Mohamed Lebda

X-Banker @ Citi & UBS | Founder @ AI Private Bank

[Mohamed Lebda @melebda]

IWM gives clients in emerging markets remote access to a U.S. Private Bank account, Visa debit card, and managed portfolio—all with just a passport. No minimum balance, and every client gets their own Private Banker.

FDIC-insured up to $1M. Earn 4% interest, paid monthly.

[Mohamed Lebda @melebda]

@alexeheath Perplexity is incredible!

[Mohamed Lebda @melebda]

@paulg @dayoadeosun10 hahahahaha

[Mohamed Lebda @melebda]

@benln no upcoming events in Pakistan?!?

[Mohamed Lebda @melebda]

@davidpantera_ Just DM'ed

[Mohamed Lebda @melebda]

We are building the Apple of private banking.
Simple, global, beautiful and human.

[Mohamed Lebda @melebda]

We are giving people access to private banking without asking for a minimum balance.
Citi asks for ten million.
We ask for zero.
That is real disruption.

[Mohamed Lebda @melebda]

You can reach every RIA in the country using Apollo.
Target them, message them, speak to them directly.
Help them go independent with less risk.

[Mohamed Lebda @melebda]

VCs prefer B2B because the customer sits still and you can hunt them.
In B2C you need a wedge and a product that is ten times better.
But if you have that, B2C creates icons.
Do not ignore it.

[Mohamed Lebda @melebda]

I wrote our 18 month product roadmap in two days.
Not because I am fast.
Because I have seen exactly how a private bank works from the inside.
The path is obvious when you have lived it.

[Mohamed Lebda @melebda]

We are opening our Beirut office for private bankers.
Talent can be global.
So should wealth management.

[Mohamed Lebda @melebda]

Just landed in SF.
There is no better place to build a tech company, especially one powered by AI.
The energy here is unreal.

[Mohamed Lebda @melebda]

$2.5M minimum for Latin Americans to start a private banking relationship with Bank of America Merrill Lynch in Miami.

When I started at UBS Switzerland in 2013, the requirement for Egyptians was $250K. Today it's $2M.

[Marc Randolph @marcrandolph]

Every successful career I've ever known was filled with long periods of meandering, months or even years when no one knew what would happen next.

Look at me: I started as a geology major turned failed realtor.

I then ended up founding several companies, one of which ended up becoming @netflix

[Mohamed Lebda @melebda]

@andrewdsouza @boardyai Congrats man! Boardy is incredible

[Mohamed Lebda @melebda]

@eunifiedworld I moved to SF .. really open to tpot! please reach out. I'm build an AI Private Bank area decade in banking, here's 1 min vid

https://t.co/QB6hsrimqE

[Mohamed Lebda @melebda]

They're not mass market, but they're not ultra-high-net-worth either.

This growing gap between traditional Private Banking and retail is exactly why we're building something different.

The opportunity is massive. 🚀

[Mohamed Lebda @melebda]

$2.5M minimum for Latin Americans to start a private banking relationship with Bank of America Merrill Lynch in Miami.

When I started at UBS Switzerland in 2013, the requirement for Egyptians was $250K. Today it's $2M.

[Mohamed Lebda @melebda]

The result? The next 11% are increasingly excluded from Private Banking services.

These are successful professionals and entrepreneurs who need sophisticated banking solutions -> multi-currency accounts, international transfers, investment platforms.