Michael Freshwater

[Michael Freshwater @michaelaguaf]

@azdilla3l @luna_aireirl The same part as Dean Martin 🤌🏻

[Michael Freshwater @michaelaguaf]

"$300,000 home a conventional buyer puts down $60,000 minimum"
- False, 5% is the minimum down payment on a conventional loan, sometimes as low as 3%.

"$300,000 home a conventional buyer puts down $60,000 minimum and pays PMI on top."
- False, a $60k down payment would be 20% of $300k, which means no PMI on a conventional loan.

#knowledgemogged

[Michael Freshwater @michaelaguaf]

Slight correction with the verbiage. 130-160% appreciation and 180% appreciation. Not equity. 🧠💩

[Michael Freshwater @michaelaguaf]

If someone bought a house in 2020/2021, they probably have 130-160% equity in the home.

If they bought the house prior to then, but took advantage of the low rates to refi, congrats — they probably have 180% equity or even higher, depending on when the house was purchased.

Unless they’re looking at prices beyond their affordability ceiling, the following will always be a good option:

- sell your home for 150-200% what you paid
- use a large down payment on your new home

Now your new mortgage payment is reasonable, and you get a new house.

[Michael Freshwater @michaelaguaf]

@_sorrengailll then I would pose them this question

Who did he tell you that to?

[Agustín Romo @agustinromm]

Todo mi tuiter se divide en venezolanos festejando la caída de Maduro y comunistas que viven en países democráticos llorando.

[Michael Freshwater @michaelaguaf]

@9mmsmg After watching just the first rep I have to concur, and look away.

[Michael Freshwater @michaelaguaf]

Sweet can. Dogshit beer

[Coastal Carolina Athletics @GoCCUsports]

Tomorrow 👀

[Michael Freshwater @michaelaguaf]

@B1TuckerCarlson That overhead bin made me want to scream like the gentleman in the tunnel

[Michael Freshwater @michaelaguaf]

@xhitune @CoDClipped All the way to blinkerton

[Michael Freshwater @michaelaguaf]

Chat is this real or #ai

[Michael Freshwater @michaelaguaf]

@IowaSotaCykings @ItsKenobi_ @pmtwreckhouse @ChazingtonYT https://t.co/zQD2ihMIJ2

I used the WiiU emulator Cemu and it worked fine.

[Michael Freshwater @michaelaguaf]

@Bengals_Willie #ballknower

[Michael Freshwater @michaelaguaf]

@VikMunjal 👀

[scott @fouurza]

Do you guys think anyone from the quick scope community became like a doctor or a surgeon or something

[bailey @baileylikemovie]

Just remembered the true story behind Before Sunrise and fell to my knees crying

[Tony Kinnett @TheTonus]

My, my, would you look at the time.

[FearBuck @FearedBuck]

Today, Citigroup, the third-largest U.S. bank, made one of the most significant banking typographical errors in history

They meant to send a customer $280 but accidentally sent $81 trillion ($81,000,000,000,000).

[Collin Rugg @CollinRugg]

Underrated moment from the Oval Office meeting with President Zelenskyy.

Reporter: What if Russia breaks the ceasefire?

Trump: What if anything? What if a bomb drops on your head right now?

[DETONATED @DETONATEDcom]

Upcoming Multiplayer FPS Game ‘Cheaters Cheetah’ gives EVERYONE Aimbot, Wallhacks, etc. 😭 LOL