MD Finance

A fast-growing technology company, specializing in developing non-banking loan and fintech products across Europe and Latin America.

[MD Finance @mdfin_page]

Our latest market analysis shows why Texas has become a core expansion hub for alternative lending and credit access businesses:

🔹 A massive, resilient market
• 31.9M population
• $2.7T GDP with 6.8% growth
• Strong consumer demand for short-term liquidity

🔹 One of the least restrictive regulatory environments in the U.S.
Texas’ Credit Access Business (CAB) framework enables lenders to operate with no state-level caps on fees, creating flexibility unmatched by most other states.

🔹 $2B+ in annual CAB fees & 1.2M consumers served
Installment-based payday and auto-title products dominate — proving demand is strong, repeatable, and scalable.

🔹 Despite high revenues, profitability is under pressure
Even leading players report margin compression — highlighting a clear opportunity for:
✔ smarter underwriting
✔ AI-driven credit decisioning
✔ operational efficiency
✔ better compliance automation

🔹 Global interest is accelerating
International fintech groups and EU-based lenders are actively preparing U.S. expansion — and many are starting with Texas.

🔹 The takeaway:
Texas rewards lenders who combine regulatory expertise, scalable technology, and disciplined risk management. The opportunity is real — but execution matters more than ever.

At MD Finance, we build, launch, and scale lending businesses in complex markets like Texas — leveraging proven business models, deep regulatory expertise, and AI-driven technology.

👉 If you’re looking for a scalable lending partner with a strong international footprint and a track record of fast, efficient growth — let’s connect.
We’re focused on creating financial products that are simple, fast, and designed for real-world needs.

👉 Read the full report here: https://t.co/N2veEttPxj

[MD Finance @mdfin_page]

🚀 Non-bank lending continues accelerating globally — and the latest Q3 2025 data shows just how fast the sector is evolving.

Our newly released report tracks 40 lending groups across 60 countries, and the findings point to one clear trend: alternative lending is scaling faster and smarter than ever.

🔹 Strong financial momentum
Many mid-tier lenders delivered double-digit revenue growth. Profitability also strengthened across the sector, reflecting operational resilience and efficient risk management.

🔹 Innovation is reshaping the product landscape
From smartphone financing in Africa to BNPL rollouts in Central Asia and new lending apps in Southeast Asia, players are expanding well beyond traditional short-term and installment loans. This shift is driving higher customer engagement and market penetration.

🔹 A wave of expansion into high-growth markets
Spain, Romania, Poland, Tanzania, and Mexico are emerging as top destinations for both consumer and SME lending. We’re also seeing cross-regional moves — including Europe-to-U.S. expansions and U.S. entrants moving into Europe.

🔹 Strong appetite for capital
Several groups secured major funding rounds, bond issuances, and bank facilities, totaling hundreds of millions in fresh financing used to grow loan portfolios and diversify funding sources.

At MD Finance, we’re excited to be part of this momentum — expanding our geographic footprint, launching new products, and continually enhancing the customer experience through technology.

👉 If you're looking for a scalable lending partner with a strong international footprint and a proven ability to grow fast and efficiently — let’s talk.
We’re committed to building financial products that are simple, fast, and built for real-world needs.

👉 Read the full report here: https://t.co/aFS1jc1904

[MD Finance @mdfin_page]

APAC
💠PhonePe, a digital payments and financial services company that offers a mobile application for money transfers, raised $600M in a Secondary Market round led by General Atlantic.
💠FundPark, a fintech scale-up helping digital entrepreneurs unlock growth and access capital, raised $71M in a Venture round led by Alpha Nova Capital Management, with participation of Radiant Tech Ventures.
💠Jupiter, a digital banking app that offers spending insights and tools to help users manage their finances, raised $15M in a Venture round led by 3one4 Capital, with participation of BEENEXT, Jitendra Gupta, Mirae Asset Venture Investment.

MENA
💠https://t.co/uDlp5IJWiN, an AI-enabled accounting service, raised $1.85M in a Seed round.
💠Tabby | تابي, a payments and shopping app that enables customers to make purchases and pay in installments, raised an undisclosed amount in a Secondary Market round led by Boyu Capital and HSG.
💠Optasia, a fintech company developing airtime credit and mobile value-added services for mobile operators and financial institutions, raised an undisclosed amount in a Corporate round led by FirstRand.

#fintech #funding #investment #VC

[MD Finance @mdfin_page]

🏦 MDFin[Tech] Deals Weekly: October 20 - 26 🏦

At MD Finance, every week we bring you key insights on major deals and funding rounds, making it easier for you to stay up to date with the industry’s trends. Take a look at our updated content format in carousel.

Read the full digest here: https://t.co/5JVAJ9Ea3f

NORTH AMERICA
💠Galaxy, a technology-driven investment firm providing financial solutions across the digital assets ecosystem, raised $1.15B in a Post-IPO Debt round.
💠Pagaya, a company enabling financial institutions to expand customer access through its artificial intelligence network, raised $500M in a Post-IPO Debt round.
💠Wealthsimple, a fintech company offering digital financial services to help investors grow and manage their money, raised $393.04M in a Series E round led by Dragoneer Investment Group and GIC, with participation of CPP Investments | Investissements RPC, Greylock, ICONIQ Growth, IGM Financial Inc., Meritech Capital, Power Corporation of Canada.

EUROPE
💠Hercle, an institutional-grade infrastructure platform bridging fiat, digital assets and stablecoins for global money movement, raised $50M in a Debt Financing round.
💠Hercle, an institutional-grade infrastructure platform bridging fiat, digital assets and stablecoins for global money movement, raised $10M in a Venture round led by F-Prime, with participation of Exponential Science and Fulgur Ventures.
💠Obligate, a platform that enables companies to issue on-chain bonds and commercial paper to receive funding from investors in a regulated DeFi environment, raised $3M in a Venture round led by Exponential Science, with participation of Khalid Ferdous Howladar, Seamus Donoghue, Yuval Rooz.
#fintech #funding #investment #VC

[MD Finance @mdfin_page]

Today, third-party litigation finance is both a tool for access to justice and a high-yield asset class for institutional investors. From Australia, this practice spread to England and the United States, where it matured into a separate industry.

Find out all insights here: https://t.co/vAkR0XSxIr

[MD Finance @mdfin_page]

LATAM
💠WELLI, a medical financing company based in Colombia, raised $75M in a Debt Financing led by Community Investment Management.
💠Plata Card, a financial technology platform that provides a credit card and a customized rewards program through its buy-now-pay-later service, raised an undisclosed amount in a Secondary Market round led by Kora Management LP, with participation of Audeo Ventures, Hedosophia, Moore Strategic Ventures, Spice Expeditions, and TelevisaUnivision.

APAC
💠Endowus, a financial technology company that provides CPF, SRS, and cash savings advisory, raised $70M in a Venture round led by Illuminate Financial, with participation of Citi Ventures and Prosus Ventures.
💠StraitsX, a payments infrastructure provider for the digital asset space, raised $10M in a Venture round led by UQPAY, with participation of NTT DOCOMO.

MENA
💠Stake, a digital real estate investment platform that helps users invest in income-generating properties, raised an undisclosed amount in a Corporate Round led by Property Finder.
💠Kotani Pay, a technology stack that enables blockchain protocols, dApps, and blockchain fintech companies, raised an undisclosed amount in a Corporate Round led by https://t.co/MUmDXnLK5i.

#fintech #funding #investment #VC

[MD Finance @mdfin_page]

🏦 MDFin[Tech] Deals Weekly: October 20 -26 🏦

At MD Finance, every week we bring you key insights on major deals and funding rounds, making it easier for you to stay up to date with the industry’s trends. Take a look at our updated content format in carousel.

Read the full digest here: https://t.co/y7ApXYHP8M

NORTH AMERICA
💠MPOWER Financing, a fintech company that provides educational loans to domestic and international students, raised $100.5M in a Debt Financing.
💠Spotter, a platform for creators that provides services and software designed to accelerate growth for top creators and brands, raised $89.1M in a Venture round.
💠FinTap, a financial firm that provides revenue-based financing and capital services for small businesses, raised $86.5M in a Debt Financing.

EUROPE
💠Moniepoint, a financial technology company that provides payments, credit, business management, and banking services for businesses, raised $90M in a Series C round led by Development Partners International and LeapFrog Investments, with participation of Alder Tree Investments, Google’s Africa Investment Fund, International Finance Corporation, Lightrock, Proparco, Swedfund International, Verod Capital Management, and Visa.
💠Saturn AI, a company developing an operating system for wealth managers to enhance financial peace of mind, raised $15M in a Series A round led by Singular, with participation of Shapers, Y Combinator, and Zeno Partners.
💠Katalysen, a Nordic venture developer advancing early-stage ventures with hands-on expertise, capital, and networks, raised $319K in a Post-IPO Equity round.

#fintech #funding #investment #VC

[MD Finance @mdfin_page]

Nigeria’s digital lending market is expanding rapidly and counts over 430 approved alternative lenders. Valued at $230.9 million in 2024, it is expected to reach $285.9 million in 2025, and almost double to $542.4 million by 2028.

While new regulations from the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria aim to formalize the market and protect consumers, challenges persist – notably high delinquency rates and rising compliance costs.

Looking ahead, growth opportunities lie in digital financial inclusion and alternative credit scoring. With the right balance of innovation and regulation, Nigeria’s non-bank lenders are well-positioned to play a central role in expanding financial access for millions.

Read the market overview in the latest MD Finance report below.
https://t.co/LHBmknJ9Vv

#lending #report

[MD Finance @mdfin_page]

MD Finance’s Chief International Growth Officer, Denys Peleshok, shared insights with CNBC Arabia on the latest movements in Asian markets.

Japan led regional gains as the Nikkei 225 jumped by over 2%, adding more than 2,000 points and nearing 48,000, supported by strength in the industrial, real estate, and technology sectors. The rally followed the appointment of Chiki as Japan’s first female Prime Minister, signaling expectations of a more stimulus-oriented economic policy.

Denys noted that while investors welcome this shift, the yen weakened sharply - its fastest decline in five months - amid rising pressure on the Bank of Japan over future monetary tightening and interest rate policy.

#MarketTrends #Fintech #Asia

[MD Finance @mdfin_page]

LATAM
💠Plata Card, a financial technology platform that provides a credit card and a customized rewards program through its buy-now-pay-later service, raised $250M in a Series B round led by Kora Management LP, with participation of Moore Strategic Ventures and TelevisaUnivision.

APAC
💠Rakuten, a provider of e-commerce, fintech, digital content, and communications products and services, raised $546M in a Post-IPO Debt.
💠dezerv., a company that offers an integrated portfolio approach to investment, providing higher returns with lower risk, raised $39.4M in a Series C round led by Accel and Premji Invest, with participation of Elevation Capital andZ47.
💠inaam, a fintech application that offers impact investment, reinvestment strategies, fintech solutions, and financial inclusion services, raised $324K in a Pre-Seed round led by Hatcher+,  with participation ofStartupbootcamp Australiaa.

MENA
💠Chari, a B2B e-commerce platform that provides entrepreneurs with a steady supply of consumer products and financial services, raised $12M in a Series A round led by Orange Ventures and SPE Capital, with participation of Afri Mobility, AXIAN Group, Dragon Capital, Endeavor Catalyst, Global Founders Capital, H&S Invest Holding,Harambeans, Karim Beguir,, Michael Lahyani, MyAsiaVC, P1 Ventures, Pincus Capital Management, Reflect Ventures, UM6P Ventures and UNCOVERED FUND.

#funding #investment #fintech

[MD Finance @mdfin_page]

🏦 MDFin[Tech] Deals Weekly: September 13 -19 🏦

At MD Finance, every week we bring you key insights on major deals and funding rounds, making it easier for you to stay up to date with the industry’s trends. Take a look at our updated content format in carousel.

Read the full digest here: https://t.co/Wp9DiEcpYy

NORTH AMERICA
💠Bitfarms, a blockchain infrastructure company that offers cryptocurrency coins and tokens and operates server farms to validate transactions, raised $500M in a Post-IPO Debt.
💠Oportun, a digital banking platform that offers personal loans and financial services to people with limited credit history, raised $247M in a Post-IPO Debt led by Citizens Bank and Community Investment Management.
💠Upgrade, a fintech company that offers mobile banking, credit, and payment products to mainstream consumers, raised $165M in a Series G round led by Neuberger Berman, with participation of DST Global, LuminArx Capital, and Ribbit Capital.

EUROPE
💠Clove, a company building the financial institution of the future, raised $14M in a Pre-Seed round led by Accel, with participation of Air Street Capital, Barney Hussey, Erez Mathan, Gideon Valkin, Inovia Capital, Kindred Capital, and Patrick Pichette.
💠Creditstar Group, a digital consumer finance company, raised $10M in a Debt Financing led by Kilde.
💠Bees & Bears GmbH, a green fintech company that specializes in financing renewable energy solutions, raised $5M in a Seed round led byContrarian Ventures, with participation of Extantia.

#funding #investment #fintech

[MD Finance @mdfin_page]

Ten years mark a significant milestone for MD Finance and for everyone who has contributed to its success. For Petr Uzun, this journey began in October 2015, when the team worked from a small coworking space and the company was just starting to grow.

Since then, MD Finance has grown from a small company into the strong, successful company it is today. For Petr, this has brought new projects, challenges, and professional growth, progressing from procurement processes to leading the support team.

He finds motivation in the team, the daily challenges, and the inspiring work environment.

💬 “MD Finance is my exciting journey that has lasted for 10 years,” Petr shares.

This story concludes our series dedicated to MD Finance’s 10th anniversary. These past ten years have proven the strength of our team, culture, and our commitment to continuous development.

And we look confidently to the future - towards new challenges and even greater achievements.

#teamstory

[MD Finance @mdfin_page]

Today, we’re happy to celebrate another colleague who has been part of MD Finance for 10 years. Aleksandr Reveha, an early team member, who played a key role in establishing this culture.

💬 “We create cutting-edge solutions, some of which are the first on the market. An efficiently set up workflow allows all tasks to be handled remotely from anywhere in the world.” Aleksandr says.

For him, the uniqueness of MD Finance’s culture lies in the combination of innovation and comfort - a balance that inspires the team to achieve more every day.

We will continue to share the stories of those who shape MD Finance’s success every single day.

#teamstory

[MD Finance @mdfin_page]

Exciting News! We are happy to share that MD Finance enters the Spanish market

MD Finance is expanding into Spain, one of the largest consumer credit market in the EU, by launching digital lending. In 2023, the market surpassed €32 billion, with alternative lending representing 6-10% of total credit issued.

Over the past 10 years, the company has processed more than 13 million applications. Following successful expansion into Romania, the Czech Republic, and Mexico, Spain is the next step in its global growth strategy.

Read more details here: https://t.co/9yXiGuUFjg

#lending #fintech #Spain

[MD Finance @mdfin_page]

Exciting News! We are happy to share that MD Finance enters the Spanish market

MD Finance is expanding into Spain, one of the largest consumer credit market in the EU, by launching digital lending. In 2023, the market surpassed €32 billion, with alternative lending representing 6-10% of total credit issued.

Over the past 10 years, the company has processed more than 13 million applications. Following successful expansion into Romania, the Czech Republic, and Mexico, Spain is the next step in its global growth strategy.

Read more details here: https://t.co/9yXiGuUFjg

#lending #fintech #Spain

[MD Finance @mdfin_page]

We’re proud to celebrate Serhii Litovchuk, who has been growing together with MD Finance for 10 years since October 2015.

💬 “The biggest transformation I’ve seen was how the Operations Team gradually evolved into a full Operations Department, with dedicated people responsible for different countries and activities. From that moment, the company began to grow rapidly, reaching new records almost every week. That’s truly inspiring!” Serhii shares.

These changes at MD Finance have created new opportunities and achievements. We continue to move forward and develop every day.

Stay tuned for more stories from those who have shaped MD Finance since its inception.

#teamstories

[MD Finance @mdfin_page]

LATAM
💠Citibanamex, a financial institution offering credit cards, mortgage loans, personal loans, and currency exchange services, raised $2.31B in a Secondary Market round led by Fernando Chico Pardo.
💠Remitee, a digital multi-purpose cross-border payment platform, raised $20M in a Venture round led by Algorand Technologies, with participation of Copec Wind, Krealo, Latitud, Redwood Ventures, and Soma Capital.
💠Lastro, an AI platform for real estate agencies, raised $15.3M in a Series A led by 1Sharpe Ventures, with participation of Canary, FJ Labs, Prosus, QED Investors, and Scale-Up Ventures.

APAC
💠Honest, a company building consumer-focused financial products, raised $100M in a Venture round led by Gilgamesh Ventures, with participation of Orient Corporation, SV Pacific Ventures, Village Global, and XYZ Venture Capital.
💠Honest, a company building consumer-focused financial products, raised $40M in a Debt Financing round led by Mizuho Bank.
💠Ayoconnect, Southeast Asia’s largest open finance API platform, raised $5M in a Venture round led by Finch Capital, with participation of Ion Pacific and Mandiri Capital Indonesia (MCI).

MENA
💠https://t.co/rxOnZcckzG, a digital payment platform offering secure and flexible financial services to consumers and small businesses, raised $250K in a Seed round led by Lisk EMpower Fund.

Each deal in this roundup reflects more than market movement. It shows how capital is strategically aligning with emerging technologies, scalable models, and untapped geographies.

At MD Finance, we continue to monitor these signals each week to identify where value is being created and where the next opportunity lies.

#fintech #funding #investment #VC

[MD Finance @mdfin_page]

🏦 MDFin[Tech] Deals Weekly: September 29-October 5 🏦

At MD Finance, every week we bring you key insights on major deals and funding rounds, making it easier for you to stay up to date with the industry’s trends. Take a look at our updated content format in carousel.

Read the full digest here: https://t.co/2ITaEgqeEi

NORTH AMERICA
💠MidCap Financial Investment, a Maryland-based closed-end, externally managed investment corporation (NASDAQ: AINV), raised $1.61B in a Post-IPO Debt round.
💠Kraken, a cryptocurrency exchange platform offering parachain auctions, staking, and index services, raised $500M in a Venture round led by Arjun Sethi, with participation of Tribe Capital.
💠Ualett, a leading mobile app providing online cash advances to independent workers in the U.S., raised $150M in a Debt Financing round led by Thiele Capital Management.

EUROPE
💠Teylor, an SME lending platform providing fast and convenient business loans, raised $157.5M in a Debt Financing round led by Fasanara Capital.
💠Feedzai, a company using advanced AI to detect and prevent fraud and financial crime in real time, raised $75M in a Series E led by Buenavista Equity Partners (formerly GED Capital), with participation of Explorer, Iberis Capital, LINCE CAPITAL, and Oxy Capital.
💠Bite Investments, a global fintech providing scalable software solutions for the alternative asset and wealth management industry, raised $25M in a Private Equity round led by NewSpring.

#fintech #funding #investment #VC

[MD Finance @mdfin_page]

Buy Now, Pay Later is no longer just a consumer story

💳 After years of expansion (and turbulence) in the B2C space, the spotlight has shifted to business-to-business transactions. Here, the market is far larger, the pain points deeper, and the impact potentially more valuable.

For businesses BNPL solves two long-standing problems:
1️⃣ Financing at the point of sale helps SMEs close the $2.6T credit gap.
2️⃣ Liquidity management enables companies to pay later and manage cash flow more effectively.

🚀 The market has good prospects. Global B2B commerce was worth around $120T in 2022. By 2030, BNPL could capture 15-20% of all B2B payments – equal to $25-30T in transaction volume. With average fees of 3-4%, the total addressable market could reach $700B-$1.3T.

👉 Read the full report here: https://t.co/dC8D6yd8nj

#report #lending #BNPL #fintech #B2B