@bible_xrp Story not making much sense, the transfer has to be initiated from the exchange to a wallet address. You don't initiate a transfer from Ledger app to pull Crypto off an exchange. Go to XRPScan and enter your Leder wallet address to see if funds transferred also check exchange log
Here, little buddy.
According to Grok:
Okay, imagine you're 10 and you have a huge box of 100 billion special toy tickets (that's XRP—there are 100 billion of them ever).
These tickets are made by a company called Ripple to help banks send money super fast between countries, like mailing toys around the world without waiting weeks.
A long time ago (around 2017–2018), everyone got super excited and the price shot up to almost $4 per ticket! 🚀
But then… a big problem happened. The government (SEC) said "Hey Ripple, you sold a lot of these tickets the wrong way!" They went to court for YEARS (like 4–5 years of arguing). During all that fighting, hardly any big banks wanted to use the tickets because they were scared of trouble. So the price fell a lot and stayed low for a super long time.
Even after the court mostly said "Ripple didn't do everything wrong" (they won parts of the case), the price didn't zoom up forever because:
- There are just SO MANY tickets (about 60 billion already out there right now, way more than Bitcoin has). When something has billions and billions for sale, it's harder for the price to go crazy high unless EVERYONE suddenly wants tons of them.
- Lots of people and banks still aren't using XRP for real payments every single day in huge amounts yet. It's like having the fastest toy delivery truck, but most toy stores are still using slow old bikes.
- When crypto gets exciting, a lot of money goes to Bitcoin or other coins first, not always to XRP.
Right now (in early 2026), one XRP ticket costs about **$1.40–$1.45**. It went higher last year (up to around $3.60 at one point), but then came back down again—like when a toy gets popular for a bit, then everyone already has it and the excitement calms.
So it's not really "still at $1 after 10 years" — it was way lower for a long time because of the court fight, jumped up recently when things got clearer, but hasn't stayed super high yet.
The people who love XRP say: "Just wait! When more banks actually use it every day for sending real money, the price could go much higher." Others say: "Eh, maybe it stays around here because there are too many tickets."
It's like waiting to see if the super-fast toy truck finally gets used by every big store… or if they keep using the old bikes. We don't know exactly yet, but that's why it's not $10 or $100 already. 😅
Does that make sense? Want me to explain any part again?
@Larryz@beyond_broke The Holy Grail would be yield on crypto for that 5% interest rate. Worst case you cash out pay your capital gains tax and buy Treasury bonds with the remainder that basically a guaranteed 5% APR.
👀<4 weeks, and XRP is now the fastest crypto Spot ETF to reach $1B in AUM (since ETH) in the US.
With over 40 crypto ETFs launched this year in the US alone, a few points are obvious to me:
1/ there’s pent up demand for regulated crypto products, and with Vanguard opening up access in traditional retirement / trading accounts for Americans..crypto is now accessible to millions more people who don’t need to be experts in the technology
2/ longevity, stability and community are all underrated themes that matter to this new set of “offchain” crypto holders