milesmint

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[milesmint @milesmintIN]

Many people are getting first-hand updates on
💳 credit card hacks
🎯 limited-time offers
🥇 gold offers
…directly on our WhatsApp Channel.
No spam.
Only actionable info.
If you don’t want to miss out, join now 👇

https://t.co/mEd4NBafLp

[milesmint @milesmintIN]

Amazon Fresh ₹2K voucher limit will hit hard.

These vouchers were not just useful for Amazon Fresh/Now orders — they worked on a large chunk of products across Amazon.

I’ve personally been using them to save an effective 4% convenience fee instead of using ASV.

Another strong reason to keep the ICICI EPM card in your wallet.

[Akash @ccg33k]

HDFC Smartbuy Gyftr's current calendar monthly limits -

• Croma: ₹75,000
• Vijay Sales: ₹75,000

• V Mart: ₹15,000

• Amazon Pay Gift Cards ₹10,000
• Amazon Shopping Vouchers ₹10,000
• Flipkart: ₹10,000
• Myntra: ₹10,000
• Swiggy Money: ₹10,000
• Zepto: ₹10,000

• Amazon Fresh: ₹2,000
• BigBasket: ₹2,000
• Blinkit: ₹2,000
• Zomato: ₹2,000

PS: Addons swiped on their own gyftr accounts have their own separate limits.

[milesmint @milesmintIN]

@bhatianote625 @ccg33k @jassneetsingha @imYadav31 MMT Epay vouchers works.

[milesmint @milesmintIN]

IndusInd Tiger Card just got seriously revalued 🔥

Air India transfer ratio upgraded from 2:1 ➝ 1:1 🤯

Now earn:
✈️ 1% till ₹1L
✈️ 2% from ₹1L–2.5L
✈️ 4% from ₹2.5L–5L
✈️ Massive 6% Air India miles on spends above ₹5L 🔥🔥🔥

And it’s still Lifetime Free 👀

Also includes:
🛋️ Lounge access
🌍 International lounge visits
🎬 BMS movie ticket

[milesmint @milesmintIN]

Upcoming trip to Somnath, Gir & Diu 😊

Trying to keep this one a mix of spirituality, nature and a fun family vacation for the kids. Booked Taj properties at Gir and Diu, so hoping for a memorable experience.

Plan is:
🛕 Somnath for peace & divinity
🦁 Gir for wildlife
🌊 Diu for relaxing beaches & family time

Would love suggestions from people who have done this circuit recently:
Must-do activities?
Things to keep in mind in Gir safari bookings?

Best spots in Diu for sunset/water activities?

Any hidden gems for families/kids?
Looking forward to this Gujarat trip 🙌

[milesmint @milesmintIN]

Amazon has quietly updated LPG cylinder booking on its app & website.

Now:
• Booking works only for the mobile number linked to the gas connection and Amazon account
• Booking cylinders for family members/other mobile numbers is no longer working
• Payment can still be done via Amazon Pay

This may impact users managing LPG bookings for parents or multiple households from one account.

[milesmint @milesmintIN]

@007_yg 100%

[milesmint @milesmintIN]

My current AMEX strategy is fairly straightforward:

• AMEX Platinum Travel
Was able to get the annual fee reversed again this year. Have already completed ~₹7L spends, so the card will remain inactive for now until the next renewal cycle.

Closer to renewal, I’ll evaluate the card again based on:

Retention offer / fee waiver possibility
Reward structure
Transfer bonuses
Overall value proposition at that point in time

The credit card landscape changes very quickly, so committing to a 10 month view rarely makes sense.

• AMEX MRCC (LTF)
This continues to be a long-term hold.

Usage strategy is simple:

4 transactions of ₹1.5K every month for the monthly milestone rewards
Route excluded category spends here whenever possible
Additional 20K spend milestone MR points are a bonus

Keeping the setup simple and flexible works best for me.

[Creditkeeda @creditkeeda]

#ccgeeks Why are you still using Amex cards, and where do you use them?

My Plat Travel is due for renewal, and MRCC follows next month. I might just exit the Amex ecosystem altogether.

[milesmint @milesmintIN]

@yuvcaptain So looks like change of policy from gas companies

[milesmint @milesmintIN]

Amazon has quietly updated LPG cylinder booking on its app & website.

Now:
• Booking works only for the mobile number linked to the gas connection and Amazon account
• Booking cylinders for family members/other mobile numbers is no longer working
• Payment can still be done via Amazon Pay

This may impact users managing LPG bookings for parents or multiple households from one account.

[milesmint @milesmintIN]

@Amit_sonu_ May be

[milesmint @milesmintIN]

@GarlicChez @amazonIN 100%

[milesmint @milesmintIN]

Did you know even a small mistake in your EPF UAN account could affect your future pension? 😳

Have you ever checked if your service history is properly updated in your EPF UAN account? 👀

We switch jobs and transfer EPF balances all the time, but sometimes the service history doesn’t get updated correctly in the UAN.

Why does this matter?
Your EPS pension depends a lot on your total service years. If some service history is missing, your pension amount could end up being lower.

A lot of people only notice missing years when they’re close to retirement — and fixing it at that stage can be really stressful.

Just take 2 minutes today:
✅ Log in to the UAN portal
✅ Open the “Service History” section
✅ Check if all your past employers and service years are showing correctly

If something’s missing, it’s better to fix it now instead of dealing with the hassle later.

[milesmint @milesmintIN]

Flipkart Plus membership just got tougher 👀

🔹 Plus Silver: 10 ➝ 15 orders/year
🔹 Plus Gold: 20 ➝ 25 orders/year

Benefits remain the same, only the eligibility criteria changed.

Looks like loyalty inflation has arrived at Flipkart too 😅

[milesmint @milesmintIN]

🚨 AMEX Platinum Travel fee reversal done again this year 👀

Becoming tougher with every passing year, but somehow managed to get it done after trying all possible jugaads 😅🙌

If your renewal is due soon, definitely worth exploring every possible option before paying the annual fee.

[milesmint @milesmintIN]

@BhuvanG23 Each Taj Hotel have different Pet policy. Pls check with them before booking. As far I kn, Coorg and Ooty resort allows Pet on payment basis. Additionally you can use Voucher for Dine-in also.

[milesmint @milesmintIN]

Ever noticed how the fair MR redemption suddenly looks… kinda poor once you compare it differently? 😅

Here’s the twist most people miss 👇

Direct redemption:
24K MR → ₹14K Taj GV
= 58p per MR ✅

Sounds decent, right?

But wait till you see the “smart spender” route 👀

₹14K Taj GV is often available on Amazon @12% OFF
So your effective cost drops to ~₹12.3K

Now layer this with the EPM / HDFC Infinia Credit Card strategy where Amazon Shopping vouchers can fetch ~14% rewards 🤯

₹12,320 - 14% rewards
= Effective outflow ~₹10.6K

Which means…

If 24K MR points are replacing a spend of only ~₹10.6K, then your REAL value is closer to ~44p/MR 😳

And if someone is stacking rewards even better?

That “58p/MR redemption” can quietly fall toward ~40–44p/MR 👀

Crazy part?

Nothing changed.
Same Taj voucher.
Same MR points.

Only the benchmark changed.

So one person FEELS he extracted 58p/MR 🔥
While another FEELS those same points were worth only 40–44p/MR 🤝

Perception changes the valuation.

[milesmint @milesmintIN]

@VvvarunsS 😂😂

[milesmint @milesmintIN]

Transferred ICICI EPM points to Air India Maharaja ✈️

Now the wait begins for that juicy 50% transfer bonus 👀🔥

[milesmint @milesmintIN]

Not really double counting 😄

I’m not saying the 14% rewards are “free”.

I’m saying a rational buyer compares MR redemption against the lowest effective acquisition cost possible via cash route.

If someone can consistently buy the same Taj GV at:

12% upfront discount + accelerated rewards

…then for THAT person, the economic replacement value of the voucher is lower.

Exactly like airline miles.

One person values a business class ticket at ₹2L (published fare).
Another says “I would never pay more than ₹90K during sales”.

Same seat.
Different perceived value.

So 58p/MR is the redemption value.
40–44p/MR is the opportunity-cost-adjusted value.

Both frameworks are valid depending on what benchmark you personally use 🤝

[milesmint @milesmintIN]

@TechyBoostDeals showing Rs 824 and 7% dcashback only

[milesmint @milesmintIN]

@RajeshShares High Spends and persistent requests. Took 2 months to get the reversal.

[milesmint @milesmintIN]

🚨 AMEX Platinum Travel fee reversal done again this year 👀

Becoming tougher with every passing year, but somehow managed to get it done after trying all possible jugaads 😅🙌

If your renewal is due soon, definitely worth exploring every possible option before paying the annual fee.