Michele Munoz

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[Michele Munoz @michelemunoz]

Pool season is here! Before planning your next pool party, consider extending your liability limits with an umbrella policy. Let’s talk through options soon, so you can focus on your hosting duties.

[Michele Munoz @michelemunoz]

That lakeside cabin, beach house or condo at the slopes — any vacant vacation or seasonal home — has special insurance considerations. Call me to find out more.

[Michele Munoz @michelemunoz]

Most small businesses seek protection against the loss of their important assets (buildings, equipment, etc.) but often overlook their most important asset — key employees. Contact me today to discuss how life insurance could fit into your business insurance portfolio.

[Michele Munoz @michelemunoz]

You can’t always plan for your family to be together when a disaster strikes, but it can help to have an emergency communication plan in place. Here is how you can get started: https://t.co/5FQV9sFkkL.

[Michele Munoz @michelemunoz]

Summer is for spontaneous backyard barbecues, poolside parties, impromptu dinner parties — all that good stuff also means extra people at your house. Are you covered in case of an accident? Call me to learn more about extending the liability coverage in your homeowners insurance.

[Michele Munoz @michelemunoz]

If something were to happen to you, life insurance proceeds can help your loved ones with financial obligations such as mortgage payments or other debt.

[Michele Munoz @michelemunoz]

If you’re renting, your landlord’s insurance covers your stuff, right? Wrong. But renters insurance can. And coverage for fire damage, liability and theft is more affordable than you might think. Let’s talk.

[Michele Munoz @michelemunoz]

Gas or charcoal? Low and slow BBQ or grilling? Whatever your backyard style, outdoor cooking can also come with risks. Learn how to keep your summer grill-fest safe. https://t.co/vEU612OoFr

[Michele Munoz @michelemunoz]

During your summertime fun, remember that hot summer months can bring extreme heat warnings. Stay hydrated and know what you can do when extreme heat hits. https://t.co/BacjxceIdp

[Michele Munoz @michelemunoz]

From the first kiss to the first dance. You’ve planned a future together with your partner, and now you can help protect it financially with a life insurance policy that’s right for both of you. Interested? Chat with me to get started.

[Michele Munoz @michelemunoz]

Reading the greens can be tricky. Getting the coverage you want shouldn’t be. Call me to chat about your options. [phone]

[Michele Munoz @michelemunoz]

Uninsured motorist wasn't always an available coverage option. In 1957, Farmers® co-founder Thomas Leavey had the idea to offer uninsured motorist liability coverage for those struck by an uninsured driver. Call me to double-check your automobile coverage. (951-471-2029

[Michele Munoz @michelemunoz]

Looking for that perfect gift to show that special someone you care? Then what could be better than a life insurance policy? I’m here to answer any of your questions. (And flowers aren’t a bad idea either.)

[Michele Munoz @michelemunoz]

Even if you're single, young and healthy, it's important to consider life insurance as premiums can be more affordable . And more importantly, others may still be impacted financially from your absence. Let's start the new year with a new policy.

[Michele Munoz @michelemunoz]

In the mood for love? Then start a conversation about providing for your loved ones should the worst occur. I’ll be here to talk you through the process and share options. After all, communication is key in any relationship.

[Michele Munoz @michelemunoz]

Some interesting insurance trivia: Instead of buying expensive life insurance, the Apollo 11 crew signed photos that their families could sell. If you want to help protect your family’s financial future without having to board a rocket, call me.

[Michele Munoz @michelemunoz]

In a recent survey, 43% of Americans admitted they'd leave their loved ones behind nothing more than photos and memories. Life insurance can help provide reassurance that your family's financial future will be taken care of. Luckily, it's easier than you think. Call me today.

[Michele Munoz @michelemunoz]

If you have a partner, you probably have a great story about meeting. But all stories have an ending, even if the love is forever. Fortunately, you can make plans now for your care to continue financially. Give me a call to discuss your options.

[Michele Munoz @michelemunoz]

If you're a skier, here's hoping for a snowy winter—unless that snow's weight damages your seasonal condo. Comprehensive property coverage can help in instances just like this. Let's talk so you can enjoy the snow instead of worrying about it.

[Michele Munoz @michelemunoz]

Happy birthday to my beautiful sister Maria Muñoz!