For the longest time, HDFC premium cards had one beautiful play.
Buy vouchers through SmartBuy, use Infinia / DCB / Biz Black, and quietly extract a very strong reward rate.
Infinia users could earlier push voucher spends close to ₹1.12L and earn roughly 16% value.
That game has now changed.
HDFC has capped monthly voucher rewards at just 3,000 points for premium cards.
Which means you now max out the cap at around ₹22.5K voucher spends.
From ₹1.12L to ₹22.5K.
That is not a small revision.
That is HDFC telling premium users the voucher party is no longer unlimited.
My life is such an L bro I’m forced to study for my board exam tomorrow when I could be playing the new Fortnite season. Now everyone is getting ahead of me in arena points. Fortnite is my passion my key to happiness.