Lily

Great things never come from comfort zones. Take risks, make mistakes, and grow🏔️

[Lily @mhde20012]

Arms wide open to the sunset symphony. Mountains, ocean, and me pure serenity 🌅🌊 #GoldenHour #BeachDreams

[Lily @mhde20012]

Snow flurries outside, chill vibes inside me and my Bichon enjoying the best seat in the house. What's your favorite winter ritual? 🐕‍🦺🏙️ #SnowDay #PetLife

[Lily @mhde20012]

From dusk till dawn in my little haven. Who's joining the chill? 🌌🛏️

[Lily @mhde20012]

Knight in shining armor? Nah, just living my best medieval life at Medieval Times 🏰👑 Sword fights, feasts, and zero dragons harmed. Who's ready for round 2? #MedievalTimes #FamilyNight

[Lily @mhde20012]

Treadmill Tuesdays legs on fire, but that post-workout glow? Worth every step 💪🔥 #GymLife #LegDay

[Lily @mhde20012]

Morning ritual unlocked ☕️ That perfect foam swirl has me hypnotized. Who's joining for round two? #CappuccinoVibes #CoffeeTime

[Lily @mhde20012]

Stepping into summer vibes with these crystal-embellished beauties ✨ Loving the sparkle on my toes #SummerSandals #OOTD

[Lily @mhde20012]

Just soaking in the good vibes 🕊️💖

[Lily @mhde20012]

A perfect blend of flavors each bite tells a delicious story

[Lily @mhde20012]

Just enjoying a little stroll in the city 🏙️✨

[Lily @mhde20012]

Cuteness overload 🐾✨ Collecting little treasures that bring joy to my day #PlushieLove

[Bitcoin News @BitcoinNewsCom]

NEW: Dutch Parliament Member Michel Hoogeveen explains how the 36% unrealized capital gains tax, just passed by the House of Representatives, will work.

Here is a more detailed example:

Step 1. Starting position
You own 500 shares.

Value on Jan 1, 2028: €50,000
Value on Jan 1, 2029: €100,000

So the paper gain is:

€100,000 − €50,000 = €50,000 unrealized profit

You did not sell. But for tax purposes, that €50,000 is treated as income.

Step 2. Apply exemption
You are married, so you get a €3,600 exemption.

€50,000 − €3,600 = €46,400 taxable amount

Tax rate: 36%

€46,400 × 36% = €16,704 tax bill

That bill is due in May, even though you never sold anything.

Step 3. Market falls before you pay
Now suppose by May the shares drop in value.

New total value: €60,000

So your portfolio is no longer worth €100,000. It’s worth €60,000.

But the tax bill is still €16,704, because it was calculated based on the January 1 valuation.

Step 4. You must sell shares to pay tax
To raise €16,704, you sell part of your shares.

After paying the tax, you’re left with:

€60,000 − €16,704 = €43,296

Originally you had 500 shares.
Now you have 360 shares left.

You were forced to sell 140 shares.

140 ÷ 500 = 28% of your shares gone.

Step 5. What happened economically?

Before the correction:
Paper gain was €50,000.

After the correction:
Portfolio is worth €60,000.
Original cost basis was €50,000.
Real gain is only €10,000.

But you paid €16,704 in tax.

So instead of being up €10,000, you are now:

€43,296 − €50,000 = €6,704 below your original starting value.

You turned a €10,000 real gain into a €6,704 net loss.

And you lost 28% of your shares permanently.

[Lily @mhde20012]

From the deep greens of the spruce to the delicate branches against the red brick, winter definitely knows how to style a scene📸🏘️

[Lily @mhde20012]

Feeling paws itively caffeinated🐾☕️ Ready to take on the world

[Lily @mhde20012]

It is officially Friday, January 16th🗓️ Describe your weekend plans using only three emojis. I’ll start: 🍕💤📚. Your turn👇 #Interactive #FridayVibes #WeekendPlans

[Lily @mhde20012]

Stronger than yesterday. ✨ Investing in myself, one workout at a time #SelfCare #GymLife

[Lily @mhde20012]

Since the first photo features the iconic red TTC streetcars and the Frank Gehry-designed Forma construction, using hashtags like #Toronto, #KingWest, or #ONStorm

[Now Toronto @nowtoronto]

One year after resigning as Canada’s Prime Minister, Justin Trudeau is doing what he does best: staying in the headlines. #JustinTrudeau #KatyPerry #Politics #Canada

https://t.co/TbZ7TrUhjX

[Now Toronto @nowtoronto]

Large chunks of ice were seen falling from downtown skyscrapers, forcing the closure of the intersection at Bloor and Yonge on Wednesday.

While police say no injuries have been reported, remember #Toronto: stay alert, look up, and stay safe.

[Lily @mhde20012]

Finding beauty in every bloom🌺🌿 #NatureLove