitcoin_Teddy Roommates?