Mickey Hellman Certainty Home Lending

I have 35 years in the mortgage industry! (NMLS #244724). : VP of Mortgage Lending | Certainty Home Lending is a division of Guaranteed Rate, Inc. NMLS #2611.

[Mickey Hellman Certainty Home Lending @mhellman]

Let's Go!!!!!

WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Thank you Greg Garza for the kind words! Its always nice to get this kind of feedback for my Business! I do not take my clients needs lightly!

Let's Go!

WHO YOU WORK WITH MATTERS!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the documents that help paint a clear financial picture. 📝 From your ID to proof of income, being prepared can help speed up the process and avoid surprises. I’m here to walk you through every step and make financing your home as smooth as possible. Have questions? Let’s connect! 💬 #thehelpfulLO #finances #lo060826 #investment #realestate

[Mickey Hellman Certainty Home Lending @mhellman]

Appreciation Thread! Thank you so much for your review Don & Lori Ridolfi! Who's Next?
When you Love what you do, it isn't work!

Who You Work With Matters!

Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Today, we honor the courage, sacrifice, and extraordinary bravery of those who took part in D-Day on June 6, 1944. Facing unimaginable odds, thousands of Allied service members stormed the beaches of Normandy in one of history’s most pivotal military operations—helping turn the tide of World War II and defend freedom for future generations. As we remember the heroes of the Greatest Generation, we also recognize the profound cost of liberty and the importance of preserving their legacy. Their sacrifice, service, and unwavering courage will never be forgotten. #DDay #DDayAnniversary #RememberDDay #Normandy #WorldWarII #WWIIHistory #HonorAndRemember #MilitaryHistory #NeverForget #GreatestGeneration #AmericanHeroes #RememberTheFallen #FreedomIsNotFree #Veterans #nationaldayspost

[Mickey Hellman Certainty Home Lending @mhellman]

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to thoughtful touches that make your experience smoother (and sweeter), I’m here to go above and beyond. Think of me as your home loan secret ingredient. #thehelpfulLO #donutday #lo060526 #realestate #dreamhome

[Mickey Hellman Certainty Home Lending @mhellman]

Congratulations All!
Who's Next?

I hope the buyer's enjoy their new home!
Thank you to Caitlin Boyle for accepting the buyer's offer and Gina Bissin Gluyas for being the buyer's agent! Let's Go!!!!

WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

This is so Great.....5 days Clear to Close on a Purchase, and we were not even trying to close early. This is with a full appraisal.....20% down conventional loan in Lompoc! Who's Next?

Who You Work With Matters!

I just LOVE what I do for a Living!

[Mickey Hellman Certainty Home Lending @mhellman]

Thinking about selling? 🎨🏡 Small design choices can have a surprisingly big impact on how buyers perceive a home. From paint colors to staging details, thoughtful updates can help create a space that feels inviting, memorable, and move-in ready. If you're preparing for a future sale and want to make the most of your home's appeal, send me a message, and I can connect you with a trusted real estate professional for guidance! #thehelpfulLO #homeowner #lo060126 #realestate #hometips

[Mickey Hellman Certainty Home Lending @mhellman]

What Does No Points Look Like Today?

Let's Go!
WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovation itself. 🔨🏡 From tapping into home equity to using savings strategically, homeowners have several options depending on their goals and budget. The right financing approach can help you improve your space while keeping your long-term financial plans on track. If you’re thinking about renovations and want to explore your options, send me a message and let’s chat! #thehelpfulLO #finances #lo052726 #homereno #hometips

[Mickey Hellman Certainty Home Lending @mhellman]

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term finances. 🏡 The right offer strategy, paired with smart financing, can help you maximize your buying power and keep your monthly payment in line with your goals. Knowing when opportunities exist in the market is key to making a confident move. If you’re ready to buy and want guidance on both price and financing, send me a message and let’s connect! #thehelpfulLO

WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Today, we pause to honor the brave men and women who made the ultimate sacrifice in service to our country. Memorial Day is more than a long weekend—it is a time to remember the courage, honor, and selflessness of those who gave everything for the freedoms we enjoy every day. As we gather with family and friends, may we also take a quiet moment to reflect, remember, and express gratitude for the heroes who will never be forgotten. #MemorialDay #HonorAndRemember #RememberTheFallen #MilitaryHeroes #AmericanHeroes #NeverForgotten #LandOfTheFree #BecauseOfTheBrave #SupportOurTroops #GoldStarFamilies #Patriotism #HonorTheFallen #USMilitary #FreedomIsNotFree

[Mickey Hellman Certainty Home Lending @mhellman]

Grocery Store Shopping Carts

Have an Awesome Day Everyone Watching This Video!

[Mickey Hellman Certainty Home Lending @mhellman]

Another one for you! Coke vs Pepsi!

[Mickey Hellman Certainty Home Lending @mhellman]

Rates for today 5.20.2026!!!

Let's Go!
WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
3529 Mercury Dr. #1
Orcutt/Santa Maria, Ca. 93455
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down payment. The good news? Some loans require as little as 3% down, and there are options for different financial situations! Let’s go over your numbers and find the best path to homeownership. 💬 Send me a message to get started! #thehelpfulLO

WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
Certainty Home Lending
[phone]

[Mickey Hellman Certainty Home Lending @mhellman]

We at the Hellman House Twee Hellman and family have always adopted and have always had great experiences. Photo of Milo & Cami. Our Current Pups! Pictures of yours?

Every rescue dog has a story—some difficult, some uncertain, but all deserving of a second chance. National Rescue Dog Day is a reminder that love, patience, and a safe home can completely change a life… for both the dog and the human. Whether your furry best friend came from a shelter, rescue organization, or simply found their way into your heart, today is a perfect day to celebrate the unconditional love they bring. Share a photo of your rescue dog in the comments—we’d love to meet them! #NationalRescueDogDay