🔰 UPI Remains Free for Consumers
UPI continues to be free for customers. Sending money to friends, paying at shops, or scanning a QR code — all remain without charges.
Key Facts:
✅ No charges on P2P: Person-to-Person transfers are always free, regardless of amount.
✅ Small merchants protected: Vendors earning up to ₹1 lakh per month via UPI QR codes continue to enjoy zero charges.
✅ Everyday payments safe: Over 95% of merchant payments are below ₹2,000 — these remain free.
✅ Nominal MDR above ₹2,000: Only larger merchant transactions above ₹2,000 attract a small fee (0.4%) to be borne by merchants, far lower than credit card charges or other network charges.
✅ Essential services capped: Railways, fuel, telecom, bill payments, insurance, etc have a flat fee of ₹5 per transaction above ₹2,000.
✅ Special low rates: Mutual fund and securities payments attract just 0.02%, capped at ₹300.
Safeguards for Consumers
✅Banks instructed: Merchants cannot pass MDR costs to customers.
✅No hidden fees: UPI apps cannot levy platform charges.
Debunking the “External Pressure” Myth:
✅ Some claims suggest the change is due to foreign influence. This is false. India’s UPI policy decisions are made independently, with the clear goal of building a self-sustaining, inclusive, and affordable digital payments ecosystem.
Why This Matters:
Since its launch in 2016, UPI has grown into the world’s largest real-time interoperable payment system — entirely on India’s own terms. UPI processed 24.5 billion transactions in August 2026 alone. To keep this system self-sustainable, secure and innovative, a small fee on high-value merchant transactions helps fund:
☑️Better infrastructure and cybersecurity
☑️Support for small merchants in Tier III–VI towns and rural areas
☑️Awareness and incentives to expand UPI adoption
The new framework ensures resources from higher-value merchant transactions are reinvested to support small businesses and strengthen digital payments across the country.
🔗Read FAQs at: https://t.co/SFh8c2eT4F
The price hike is unjustified. $100 price hike in the US somehow equals to $250+ in India?? I hope their sales plummet drastically. And this is coming from a loyalist who’s been in the ecosystem for more than a decade! #appleevent#iphone#pricehike
Apple Just SCREWED India!
Yes, while the iPhone 18 Pro series and iPhone Duo launched at "reasonable" prices in the US, the Indian pricing just doesn't make sense at all.
It costs way more in India, and they have even increased older phones just like that. Even if that's fine, what do Apple accessories do?
The Type-C cable, Ear Cushions, Ear Tips, Cases and even the Air battery pack have gotten price hikes in India, while it didn't change at all for the US.
We have talked about everything in our latest video: https://t.co/aePB7Xk69n
What are your thoughts on this? Please let us know below👇
@yaswanthats Movie lo unde crafts ni elaa vaadakudadho nerpinche movie idhi. Writing, acting, cinematography, music, edit.. okkatante okkati kuda ekkaledhu. Naa bike kuda last lo park chesaa ane 20 mins mundhu lechochesaa.
@delhivery Customer support is a joke. It doesn’t provide more than these options in a chat, and the contact number is not connecting no matter how many times I try.
A Quite Hope : an ode to ‘Sirivennela’
The story I have been waiting to tell.. is now on Amazon. Please check it out!!
IN: https://t.co/wvKE0ye1s1
US: https://t.co/LFXXN6AtxW
UK: https://t.co/X8IJ1VWMRl
Whenever I have a parcel with Delhivery, I end up getting scam texts. Not sure how seriously they take customer data privacy. @delhivery , please look into this. @Cyberdost