@Headteacherchat Write a different members of staff on it each week go spend time with them see what’s happening. When people come into your office tell them the good things you saw that person do this week.
@MartinSLewis I have 130k left on a mortgage, I can pay my 10% to reduce this but we want to move house and the rate is 3.9% so should resist paying off to transfer as much of this rate over to the new house ?