Community first , ommunity is everything.
By the nads, for the nads.
We fully acknowledge that Culture, Interconnectedness, and Loyalty are crucial to the community.
As the first modular lending stack on Monad, Modus Alpha Discord will extend 1v1 targeted invitations to those on @keoneHD 's list as well as the OGs/Alphas from @monad_xyz community.
Follow @Modus_Finance , leave proof in the comments, then keep an eye out for DMs from Modus.
Monad Christmas merch @monad_xyz
10 for @0xDizzyLizzy
Monad has a cool community and a lot of great artists We did it together with @emil_pepil
His 3d models are fantastic 🔥
Create MONAD collaborations
@pipeline_xyz@chog_xyz
Traditional lending markets in DeFi often come with limitations, restricting users' ability to maximize their asset's potential. Borrowing power is capped, risk management is inadequate, and opportunities for growth are missed.
This is where @Modus_Finance steps in – a lending platform native to the @monad_xyz blockchain.
What is modus finance about?
Modus is a capital-efficient lending approach for redeemable assets like LSTs, LRTs, and yield-bearing tokens. It offers higher borrow rates and risk isolation by keeping risks separate by asset type. Modus offers high LTV(loan-to-value) lending markets for closely related assets, auto-leverage strategies for better yield, and a general lending market for a wider range of assets.
High LTV lending markets
Modus specializes in high-LTV lending markets for assets correlated in price, offering up to 95% loan-to-value ratios. This capital-efficient approach allows users to borrow more against collateral, creating demand for these assets. Because of this, Modus is very compatible with other ecosystem projects, improving their overall functionality, utility, and adoption
Compared to conventional Web 3 lending markets, Modus's high-LTV lending markets have the following benefits: minimal entry barriers for new loan markets, isolated risk, high LTV ratios, and risk management decided by market curators.
Auto-strategies
Modus offers auto-leverage strategies to maximize returns from yield farming. These strategies, particularly in the emerging Monad ecosystem, where new protocols and rewards programs are widespread, increase exposure to assets like LSTs, LRTs, and stablecoins to leverage rewards.
Modus features include auto-looping, which increases exposure to assets like LSTs and stablecoins, and risk management, which continuously monitors and adjusts leverage to protect against market movements.
MONAD is a key asset in LST looping strategies, which involves setting desired leverage, reviewing anticipated leverage, collateral utilization, and APY, and depositing assets like $MONAD, which is auto-staked, auto-deposited, and auto-borrowed until desired leverage is achieved.
General lending market
Modus offers a general lending market for assets without price correlation, similar to web3 overcollateralized lending platforms. This market supports diverse collateral types for collateralization and borrowing, with a dynamic interest rate model adjusting rates based on asset utilization.
Benefits of this market include simplicity, depth of liquidity, yield on collateral, and exotic borrow/lend asset pairings. This allows borrowers to increase borrow capacity by supplying a range of assets together, despite generally lower LTVs.
modus is back from the dead!
top tip - don’t post pictures of people as thanksgiving turkeys… you might get a 9 day suspension 💀
competitions and usual content to resume as of now 🥳