Michael Stanat

Stripe Stablecoins Community Builder | Financial Technology

@Cornell, @NYUStern & @Georgetown alum

[Michael Stanat @michaelstanat]

Join the Stripe Stablecoins Community https://t.co/6E6IqfnM3E

[Michael Stanat @michaelstanat]

The Stripe Stablecoins Community is hosting a free fireside Q&A on how businesses actually use stablecoins for payments, treasury & cross-border settlement.

Wed Aug 12, 7 PM ET. Virtual & free. Register:
https://t.co/fBMEjqXLDT

[Michael Stanat @michaelstanat]

A prompt is a keystroke. A governed system is an asset. My new piece: the four-layer stack that turns AI into governed infrastructure for payments and treasury. Access, method, execution, control: https://t.co/y6QzFkdLfa

[Michael Stanat @michaelstanat]

Stablecoins and tokenized deposits are not opposites. They are two answers to the same question. Asking the right one changes what you build: https://t.co/9h931LX5yL

[Michael Stanat @michaelstanat]

The 30-plus tools behind payments, treasury, wealth, and trading, plus the agent control layer almost nobody has wired together yet: https://t.co/yUdhy0eatz

[Michael Stanat @michaelstanat]

If your company holds idle cash, two products are fighting for it and most people cannot tell them apart. One earns you a yield. One moves your money: https://t.co/FIDIH2C2lS

[Michael Stanat @michaelstanat]

A single platform processed $7.2 trillion in tokenized repo in one month, up 220% in a year. What that reveals about velocity, governance, and where tokenization value actually accrues: https://t.co/SNmxwxyU4z

[Michael Stanat @michaelstanat]

Banks finished the ISO 20022 migration. The real prize is what comes next: preserving, capturing, and monetizing structured payment data before legacy systems strip it: https://t.co/lbqB4Mh74b

[Michael Stanat @michaelstanat]

You can keep the customer and still lose the funding, the conversion, and the settlement. Which layers of the money flow do you actually keep? https://t.co/Y18keg8Voo

[Michael Stanat @michaelstanat]

Coinbase, Visa, and Rain shipped the same idea in one month: card programs that originate in tokenized dollars, not bank deposits. This is a settlement story: https://t.co/ZEmUhf4V19

[Michael Stanat @michaelstanat]

Custody is not safekeeping. It is bankruptcy-remoteness. It decides whether you own your asset or a claim against a failed institution: https://t.co/UaRnezng8d

[Michael Stanat @michaelstanat]

AI has optimized card authorization revenue for a decade. The real shift now is toward one governed control layer, and proving what it actually caused: https://t.co/lk4xuF2W9l

[Michael Stanat @michaelstanat]

Banks did not go on-chain for speed. They did it to keep commercial bank money behaving like one dollar. The rulebook is the product. Par is the test: https://t.co/QjtLtQyFVq

[Michael Stanat @michaelstanat]

Tokenized deposit demos all work. The hard part is no longer the demo. It is the second bank. Why tokenized deposits are an ecosystem problem, not a ledger problem: https://t.co/hcG6xIm8T2

[Michael Stanat @michaelstanat]

Settlement lag was never free. It was just familiar. An operator's case for atomic settlement, and why the delay is a balance sheet cost: https://t.co/oFprwczSIG

[Michael Stanat @michaelstanat]

I built programmable USDC settlement on testnet. Atomic delivery, embedded controls, and the operational plumbing nobody advertises. Here is what it actually takes: https://t.co/gHT7QoUUOR

[Michael Stanat @michaelstanat]

When the banking day stops ending, FX stops being a currency view and becomes funding plumbing you manage by the hour. Synthetic FX and intraday FX, how treasuries fund currency around the clock: https://t.co/XMQFiAnwXj

[Michael Stanat @michaelstanat]

A consortium stablecoin, Open USD, launched with 140 partner logos. The distribution case is real. So is the governance and regulatory risk. My balanced read on the OUSD bet: https://t.co/JX6yFpCJPd

[Michael Stanat @michaelstanat]

Working in or curious about stablecoins, finance, or payments? Join the Stripe Stablecoins Community. Free and open to all:
https://t.co/qC5oWaL1JV