@Hamnjela@K_CyberSecWrld Fees will erode your returns. The penalty of having your eggs in too many buckets is crippled compound interest. 2 or 3 inexpensive diversified ETFs should be enough.
@BillzDaOriginal Only if she is not your work wife because you would be cheating on your work wife. This would put your work family in danger. Think about your work kids bro.