🚨 Never forget…
Your whole idea of buying every dip through ETF and chill is a 13-year illusion.
100 years of S&P 500 real returns, split into regimes:
– 1928-1948: 0.6% a year
– 1949-1968: 12.7%
– 1969-1984: 0.5%
– 1985-1999: 15.1%
– 2000-2012: -0.8%
– 2013-2025: 11.8%
Notice the rhythm. A golden era, then a dead one.
Feast, famine, feast, famine.
Not one regime in a century simply continued.
The long-term average of 7% real that everyone plans with? Almost no generation actually experienced it. You got 12%, or you got zero.
The average is a fiction made of two extremes.
Everyone who started investing after 2009 has only known the feast. Buy the dip worked every single time. Not because it's a law. Because you happened to live inside the blue bar.
But the current run is already as long and as rich as the two golden eras before it. And every one of them ended the same way: not with a warning, with a decade.
Mean reversion doesn't announce itself. It just stops paying.
The next 0.5% decade will feel impossible right up until it starts. It always has.
The greatest tennis point of all time, won by Jannik Sinner against Carlos Alcaraz, filmed from an immaculate POV.
Everyone must see this incredible tennis rally at least once in their lifetime.