@SoyMariaVict Starlink con un inversor o batería no se te va el internet. Funciona muy bien. Si no tienes batería o el inversor no te va a servir Starlink
Ran the numbers on a $500K house at 6.75%.
Live there 7 years, then sell.
-Monthly payment: $2,594
-Total payments: $217,929
-Interest paid: $181,079
-Principal paid down: $36,850
Seven years of payments and you own $36,850 more of the house than you did on day one.
Add property taxes, insurance, maintenance, closing costs and the 6% to sell it, and roughly $355K is gone for good.
You walk away with about $215K of equity, most of it your own down payment plus appreciation.
Now the other path.
Rent at $2,900/mo (rising 3%/yr) for the same 7 years: about $268K gone.
Take the $100K down payment and put it in the S&P 500 instead. Using the actual last 7 calendar years of returns, including the -18% year in 2022, that $100K is sitting at roughly $305K.
$305K in a brokerage account vs $215K in a house. And the renter spent $87K less getting there.
Before anyone yells: the last 7 years were one of the strongest stretches in market history. Run it on the 2000s and the house wins. This is a backtest, not a forecast, and past returns don't promise anything.
But "renting is throwing money away" is a bumper sticker, not a spreadsheet. Run yours before you sign.
We just crossed a line in medicine that humanity has been walking toward for a hundred years.
For the first time, doctors can take a biopsy of your specific tumor, read its unique DNA mutations — the exact fingerprint no other cancer on earth shares — and build a custom mRNA blueprint written for one human being. Yours.
It doesn't poison the cancer. It teaches your own immune system what to hunt.
And this week, Phase 3 results confirmed it works.
Added to the best immunotherapy we already had, this individualized cancer vaccine has been dramatically cutting the odds that high-risk melanoma comes back. In the earlier data, the combination reduced the risk of recurrence or death by 49%, and the risk of the cancer spreading to distant organs by 62%, compared to the standard treatment alone. This week's Phase 3 readout confirmed the benefit holds. That is not a modest tweak. That is a different trajectory for a human life.
And melanoma is just the first door. The same approach is now in trials across lung, bladder, and kidney cancers — a whole program of them, racing forward.
Understand what this actually means, because it's bigger than one drug.
For all of history, we fought cancer with blunt weapons. Cut it out. Burn it with radiation. Flood the whole body with chemotherapy and hope the cancer dies before the patient suffers too much. We were swinging a hammer in the dark.
This is a blueprint. A weapon designed atom by atom for one person's disease, that turns their own body into the thing that finds and destroys it. We are watching medicine shift from managing cancer to hunting it.
I've spent my life as a physician, and I did not expect to see this so soon. We were told personalized cancer vaccines were a thirty-year dream. They are happening right now, in real patients, with real data, in our lifetime.
I don't say this lightly, and I say it as a doctor who knows exactly how rare these moments are: this is one of the most hopeful things to happen in the history of the field.
I woke up thinking of the words of the morning prayer — Modeh Ani — I thank You. Gratitude, the moment you open your eyes, for a soul returned and a day given. To be alive at the exact hour when human beings learned to teach the body to cure itself feels like standing inside that prayer.
We are not at the end of cancer. But we are, unmistakably, at the beginning of the end of its reign.
With oil’s sharp decline over the past few weeks, I think we could see $50 oil again soon perhaps even $40.
We went from an oversupplied market to a supply shortage, and I believe we’re now heading back to an even stronger oversupply cycle.
How good was the press conference by Fed Chair Warsh. Precise, forward-looking, and set to energize how the Federal Reserve carries out its decisions. It was definitely the ideal choice for this new era of the artificial intelligence revolution
@JavierBlas@opinion Perfectamente explicado, muchas gracias. No entendía como decían que habían minas y seguían circulando buques iraníes, ahora entiendo 🙌🏼
Is the Federal Reserve really going to hike rates this year?? No way. A new Chair is coming in with a mission to lower rates, thinking they’ll raise them is crazy. At worst they hold, but a hike? Never. The media just wants rating and make noise.don’t listen.#FED#finance
Software is dropping because AI will replace it; hyperscalers are dropping because they’re investing heavily in AI and now have to prove they’ll earn it back. So which is it? One of these ideas has to be true, but not both… $META $AMZN $GOOG
I don’t understand why there is so much noise when these funds limit their withdrawals. It’s written right there: they can’t withdraw more than 5% each quarter. $JEF $BLK $MS $JPM
Thinking about raising interest rates to fight inflation is stupid.Prices aren’t rising because of demand,they’re rising because high oil,which makes expensive gas, leaving people with less money to spend on other things. So what exactly do higher interest rates fight? #FED
@stoolpresidente Exhibition”? Yeah right… Team USA was full of big leaguers. A stacked roster, just like the WSJ said… They were defeated by a better team, period
@ellgell@stoolpresidente Exhibition”? Yeah right… Team USA was full of big leaguers. A stacked roster, just like the WSJ said… They were defeated by a better team, period
@stoolpresidente Dave, many Venezuelan Players have played and even have a WS ring, Pérez with KC, Rodriguez with BRS, Cabrera with Marlins, and Gleyber with NYY(no ring), and more.. They know what this feels like, don’t downplay this victory just because US didn’t win