If you earn N400,000 monthly and save N80,000 consistently before marriage, your investment portfolio after five years sits at N7.17 million.
You then marry someone who earns N350,000, spends all of it, carries N80,000 in monthly debt repayments, and applies constant pressure on household spending.
Your N80,000 monthly savings disappears entirely into the financial black hole of a mismatched partnership.
Portfolio after five years of that marriage: zero.
One conversation before the wedding would have cost nothing. The silence cost N7.17 million.
Nigerians will discuss everything before marriage. Family background, Religion, Tribe, Children, But nobody sits down and asks the most important question of all.
How do you handle money?
Love is real. But love does not pay debt, build investments, or retire anybody. Marry someone whose financial habits you can live with, not just someone whose personality you can love.
Imagine you buy one female goat for ₦50,000.
In a year, she gives birth to two kids. Now you have three goats.
Next year, the grown ones also give birth. Now you have seven. Then fifteen. Then thirty.
You never bought a single extra goat. They multiplied on their own.
That’s exactly how compound interest works. Your money has babies, and those babies have their own babies.
The earlier you start, the bigger the herd. That’s the secret the rich never explain.
If I marry a doctor , I will try my best to get the basic knowledge about medicine
If I marry a gospel minister and I can’t sing , I will try my best to improve my voice and have basic knowledge about song
If I marry a lawyer, I will try my best to know the basics about law
Communication is the best key to bond with anyone but you can’t communicate what you are not informed about neither will you always communicate in things you find interest in and not what your partner is interested in
To communicate is not just to be present during the conversation
You need to informed ,you need to know , you need to learn just for you to communicate properly
This is why many of you prayers are one sided ,you only talk to God ,you can’t hear God talk back to you , because the thing you communicate to him are only things that are of your interest
You need to study God to be able to communicate with God so that your prayer life will not always be about you talking alone but God also talking
The day God start a conversation with you that day just know that you have start learning God
🎉 Capstone Project Completed!
I’m excited to share the successful completion of my Data Analytics training at TechSphere Academy, culminating in the development of a comprehensive Logistics Analytics Dashboard using Power BI.
It's 8:30 PM on a Wednesday. Tunde just walked into the house after spending two freaking hours in traffic on Third Mainland Bridge. He is exhausted, his shirt is soaked in sweat, and he just wants to drop his bag and drink some cold water.
Kemi is in the living room, fanning herself because there is no light. She looks at Tunde, then looks at his empty hands. He forgot to buy the petrol for the generator, which he promised he would pick up on his way home.
If Kemi was just angry or frustrated, she would complain. She might say, "Tunde, ah-ah! I reminded you about this fuel this morning. Now we have to sleep in this heat, and the food in the freezer will spoil. I am really upset." That is a normal complaint. It focuses on the mistake and how it affects her.
But contempt is different. Contempt doesn't attack the mistake... it attacks the person.
Instead of complaining, Kemi hisses loudly, rolls her eyes, and looks at him with pure disgust.
"You cannot even remember to buy ordinary fuel. Is it until I write it on your forehead? I don't even know why I expect anything from you. It's like living with another child. You are completely useless when it comes to taking simple responsibility."
Tunde freezes. He knows he messed up. He doesn't feel like a partner who made a mistake... he feels like a foolish schoolboy being scolded by his headmistress. His pride is crushed. Instead of going out to find fuel, he gets defensive, hisses back, and walks into the bedroom, slamming the door.
Contempt doesn't ruin a marriage in one day.
It is a slow leak. Day by day, insult by insult, it drains away all the love, respect, and friendship until there is nothing left.
This is the Responsibility Every Man Has - Apostle Michael Orokpo, PhD.
(Full Message Title: Bethel Altar of Generational Blessing)
For the full sermon, download The Encounter Jesus App on Google Play Store or IOS
This is Pastor Iren's message that changed my life and mentality.
It's been over 5yrs in my phone and every time I feel dismayed and backward I go back to it.
Thank you Pastor @pst_iren
Purity Gives Boldness - Apostle Michael Orokpo, PhD.
(Full Message Title: The Power of Purity)
For the full sermon, download The Encounter Jesus App on Google Play Store or IOS