Mitrajsinh Goletar

All we have is now

[Mitrajsinh Goletar @Mitgoletar]

@bankofbaroda please retrieved withdrawal vacancy rrb -x examination in Gujarat, Rajasthan, Uttarpradesh states....

[🇮🇳 Naval Veteran🇮🇳 @barsima77]

Day 13
Bank employees protest for their #5DaysBanking demand to all headquarters of the various PSBs on 14 Feb 25. Keep fighting ��� followed by #bankstrike on 24 and 25 march.

[Tathvam-asi @tathvamasi6]

They are our freedom fighters not criminals.

40,000 to 50,000 killed by tying them to cannons.

Declassify UK files and let the world see, how many Hindus were k!lled by the British?

https://t.co/hd5mmjdzVs

[Lost Temples™ @LostTemple7]

Life Before Internet 🧵

1. I am glad I got to experience all this when I was a kid.

[Dear Middle Class @dear_midclass]

Dear Tax payers,

Please start raising voices.

Before budget Govt should decide to reduce tax burden.

@drprashantmish6 @IndiaNewGen @idesibanda @DealsDhamaka @dmuthuk @GabbbarSingh @ggganeshh @IndianGems_
@manoj_216 @money_theory

#AbolishIncomeTax #TaxTerrorism

[🇮🇳 Naval Veteran🇮🇳 @barsima77]

जैसे ही BSNL ने थोड़े ग्राहक जोड़े कॉरपोरेट म���त्रो को अच्छा नहीं लगा। जी हां BSNL से 19000 के करीब कर्मचारियों को छटनी की खबर आ रही है। #BSNL #bsnlindia
https://t.co/VFqFG30RWo

[Alankrit Shukla @alashshukla]

In these banks..
Bankers arent working like bankers but more like insurance agents.

Top officials are getting hefty commissions and why wont they force staff to deduct money from accounts.

@irdaindia too dont want to take any action against all this.
@DFS_India @bankofbaroda

[🇮🇳 Naval Veteran🇮🇳 @barsima77]

All about 9 bank unions under umbrella of @UFBUIndia
Must read for all bankers.
@ChVenkatachalam
@aiboc_in
Political Influence and Interference:
Bank unions in India are often seen as being heavily influenced by political parties, leading to decisions that might prioritize political agendas over the genuine welfare of bank employees. This political control can dilute the focus on workers' rights and benefits, leading to internal conflicts and less effective negotiations with bank management or the government.

Multiplicity and Fragmentation:
There is a multiplicity of unions within the same industry, often backed by different political parties, which leads to inter-union rivalries. This fragmentation dilutes the collective bargaining power and can result in less cohesive actions or demand.

Leadership Issues:
Leadership often comes from outside the banking sector ('outsiders'), which can lead to a disconnect between the leaders and the actual workers. This external leadership might not fully appreciate or prioritize the workers' on-ground issues, leading to less effective representation and advocacy.

Financial Weakness:
Some Unions often struggle with poor financial positions due to low membership fees and the reluctance or inability of members to pay regularly. This financial weakness limits their capacity to support strikes, legal battles, or other forms of protest that require funding.

Lack of Unity and Strategy:
There's often a lack of unity among different unions or even within the same union, which can result in ineffective bargaining strategies. This includes issues with agreeing on common goals or tactics, leading to disjointed efforts when addressing grievances or negotiating terms.

Weakness in Addressing Modern Challenges:
Bank unions have been criticized for not adapting to modern challenges like technological changes in banking, the push towards privatization, or the demand for a five-day work week. Their responses to these issues have sometimes been seen as too slow or not strategic enough, impacting their relevance and effectiveness.

Member Perception and Missteps:
Members perception and internal missteps, like not leveraging strikes effectively or perceived betrayals in negotiations, have occasionally weakened the credibility and support for bank unions among their members.

[Kanal Banking @kanalmedia23]

“Blacklist Abusive Customers”: Bank Employees Call for Immediate Measures Amid Rising Attacks

Read more at https://t.co/ov3Aw86VWg

The bankers and the unions in the sector raise concerns on increasing instances of violence against bankers. They demand stringent security measures for bank staff and raising the demand for a Bankers’ Protection Act.

#Bankers #BankersProtectionAct #AttackOnBankers #AttackAgainstBankers #BankersSafety #bankerlivesmatters

[TheBanker’sMirror @bankaffairs]

"Too Relaxed, Too little, Too Late to React: RBI-IRDAI Must Act Now and Deliver Justice to Affected Customers"

For years, customers seeking loans have been trapped by mis-sold insurance policies. Forced sales, misleading tactics, and blocked refunds have turned bancassurance into a breeding ground for malpractice, burdening customers and eroding trust in the financial system. Despite warnings from the Finance Ministry about rising loan costs due to insurance burdens, the regulators remain slow to act. It’s time for decisive action.

What Needs to Happen Now?

1. Strict Penalties
Impose heavy fines on banks and insurers engaged in forced sales. Revoke bancassurance privileges for repeat offenders.

2. Loan-Policy Decoupling
Prohibit the linkage of loans with mandatory insurance purchases. Ensure loans are processed without coercion.

3. Transparency in Sales
Mandate informed customer consent and clear, accessible policy terms. Introduce a hassle-free refund process for all insurance products.

4. Grievance Redressal Mechanism
Establish a centralized, time-bound platform for handling complaints. Ensure swift resolution and accountability for mis-selling.

5. Audit Mis-Selling Practices
Conduct joint audits by RBI and IRDAI to uncover unethical practices. Compensate affected customers and penalize guilty institutions.

6. Restrict Bancassurance in Bank Branches
Ban or restrict insurance sales within bank branches to prevent coercion. Implement a cooling-off period for customers to reconsider their purchases.

🚨Remedy for Affected Customers

Full Refunds: Refund all premiums for mis-sold policies without delay.

Compensation: Provide interest-based compensation for the financial burden caused.

Customer Fund: Use penalty revenues to create a compensation fund for victims.

The Path Forward
RBI and IRDAI must act decisively to restore trust. Mis-selling practices are not just unethical—they increase financial stress for already burdened customers. Regulators must prioritize customer protection through strict enforcement, transparency, and swift remedies for victims. Failure to act now will only deepen mistrust in the financial ecosystem.

Action must replace apathy before trust in the system is lost for good.
@irdainsurance
@PFRDAOfficial @DFS_India @FinMinIndia @PMOIndia @idesibanda @Bankers_We @UFBUIndia @aiboc_in @TheOfficialSBI @ICICIBank @HDFC_Bank

[Frustrated Banker @Tired_Banker]

@UFBUPUNE Sorry but for SBI BHAVNAGAR Module it's totally different matches.

Schedule is below 👇 for cheer up

Live telecast on whatsapp group @sbigeneral
(PAI - PERSONAL ACCIDENT INSURANCE)
@aiboc_in @kanalmedia23 @UFBUPUNE @CGMSBIAhm

[Alankrit Shukla @alashshukla]

This is 💙👌.

Raising the voice for RRBs and that too at the place which matters most. 👌🙏

Thankyoh @jagdambikapalmp sir.

[United Forum Of Bank Unions @UFBUPUNE]

Public Sector Banks were created to serve every Indian, but under Modi Govt, they’re being turned into cash machines for the rich. Staff shortages, toxic targets, & profit over people—PSBs are in distress. Time to protect them for the public #EconomicJustice @RahulGandhi

[वरिष्ठ बैंक पर-बंधक @PkSuperDuper]

#5DaysBanking का मुद्दा यहां भी missing है...
किसी भी मुद्दे से पहले इसका resolve होना बहुत जरूरी है, अगर ये resolve नही हुआ तो 2027 वाली BPS की भी मिट्टी पलीद हो जाएगी, ज्यादा समय नही बचा अब, 35 महीने से भी कम समय बचा है...

[Alankrit Shukla @alashshukla]

SBI LIFE

@TheOfficialSBI @DFS_India @FinMinIndia @PMOIndia @nsitharaman @nsitharamanoffc @suchetadalal @RahulGandhi

[Alankrit Shukla @alashshukla]

Finally we are doing this. 💙

I have always asked leaders to meet opposition so that our issues can get the right platform.
While we all know about ANNA's case we have so many ANNAs in our banks.

Thankyou @RahulGandhi for you time & @induchoodansree sir for doing this.

[🇮🇳 Naval Veteran🇮🇳 @barsima77]

@nsitharaman @RahulGandhi @PMOIndia @narendramodi Staff shortage and cross selling is making banking sector a hell. Sufficient manpower and #5Daysbanking is need of the hours.🙏

[🇮🇳 Naval Veteran🇮🇳 @barsima77]

लो आ गई अच्छी खबर! बहुत बहुत आभार @IRDA_OFICIAL अगर लागू कर दिया तब बैंको का बोझ थोड़ा कम होगा। ऐसे लगता है की बैंकर नही इंश्योरेंस एजेंट बना रखा हो।और इंश्योरेंस कंपनी को बोलो की पेंचो खुद भी मेहनत कर लो। ब्रांच में आकर नवाब की तरह बैठ जाते है। और ऊपर से टूर ट्रैवल का लोभ देकर आला अधिकारी द्वारा प्रेशर बनाया जाता है। रिव्यू मीटिंग में बैंक बिजनेस से ज्यादा इंश्योरेंस बिजनेस की चर्चा हो��ी है। लोग इंश्योरेंस कराकर अपना ट्रांसफर का जुगाड से लेकर अच्छे जगह बैठे रह जाते है।😡😡😡

[Khan GS and Research Centre @khan__sir_patna]

SSC : Staff Selection Commission ❌️
SSC : Super Scam Commission ✅️

Har step par student ko tang karke rakhte hain.
#ssc_सुधार_करो
#SSC_STOP_SCAM
#SSC_SCAM #Reopen70thBPSCForm #SSC_marks_public_करो
#SSC_जवाब_दो

[Mitrajsinh Goletar @Mitgoletar]

#stopvivekvindra

[Chandradev Yadav @ChandraDevYdv]

#sandeepmaheshwari #stopvivekvindra