David Berno

Migration, Development and Inclusive Finance

[David Berno @micro_david]

@Safaricom_Care, after 4 calls with the customer centre, I am still without internet despite having 17k on my account to pay for the 3m gold subscription. I feel frustrated, exhausted, and hopeless.
It’s not acceptable from a world class company the level of service provided

[riccardo cucchi @CucchiRiccardo]

A questo siamo. Stanno vendendo #Gaza. Volgari piazzisti sulla pelle di 70.000 morti. A #Davos.

[The SACCO Regulator @SASRA_ke]

Today, the Authority in partnership with @IFAD and @FSDKe, launched the SACCO Remittance Toolkit, a practical guide to support SACCOs in designing, launching and scaling cross-border remittance services.

This toolkit provides practical guidance aligned with good business practice, enabling SACCOs to build stronger internal control systems, enhance service delivery and competitively position themselves within the growing remittance market.

With Kenya receiving nearly US$5 billion in remittances in 2024, the sector remains vital to households, rural communities and economic stability. SACCOs facilitated over 7 million transactions worth KES 17.46 billion, yet only a small portion of international remittances flows through SACCO channels, highlighting a significant opportunity for growth.

While addressing delegates, SASRA CEO, Mr. David Amiani Sandagi, noted the opportunity for SACCOs to leverage cross-border remittances and position themselves as trusted international remittance providers. Other dignitaries present included FSD Kenya CEO, Ms. Tamara Cook, and IFAD Kenya Country Director, Ms. Mariatu Kamara.

Through this initiative, SASRA continues to champion institutional strengthening, innovation and sustainable growth within the SACCO subsector, while enhancing compliance.Access the toolkit here https://t.co/uWmDmOLZ95

[David Berno @micro_david]

@IAmPascio 48

[David Berno @micro_david]

@RenuKumari78 How? Let me know

[David Berno @micro_david]

@FFRemittances

[IFADEastAfrica @IFADEastAfrica]

During #Afraca2025 @SaraMbago stated, 🗣️“at IFAD we are enhancing digital & affordable channels allowing migrant families to save invest & build resilience. These flows are lifelines that sustain rural economies & merit greater integration into national development strategies”

[David Berno @micro_david]

@AlexAndBooks_ List

[Alex & Books 📚 @AlexAndBooks_]

A job with creative outputs requires creative inputs.

Spend time walking, daydreaming, reading books, looking at art, listening to music, exploring museums, and wandering in nature.

[David Berno @micro_david]

@anujcodes_21 @The_Truepath Ways

[Anuj @anujcodes_21]

ChatGPT is boosting productivity 10x.

I’ve compiled 1000+ powerful ChatGPT prompts—and I’m giving them away FREE for 24 hours.
After that, access will be $50.

How to get it:
1️⃣ Like
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I’ll DM you the link (must be following me).

[David Berno @micro_david]

IFAD is the technical partner of this year's @ugbankers annual conference “ Harnessing the potential and maximizing the impact of remittances on development” @FFRemittances @IFADEastAfrica

[Uganda Bankers’ Association (UBA) @ugbankers]

Remittances represent confidence not just in family but also in the future as well.

“Remittances is not just money. It is development capital, sent not by institutions, but by individuals investing in families, communities, and countries of origin.” Muhammad El Ghazaly, country director @IFAD

Join the Conservation live on our YouTube: https://t.co/wMznVtVf4K

[FFR @FFRemittances]

📢 @micro_david joins @ugbankers tomorrow to share how @IFAD's global #remittance programmes show that with the right tools, training & products, remittance-receiving families can shift from short-term spending to long-term financial planning. #FinancialInclusion

[IOM at African Union @IOMatAU]

An IOM-@AfDB_Group regional workshop in #Nairobi brought together 7 countries to boost #DiasporaEngagement in East & Horn of Africa. From #FamilyRemittances to innovation, diaspora contributions are key to sustainable dev't. Let’s unlock their potential!
👉https://t.co/SADbvmAGao

[Uganda Bankers’ Association (UBA) @ugbankers]

Today, we celebrate the everyday heroes,whose remittances keep families strong, send
children to school, and fuel economic
resilience across Uganda and beyond.

This year’s theme focuses on maximizing the development impact of remittances, We stand firmly behind that vision.

Through our ongoing collaboration with IFAD, we continue to support inclusive, secure, and
efficient financial systems that ensure every remittance contributes to long-term growth and opportunity.

#IDFR2025
#FamilyRemittances

[Mona B M Ssebuliba @MonaMuguma]

A lot of potential from the remittance space/sector. We need to double down on our investment in Awareness, Financial Products as well as Data(Monitoring, Reporting and Verification) systems. Thank you IOM and IFAD for bringing aBi Finance to this discussion.

[International Fund for Agricultural Development @IFAD]

🚨 Live from #FFD4: IFAD & the EU launch a new EUR 4.26M initiative to turn remittances into tools for climate resilience.

The initative will support rural people in #Honduras, #Senegal & #Pakistan by providing access to savings, credit, insurance, & other financial services⤵️

[David Berno @micro_david]

and including remittances as a key driver of household-level resilience and livelihood within the National Financial Inclusion Strategy (NFIS 2023-2028).

[David Berno @micro_david]

This year @BOU_Official, joining the #IDFR campaign, confirms the vital role played by remittances in terms of financing development. BoU is making concrete steps towards the IDFR campaign goals, modernising its remittance data collection to guide data-driven policies

[Bank of Uganda @BOU_Official]

Bank of Uganda recognises the great impact of remittances on livelihoods of many Ugandans, and on the economy. In solidarity with the global community, we endorse the 2025 International Day of Family Remittances (IDFR) campaign...

Read more here: https://t.co/mG6NAR8HBo

[David Berno @micro_david]

The discussants highlighted the following elements as the key mix to source remittances and diaspora investments into climate finance:
🟢 Awareness (both for migrants' and their families' levels
🔵 Financial literacy
🔴 Development of tailor-made products
🟡 Data and
🟣 Policies

[aBi Finance @aBi_Finance]

How can the diaspora drive #FinancialInclusion for smallholder farmers?

aBi Finance CEO @MonaMuguma joined #IDFR2025 to discuss how #FamilyRemittances can power sustainable and inclusive finance.

@FFRemittances @IFAD @IOM_Uganda @EUinUG

[David Berno @micro_david]

Thank you, @stanbicug team, for joining the International Day of Family Remittances 2025 campaign. #IDFR2025

[Stanbic Bank Uganda @stanbicug]

On this International Day of #FamilyRemittances we celebrate the hope shared, upkeep received, and dreams financed by those working abroad.

@IFAD
@FFRemittances

#WorldRemittancesDay I #ReceiveWithFlexiPay