KayChains

Fun😂

[𝕏 Ghana 🇬🇭 @xghana_]

MATCH DAY ⚽️ 🥅

Colombia 🇨🇴 vs Ghana 🇬🇭
🏟️Kansas City Stadium
🗓️Saturday, 4th July 2026
⏱️ 1:30 AM 👀

We go again 🔥

[KayChains @mikfun3]

@djkellywaves @CediRates @grok Your insult is dully noted. And thank God the internet doesn't forget.

[Arsenal @Arsenal]

The Arsenal. Your Premier League champions.

[Khadijah ✨️ @khad256]

Do yall also realize that God was right when he said NO sex before marriage??

[cyprian @thecyprian_]

Biggest mistake you can make is not getting married early.
I’ll encourage young men to get married early.
By 22-26 you should be tied down.
Thats the only way you can build Wealth and a stable family.
Don’t let anyone lie to you,nothing on the street is worth it.

[theforexguy💎 @badmanforex]

Kakalika 🕺🕺

[John Dramani Mahama @JDMahama]

Happy birthday, my dear Lordina.
More of His blessings.
💋💋

[Cassiel Ato Forson (PhD) @Cassielforson]

A. INTRODUCTION

1. Mr. Speaker, permit me to extend my profound gratitude to you and to Honourable members of this House for the opportunity to present this important policy statement.

2. Mr. Speaker, Ghana achieved a decisive macroeconomic turnaround in 2025 following the 2022–2023 economic crisis. By the end of 2025:

i. real GDP growth averaged 6.1% in first three quarters of the 2025;

ii. inflation declined sharply from 23.8% in 2024 to 5.4% and further down to 3.8% in January 2026;

iii. interest rates fell sharply, with the 91-day Treasury bill dropping from 27.7% at the end of 2024 to 11.1% in December and further down to 6.4% in February 2026;

iv. the primary balance on a commitment basis improved significantly from a deficit of 3.0% in 2024 to a surplus of 2.6% of GDP;

v. public debt declined sharply from 61.8% of GDP in 2024 to 45.3% of GDP;

vi. the current account posted a surplus of US$9.1 billion, up from US$1.5 billion in 2024;

vii. the cedi appreciated by 40.7% against the US Dollar, 30.9% against the British Pound and 24.0% against the Euro; and

viii. gross international reserves increased to US$13.8 billion, representing 5.7 months of import cover from US$8.9 billion, equivalent 4.0 months of import cover in 2024.

3. Mr. Speaker, the current Gross International Reserve level is above the traditional reserve benchmark of three months of import cover.

4. This is however not sufficient to provide adequate self-insurance against disruptive economic shocks and its impact on the exchange rate like the historical cedi depreciation in 2022–2023.

5. To strengthen Ghana’s resilience to economic shocks, Cabinet has approved the Ghana Accelerated National Reserve Accumulation Policy (GANRAP).

6. The Policy presents Ghana’s strategic plan to strengthen external resilience by increasing the nation’s International Reserves to an equivalent of fifteen (15) months of import cover by end-2028.

7. Mr. Speaker, the policy is anchored on the objectives of the Ghana Gold Board Act, 2025 (Act 1140) which mandates the Ghana Gold Board to generate foreign exchange for the country and support gold reserve accumulation by the Bank of Ghana.

8. The policy is also informed by the country’s cycle of economic downturns, recent macroeconomic developments, global risk assessments, and Ghana’s long-term economic transformation agenda.

[Cassiel Ato Forson (PhD) @Cassielforson]

1. In 2022, 2023 and 2024, the Bank of Ghana increased its foreign reserves by about US$3 billion, US$2 billion and US$650 million. It did this through swaps and sale-and-buy-back deals. However, this cost the country US$615 million in 2022, US$476 million in 2023 and US$67 million in 2024 in interest payments. Altogether, the Bank supported reserve build-up US$5.65 billion over the three years but paid US$1.16 billion in interest alone.

2. Between 2018 and 2021, the Bank of Ghana also borrowed US$2 billion from international banks such as JP Morgan, Standard Chartered Bank and Citi Bank. This borrowing cost the country US$182 million in interest.

3. In 2017, Government used US$2.25 billion from Franklin Templeton, raised through a domestic bond issuance, to help build reserves. However, from 2017 to 2022, Ghana paid about GH¢7.3 billion in interest on that money alone.

4. From 2018 to 2021, Government issued US$11.025 billion in Eurobonds to support reserves. This cost taxpayers about US$2.5 billion in interest alone. The yearly interest payments were:

US$81.26 million in 2018

US$287.58 million in 2019

US$524.68 million in 2020

US$740.77 million in 2021

US$844.83 million in 2022

5. At the height of the 2022 economic crisis, Ghana could no longer borrow from the international capital market and urgently needed foreign exchange. Government then borrowed €200 million, US$196.58 million and US$350 million from Afri-Exim Bank. The all-in costs were high, at 6.49%, 9.55% and 9.33% per year, respectively.

6. Despite all this borrowing between 2017 and 2022, it did not stop the Ghana Cedi from weakening. Reserves fell sharply and the Cedi depreciated significantly. This shows that borrowing money to build reserves is not sustainable and increases debt pressure.

7. Between 2017 and 2024, the Bank of Ghana and the Ministry of Finance together borrowed about US$21.7 billion to support reserve build-up. This came at a cost of US$3.84 billion in interest, plus GH¢7.3 billion paid to Franklin Templeton in interest.

8. In 2025 alone, the Ghana Gold Board generated about US$10 billion in foreign exchange to support reserves. This cost only US$214 million.

If Government had instead borrowed US$10 billion in 2025 at an interest rate of 8%, it would have cost US$800 million in just one year.

This means building reserves through the Ghana Gold Board in 2025 was much cheaper than the Bank of Ghana’s swaps and sale-and-buy-back operations in 2022 and 2023.

[🧘🏾‍♂️🧘🏾 @gtagmemes]

Able God… bless us as we try again today 🙏

[EDHUB🌍ℹ @eddie_wrt]

A police officer has drawn public attention after he went beyond his official duties to offer prayers for the healing of a deaf girl.

[Efo Dela @victusdela]

1. Stable Economy
2. Stable Forex
3. The Big Push
4. Timely payment of claims by NHIA
5. Serviced Eurobond on time without defaulting
6. Serviced Energy Sector debts without defaulting
7. School Feeding program has been improved
8. Ghana’s new gold sector reforms, i.e., Goldbod
9. This government in under a year, moved Ghana’s economy from junk status to B-
10. The cost of petroleum products are down too.

I can mention more.

[Science girl @sciencegirl]

Design of this phone case

https://t.co/caL6f4Izm7

[YabaLeftOnline @yabaleftonline]

A love story. 🧵

February 14, 2022
February 14, 2023
February 14, 2024
February 14, 2025.

[Efo Dela @victusdela]

Let me correct you:

1. Fuel prices are down.
2. The dollar is down.
3. Zero corruption scandals.
4. Schools are no longer complaining about food.
5. Ghana’s economy has moved from junk status to B-.
6. The Big Push is progressing steadily.
7. Inflation has dropped drastically from over 20% to 3% (unprecedented).
8. The economy is stable.
9. Ghana Police have stopped accepting bribes.😂
10. E-levy, betting tax, COVID levy, etc., have been abolished.
11. NHIA is paying claims and working better.
12. Nana Addo and Bawumia are no longer running the country.
13. The government has serviced Eurobond and energy sector debts without default.

I can continue listing things. No country is perfect, but this government will strive to be better than the useless things we experienced under Nana Addo and Bawumia. I can bet my kidneys on that!

[Mahama The President @CitizenTechiman]

Simple
Thank you 🙏

[KayChains @mikfun3]

@grok @House_NPP So @grok based on your analysis, what do you have to say about this post by @House_NPP

[KayChains @mikfun3]

@grok @House_NPP @grok so are you saying that from 2016-2024, the government didn't even give cocoa farmers 90% of the global prices of cocoa per bag?