morxs

Is a beginner. Always begin to learn new things. SAP/HANA/BO/BI developer, web developer

[Alex Xu @alexxubyte]

The Payments Ecosystem

How do fintech startups find new opportunities among so many payment companies? What do PayPal, Stripe, and Square do exactly?

Steps 0-1: The cardholder opens an account in the issuing bank and gets the debit/credit card. The merchant registers with ISO (Independent Sales Organization) or MSP (Member Service Provider) for in-store sales. ISO/MSP partners with payment processors to open merchant accounts.

Steps 2-5: The acquiring process.
The payment gateway accepts the purchase transaction and collects payment information. It is then sent to a payment processor, which uses customer information to collect payments. The acquiring processor sends the transaction to the card network. It also owns and operates the merchant’s account during settlement, which doesn’t happen in real-time.

Steps 6-8: The issuing process.
The issuing processor talks to the card network on the issuing bank’s behalf. It validates and operates the customer’s account.

I’ve listed some companies in different verticals in the diagram. Notice payment companies usually start from one vertical, but later expand to multiple verticals.

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[The Figen @TheFigen_]

This is very cool art!

https://t.co/j6aQ83za7b

[morxs @morxs]

It took 20 years for me to understand regex. Saw first regex on friend's perl script that day, curiosity grows, but never find scenario to apply it, until NOW.

[morxs @morxs]

@arif_adinegoro @BankBCA @polanesque Lah ini bukan KK. Cuma rekening digital

[morxs @morxs]

Ada dokter internis di Medan yang memerangkap pasiennya. Sewaktu datang ambil nomor antrian, harus deposit 50 ribu. Kalau kamu batal, duitnya gak dikembalikan. Dokternya makan dari jam 6-7 lewat. Terus antrian cukup panjang. Praktek dari jam 6-8 mlm 🤦‍♂️🤦‍♂️🤦‍♂️

[Idea Ink @_ideaink]

Here are some of the graphic summaries we did while being inspired at this year's online @99U conference by @Adobe! Which piece of advice speaks to you to be your #creativeself? 🖋️

More talks over at https://t.co/2o8Y4Lby1W.
#99UConf #graphicrecording

[morxs @morxs]

Banning TikTok = Banning Instagram. Thanks @facebook and @realDonaldTrump You make the worlds just farther every tick time

[morxs @morxs]

@kokizzu @cool_golang Yes, correct. Maybe it is just me that feel weird. But in the other opinion, maybe easier for static analysis on compiler level

[morxs @morxs]

It is really weird in #golang

type Celcius float64
type Fahrenheit float64

Both have different type even though both derived from same float64. From those two types, you can't access float64 functions

[morxs @morxs]

@peter_c_william Yeah, probably that's the meaning of not allowing it, as maybe easier for static analysis on compiler level

[morxs @morxs]

@matryer @cool_golang It's like float64.String(), you can't call Celcius.String() although the type basically the same

[morxs @morxs]

They can and should did this long time ago, but they didn't do it. https://t.co/ZeQ5g7abWU

[morxs @morxs]

For people on #windows machine and when try running #flutter command `flutter doctor` or `flutter update' and get CERTIFICATE_VERIFY_FAILED error. Try to disable your antivirus for a while and rerun the command

[morxs @morxs]

Hey @TorGuard is it possible to switch from monthly subscription to yearly?

[Digital Photography School (dPS) @digitalps]

How to Create a Dark and Moody Rembrandt-Style Portrait In Lightroom https://t.co/Fau9GA0vTV

[morxs @morxs]

Hey @AmazonHelp how to contact customer service if my account was hacked and email address changed by them?

[morxs @morxs]

Hey @amazon how to contact your customer service if my account was hacked and email address changed? I cant even login!

[morxs @morxs]

Thank you @Google team for bringing per app update button on application list on google play 👍 well done! #android

[morxs @morxs]

...and using "cheap" radius nef 11 😁

[morxs @morxs]

At last, can confirmed that using Nexus 5 with ViperAudio + right convolver kernel gives better sound than $80 DAC/Amp, same source