KCLau

personal finance blogger, financial planner, pianist, music producer, song writer who enjoys life

[KCLau @moneytips]

Check out my latest article: The Controversial Truth About Being a ‘Good’ Taker in a World of Givers https://t.co/pjPLmHBsso via @LinkedIn

[KCLau @moneytips]

Returns from investing are quite reliant on many factors, both internal and external. Internal factors are factors that are on the investor himself. External factors are factors beyond the investor’s control.
Be smarter with money!
https://t.co/pllZM7dWeN

[KCLau @moneytips]

The world is large and is waiting for you to explore its opportunities. Open both arms wide and embrace what it may bring you!

[KCLau @moneytips]

Presently, we now have NFT books.
So, what are they? How are they created? Do people actually read them?

Let's chat on March 28, 11AM! Join us at the link here:
https://t.co/u9SIknmk6q

[KCLau @moneytips]

Q: Have you heard of a Cash Trust?

‘Cash Trust’ as promoted by some companies (other names are also used) is very different from the private trusts that trust companies normally provide as a service.
Remember to make informed decisions! Read more here:
https://t.co/KtQuJt9ff4

[KCLau @moneytips]

A little bit of fun could be just what the doctor ordered. Smile a little more, laugh often, and look on the brighter side of things!
You may be amazed what a difference it could make to your day. 😁

[KCLau @moneytips]

In August 1994 Berkshire completed its seven-year purchase of the 400 million shares of Coca-Cola. The total cost was $1.3 billion – then a very meaningful sum at Berkshire. Growth occurred every year, just as certain as birthdays.
Read more here!
https://t.co/0aIcS3fxNp

[KCLau @moneytips]

In 2022, LHDN had released its latest guidelines on tax treatments in relation to foreign source income (FSI). These guidelines are effective for income earned in 2022 (starting from 1 Jan 2022).
Join us on March 21 at 11AM to learn more! Sign up here:
https://t.co/6cFav2oVfM

[KCLau @moneytips]

I believe failure can be just a good a teacher as success, if not better.
I had to own up to my mistakes, and cut my losses. But it's better I learn now, rather than repeat the mistake in the future. Link here:
https://t.co/qKQOkucsRT

[KCLau @moneytips]

A little patience can do wonders. Breathe, collect your thoughts, and try again.
If it still doesn't work out, try approaching from a different angle/perspective. Keep your goal in focus, and take care of yourself when getting there.

[KCLau @moneytips]

Cryptos have come a long way. In addition to Bitcoin, many other coins have surfaced, such as ETH, XRP, SOL, ADA and so on.
But how do we best trade cryptos?

Tune in with us on 14 March at 11AM to hear more! Sign up for the link here:
https://t.co/KDhtVr69IB

[KCLau @moneytips]

It needn't always be about work. Time should also be spent in recreation, whether it be with music, art, or anything else!

An active interest in a hobby can often rejuvenate you more than passively spending time watching TV/browsing social media. Give it a try!

[KCLau @moneytips]

Let’s say, you are in your late 50s, 60s, or 70s today.
You could be at the tail end of your career, contemplating retirement, or you’re a retiree, setting your own pace of life presently.
https://t.co/zMQ40AXLpE

[KCLau @moneytips]

As an investor, I have a habit of learning from other fellow investors.
Let's chat with Stanley Lim, a long-term investor & producer of YouTube & TikTok Channel ‘Invest with Stanley’. Join us at the link below at 10am on 7 March!
https://t.co/mO5C4aN8wW

[KCLau @moneytips]

There's more than one way to travel - why not try taking a boat ride next time you go on vacation?

Just like the above, there's more than one way to solve a problem. Look for a different angle, a different tack on how to approach it. An answer may come in unexpected ways.

[KCLau @moneytips]

Property valuation is key to avoid buying overpriced properties, which may lead to 5-or-6 figure loss in your personal net worth.

Read more on smart property buying hacks in my article here!
https://t.co/4oQmBj6f8j

[KCLau @moneytips]

Well-begun is half done.

Work towards your goal, but take your breaks along the way. Keep your mind occupied, but not overtaxed. This is how you dodge both boredom and burnout; and can apply the best of yourself to the things you care about. Take care!

[KCLau @moneytips]

One of the tips I learned: Instead of stopping at 1-2 policies, we should do a policy review at least 1-2 times a year. This is so that we can make adjustments accordingly to suit our financial needs.

Read more insurance tips here!
https://t.co/SINfdejDDv

[KCLau @moneytips]

Though it may appear turbulent, more often than not there is a strong foundation underneath to support you. This comes in the form of your family, friends and colleagues, but also your strengths and experiences.
Trust in yourself, and trust that your strength will support you.

[KCLau @moneytips]

Instead of avoiding falling stock prices, investors embrace them.
Come and tune in with us on Feb 21 at 11AM! Sign up here:
https://t.co/QftEVLF1pd