Monika Bapna

MS3.5 🩺 @gumedicine | oncoderm research fellow @harvard | aspiring dermatologist| ex-project manager in biotech 👩🏽‍💻

[Monika Bapna @MonikaBapna]

@olsonplanner Always appreciate all the advice you put out! Thank you!

[Global DermTalks @DermTalks]

@DermTalks seminar with Dr. Alina Markova will be next Monday Oct 28th at noon EST - stay tuned for the flyer! #BreastCancerAwarenessMonth

[Monika Bapna @MonikaBapna]

@MichelleRoett @CreightonSOM @GUHealthEquity @RVivekanandanMD @ELAMProgram Such an important topic! Thank you for sharing your work Dr. Roett!

[Global DermTalks @DermTalks]

🌍✨ Join #GlobalDermTalks this Monday, Sep 30th, at 12 PM EST for a must-see session with Dr. Shreya Deoghare on conducting web-based research! 📊💻 Don't miss out on expert insights! #Dermatology #WebResearch #MedicalResearch #GDT

Register ⬇️⬇️⬇️: https://t.co/ptIQhjZwP4

[Vissy Elad @vissyelad]

Why was 6 afraid of 7❓

Because 7 didn’t really understand HHV-8 😉

Don’t be like 7… Join us Monday September 2nd as Dr. Dirk Dittmer of @UNC_Lineberger gives his perspective on Kaposi Sarcoma 🔴

Register Here ⬇️⬇️⬇️
https://t.co/V41B0vIKYB

[Monika Bapna @MonikaBapna]

@l_deliberto Needed this today! Currently knee deep in dedicated and it’s def not easy but happy to see the progress!

[Monika Bapna @MonikaBapna]

@katieperlman Congratulations Katie!!

[Monika Bapna @MonikaBapna]

@skinthusiasm Go Victoria!!

[Monika Bapna @MonikaBapna]

@kellymkimball Yes!

[Tyler Olson, EA @olsonplanner]

📚 How Current Medical Students
Can Pay 0% Interest on
Some of Their Loans 📚

First off, this is all bonkers.

How this loan system has developed over the years is one of the most asinine things I’ve ever seen.

Still, it’s good for students and trainees to do all they can to benefit from the rules put into place.

The new SAVE plan forgives all interest accrual above and beyond the minimum required payment.

If your income is $32,000 or less, your payment is effectively zero dollars and therefore your interest rate is effectively 0%.

This scenario applies to most medical students, so how can they benefit while they’re in school?

There are two 2️⃣ types of loans that they can place under this more favorable situation, while still in school.

It involves entering repayment and getting onto the SAVE plan.

1. Waive the In-school Deferment for Undergraduate or Other Loans from Previous Higher Education

For regular Direct loans, entering repayment is not allowed until you graduate and pass the six-month grace period. Caveat: You can do a federal loan consolidation application right after *graduation* to jump out of the grace period but NOT while still in school.

You can, however, waive the in-school deferment for loans from previous schooling.

TASK!!👇🏻

1️⃣ You must contact your servicer and request that the in-school deferment be waived on undergrad and other previous loans and then apply for them to be put on the SAVE plan.

This would effectively put your undergraduate and other previously acquired loans on a 0% interest rate, while you complete school!

2. Waive the In-school Deferment for *Current* PLUS Loans

For PLUS loans, in-school deferment is optional.

TASK!! 👇🏻

2️⃣ Again, contact your servicer and waive the deferment for PLUS loans and get them on the SAVE plan. The PLUS loan interest rate is 8.05% 🤯

This unpaid interest subsidy could save you a ton in otherwise accrued interest!

You will have to do this task every semester when you take out new loans.

And it would be wise to check your loan status 1x month just to make sure they’re still in repayment on SAVE.

Some have asked about circumventing direct loans and just taking out PLUS loans in order to benefit from this subsidy.

The problem with the strategy is that we don’t know if the government would close this loophole. If they did, all of your loans would suddenly be getting charged a much higher rate with no recourse.

Don’t do this.

Let me know if y’all have any questions!

I’m here to help! 😊

[George Christanza @GeorgeChristanz]

idk if we talk enough about how hard third year is

[Monika Bapna @MonikaBapna]

@ZahraMarkatia @WIO_WomenInOpht @BascomPalmerEye @BCMEye Congratulations!!

[Monika Bapna @MonikaBapna]

Thank you to the wonderful @TajKatt on all your mentorship and support on this project! #DreamTeam

[Taj Kattapuram, MD @TajKatt]

Congrats @GUMedicine MS3 @MonikaBapna on a FIRST, as FIRST author in @JACRJournal. Sincerely hope you’ll be joining #radiology when it’s time for your match!

https://t.co/SMf26qewq0

#radchicks #locums #radtwitter @RadiologyACR #sheforshe #MedTwitter #RadCX #MedStudentTwitter

[Monika Bapna @MonikaBapna]

Thankful for incredible mentorship by @RajRatwani that made this paper happen!

[Raj Ratwani, PhD @RajRatwani]

This work is one signal suggesting people are still reluctant to share EHR screenshots/videos that can serve to highlight critical safety issues. Perhaps continued EHR pressure? Great work from @kmillerdrph & @MonikaBapna with @GUMedicine @MedStarResearch.

[Monika Bapna @MonikaBapna]

When you’re only given one pt to round on/present and you’re still losing your sh*% about presenting to the attending #3rdyearmedstudent #rotations

[Monika Bapna @MonikaBapna]

@TuleenSawaf @KU_ENT @KevinJSykesPhD @drandresbur @lshnayderMD @alexchiumd This is amazing!

[Monika Bapna @MonikaBapna]

@_Anastacia_Wahl @pasha_pour @ThomasPStirrat @JenniferMHuang @Lauren_Ching_ Registered yesterday! I am excited!!

[Monika Bapna @MonikaBapna]

Med school update📌 Got done with my first full week of clinical rotations today ✅

This week has been WILD and it sounds obvious but being in the hospital is a world away from being in the classroom!

Please send tips for how to succeed 3rd yr! #MedTwitter

[Monika Bapna @MonikaBapna]

@AmyAShah20 Im heading to #ACR2023 for the first time as well!