Michael Seaman

CEO at Swipesum | Every Business's Chief Payments Officer | Revealing What Really Saves Businesses Money (no gimmicks, just results)

[Michael Seaman @MichaelBSeaman]

Intro:

CEO & Founder of Swipesum
Entrepreneur in Residence at Codefi
Early Innovator in AI fintech solutions
Former collegiate pole vaulter & coach

In this thread, I’ll share what I do, how I got here 👇

#Fintech #Payments #Entrepreneurship

[Michael Seaman @MichaelBSeaman]

Grateful for @ArchGrants support since @TrySwipeSum 2018 grant, thrilled to celebrate with my wife at the 2025 neXus Gala.

[Michael Seaman @MichaelBSeaman]

3X

[Swipesum @TrySwipeSum]

Three‑Peat on the Inc. 5000!

We’re honored to be named to the Inc. 5000 for the third consecutive year, thank you to our integrated payments partners for the growth boost.

Thank you to our customers, partners, and this team. Your drive makes our journey possible.

[Michael Seaman @MichaelBSeaman]

@ycombinator @atlogai @just_vraj @SKarakkattu @johnbettinger33 Very cool

[Michael Seaman @MichaelBSeaman]

Swipesum’s built for this, that’s why we’re #1. DM me for a free consult.

[Michael Seaman @MichaelBSeaman]

Franchisors voted Swipesum #1 for payment processing. Why? After 40+ franchise wins, here’s the Franchise Buyer’s Guide. Spoiler: One-size-fits-all flops. Get it wrong, bleed cash. Thread👇

[Michael Seaman @MichaelBSeaman]

Price on your terms. Your partner should fight for base rates (we do). Best fit + service = pricing power. No off-the-shelf solutions. demand custom & transparency.

[Michael Seaman @MichaelBSeaman]

Worth reading

[Nick Huber @sweatystartup]

If you are just starting out, you need to realize one thing:

Your job is to make a company more money than they pay you.

It is up to you to build skills that can create profit for your employer.

The most basic ones:

- Become proficient at Microsoft Excel.
- Be a short and succinct communicator.
- Be eager to learn and demand more work when you're finished with what you're working on.
- Respond to emails and Slack messages QUICKLY.
- Never say "no" to a task that needs to be done.

Harder ones:

- Learn how to solve problems without asking your boss for help.
- Figure out where the leverage is and which 20% of activities drive 80% of the results. Do more of the 20%.
- Proactively pitch and implement new ideas that can make the company more money. These could be new ideas for marketing, sales, technology, etc.
- Work to create or refine repeatable processes and playbooks inside the business.
- Learn to manage and build a team so your department's productivity can improve.
- Think 3-6 months ahead and plan and build for the future state of the business.

Take it upon yourself to learn these things and practice them over and over again or you will experience a lot of mediocrity in your career.

[Will @WClemente]

Warren Buffett really sold the Apple top and stashed up $300 billion in T-bills before the worst drawdown in several years at 94 years old, goat

[Michael Seaman @MichaelBSeaman]

Cash Discounting is a slick con peddled by payments companies to boost their margins. Prove me wrong.

[Michael Seaman @MichaelBSeaman]

@brettharrison @FIAconnect Nice booth!

[Michael Seaman @MichaelBSeaman]

@reidhoffman @sonofalli @reidhoffman that was funny!

[Michael Seaman @MichaelBSeaman]

@sytaylor Sounds like a banker

[Michael Seaman @MichaelBSeaman]

@jevgenijs @PopularFintech Following

[Michael Seaman @MichaelBSeaman]

@AlexDRiddle What did you do?

[Michael Seaman @MichaelBSeaman]

AI Agents provide unlimited capabilities to the end-customer, in way that completely changes the TAM of software. Now you’re buying work from the software, not just buying it to do work yourself.

[Michael Seaman @MichaelBSeaman]

@HarryStebbings If Carvana didn’t exist, how would he go about buying a car?

[Michael Seaman @MichaelBSeaman]

I see a lot of business posts by smart people that claim “AI is not about replacing people”...

I am confused and need your help to understand.

How can you say that AI-native companies achieve $3m+ per employee, up from $200k/employee, and in the same breath that “it’s not about AI replacing humans”?