Monica Long

President of @Ripple. On a mission to enable the Internet of Value #IoV.

[Monica Long @MonicaLongSF]

The future of payments will be multichain, interoperable, and built on institutional-grade blockchain infrastructure.

Our focus is simple: continue making the XRPL the leading blockchain for institutional payments – and a natural home for the next generation of key regulated stablecoins – while growing the utility and adoption of $RLUSD and $XRP around the world.

[Ripple @Ripple]

Stablecoins are transforming how value moves, and interoperability is the key to institutional scale.

We're proud to join Open USD as a day-one integration partner, reinforcing Ripple's commitment to open, multichain infrastructure that supports institutional adoption across the digital asset ecosystem.

[Monica Long @MonicaLongSF]

This is what compliance-first looks like - and why European institutions choose to build with Ripple.

[Cassie Craddock @CraddockCJ]

We have preliminary approval of our CASP license 🎉 Once fully approved, European banks, FIs and fintechs will be able to access our end-to-end cryptoasset and stablecoin payments infrastructure through a single regulated integration. The next wave of institutional digital asset adoption in Europe is here!

https://t.co/TfgheY9t62

[Monica Long @MonicaLongSF]

And we’re back for year 10 (!)…@RippleSwell 2026 will be our biggest event ever, with main stage keynotes, multiple tracks (Institutional, Ecosystem, and Innovation), and much more.

An experience that’s both audacious and illuminating, taking place in the financial capital of the world – that’s what you’ll find at Ripple Swell. See you there!

https://t.co/GSjp4rbTK4

[Monica Long @MonicaLongSF]

Proud to see @Ripple return to CNBC’s Disruptor 50, ranked #16 (!!). This past year was a defining one for our industry and a real turning point for Ripple. New money is here to stay. 💸

[CNBC @CNBC]

The 2026 CNBC Disruptor 50 list is here!

The annual ranking looks at the most promising venture-backed companies innovating across industries, experimenting with AI and, increasingly, making it work at scale.

See the full list: https://t.co/XVXBNojElk

[Monica Long @MonicaLongSF]

Ripple Custody has been on a tear the past few months. Digital asset custody is the foundation for any enterprise moving into crypto, whether you’re a bank or a fintech. Ripple Custody is built for how and where customers already operate — customizable to their needs, not one-size-fits-all.

With Ripple Custody you get:
- Flexible deployment (SaaS, on-prem, hybrid)
- Integrations across payments, tokenization, and staking
- Stronger controls + simpler workflow

These capabilities are clearly resonating, with new global customers like Kbank and Kyobo Life Insurance joining BBVA, Intesa Sanpaolo, AMINA Bank, and others on our roster. Proud of the team for meeting our customers where they are, and continuing to ship a top-tier product.

[Ripple @Ripple]

Without secure, compliant custody, every digital asset strategy — including payments, tokenization, and staking — becomes harder to scale: https://t.co/HAUTO9JwYS

Custody is the governance layer that everything else runs on.

Learn how Ripple Custody is making that possible for institutions worldwide.

[Monica Long @MonicaLongSF]

Kyobo Life choosing Ripple Custody to support on-chain settlement reflects where the market is heading. When a leading Korean financial institution brings real assets on-chain, the industry takes note. Proud to partner on Korea’s first tokenized government bond settlement.

[Ripple @Ripple]

Announcing our partnership with #KyoboLifeInsurance—one of Korea's largest and most established life insurance companies—to explore on-chain financial infrastructure using Ripple Custody: https://t.co/mUUp32YsLH

Kyobo becomes the first Tier 1 Korean insurer to take this step, bringing government bond settlement closer to real-time.

This is what institutional digital asset adoption looks like.

[Monica Long @MonicaLongSF]

Licensing wins keep stacking! 🇦🇺

75+ licenses worldwide and counting. Compliance is how we scale.

[Ripple @Ripple]

Exciting milestone for @Ripple in Australia! 🇦🇺

Ripple is obtaining an Australian Financial Services License (AFSL). As we continue to bridge TradFi with the next gen of digital infrastructure, regulatory compliance remains the foundation of everything we build: https://t.co/cQXKU6uF8X

With this license, we are doubling down on our commitment to Aussie financial institutions and enterprises, providing a fully regulated, end-to-end platform to move value faster and more efficiently than ever before.

[Monica Long @MonicaLongSF]

In great company, thank you!

[Beluga @heybeluga]

Happy International Women’s Day!

Shoutout to all the powerful women crushing it in crypto.

Here's our Top List of Women in Crypto for 2026 👇

[Monica Long @MonicaLongSF]

Been counting down to this one. See you very soon, XRP Australia!

[Wave of Innovation @wave_of_innov]

One of the sessions that most people are excited for it $XRP as the North Star!

What would you most like to hear @bgarlinghouse and @MonicaLongSF answer in their discussion?

[Monica Long @MonicaLongSF]

Excited to see t54 building the trust layer for the agentic economy. As autonomous agents begin managing and transacting with real capital, trust infrastructure becomes a foundational piece of the equation. Proud to be at the forefront of AI innovation. Congrats to the team!

[t54.ai @t54ai]

AI agents are already moving money — unverified and unaccountable.

Today, we’re announcing our $5M seed round to build the trust layer for the agentic economy.

Led by Anagram, PL Capital, and Franklin Templeton, with strategic investment from Ripple.

https://t.co/VtmPxJycVX

[Monica Long @MonicaLongSF]

Coming off XRP Community Day and reflecting on the progress made toward making XRPL the go-to blockchain for institutional DeFi.

Another big win as one of the UK’s largest asset managers moves funds onchain.

In 2026, expect institutional adoption at scale!

[Markus Infanger @markusinfanger]

A genuinely huge moment for XRPL as traditional finance moves onchain!

Aviva Investors, the global asset management business of leading UK insurer Aviva plc, has announced a partnership with @Ripple with the intention of tokenising traditional fund structures on the XRPL.

Read more about how we will be working with Aviva Investors here: https://t.co/1aNg0QIUkV

[Cassie Craddock @CraddockCJ]

Some more exciting licensing news in Europe! 🇪🇺

A couple of weeks ago we heard from Luxembourg’s CSSF that @Ripple had received preliminary approval for its EU Electronic Money Institution (EMI) license.

I can now share that we have fulfilled the conditions set by the CSSF, resulting in Ripple being granted its full EU EMI license - a transformative milestone that allows us to scale our mission of providing robust, compliant blockchain infrastructure to clients across the EU.

We’re now better positioned than ever to help European businesses transition into a more efficient, digital-first financial era! 🚀

https://t.co/wYvoLZgfBy

[Monica Long @MonicaLongSF]

Read my full 2026 crypto outlook here:
https://t.co/Oy0YIE3BOx

[Monica Long @MonicaLongSF]

After one of crypto’s most exciting years (and Ripple’s), the industry is entering its production era. In 2026 we’ll see the institutionalization of crypto — trusted infrastructure and real utility will push banks, corporates, and providers from pilots to scale — across stablecoins, onchain assets, crypto custody, and broader institutional investment. A true inflection point for institutional adoption and the Internet of Value. With that, here are some of my top predictions for 2026:

[Monica Long @MonicaLongSF]

4/ Crypto M&A reflects market maturity, with $8.6B in deal volume in 2025 driven largely by institutions and custody emerging as the next major consolidation driver. As custody commoditizes, spurring vertical integration and multi-custodian strategies, ~50% of the world’s top 50 banks will formalize new custody relationships in 2026.

[Monica Long @MonicaLongSF]

The licensing wins continue! Over the past year, Ripple has secured new licenses across major financial hubs – Singapore, Dubai, the EU, and the UK — plus a pending U.S. OCC banking charter.

Why does it matter? Our licensing portfolio of 75+ enables us to serve more customers, better. They onboard with us and we take care of the rest!

[Ripple @Ripple]

We’ve secured our preliminary Electronic Money Institution license approval from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). 🇪🇺

This is a pivotal step toward scaling Ripple Payments across the EU, bringing institutional-grade digital asset infrastructure to the region. https://t.co/Q72ntwwjFB

The momentum is global:
→ 75+ licenses & registrations worldwide
→ $95B+ in volume processed to date
→ Reaching 90% of daily FX markets

With the EU taking the lead in building a regulatory framework for digital assets, we're helping institutions transition from pilots to commercial scale, and we’re bridging the gap between legacy finance and the digital future to unlock trillions in dormant capital.

[Monica Long @MonicaLongSF]

Pumped to serve UK businesses' digital asset needs, now with our regulated e2e infrastructure!! This means that once UK businesses onboard with us, we can handle moving, trading, on/off-ramping digital assets for them around the world.

[Ripple @Ripple]

The future of regulated digital assets payments in the UK has arrived! 🇬🇧

Ripple has officially secured approval of both an EMI license and Cryptoasset Registration from the UK's FCA.

Who better to explain what it means than our UK and Europe Managing Director @CraddockCJ.

https://t.co/QWz8rTa0i0