Michael Murray, AIF®

Helping families & businesses organize finances so they can enjoy sunsets, road trips & music| Securities offered through LPL Financial, Member SIPC

[Michael Murray, AIF® @mpmurray25]

@Colorado_N8tive @skumWgmi Before the Qualified Default Investment Alternative (QDIA), most 401k plans defaulted to a money market option and the participants never changed anything. I've sadly seen it many times

[Michael Murray, AIF® @mpmurray25]

@Owennfa Not a Boomer, but here is the path. 2 years at Community College for 60 credits that will transfer anywhere ($4-5k X 2). Next 60 at a State College living away ($30k X 2). None of this includes aid or scholarships. 1st job with company who provides reimbursement for grad school.

[Michael Murray, AIF® @mpmurray25]

@TKopelman There's always 72t 😁

[Michael Murray, AIF® @mpmurray25]

@carnutchronicle @gregisenberg Hate to rain on your parade but leverage requires him to borrow again (likely at a higher rate) which defeats the point of paying off the mortgage. He also converted a liquid asset into a non-liquid one. Most kids would rather have cash than property - but it makes him feel good

[Michael Murray, AIF® @mpmurray25]

@MikePolicarNGP Maybe the Beatles should write song about it 🤷

[Michael Murray, AIF® @mpmurray25]

@bryanhasling I'm surprised he didn't ask for 25% equity of the acquiring firm too

[Michael Murray, AIF® @mpmurray25]

If my only choice is a layover, might as well be in Austin with some delicious BBQ from @SaltLickBBQ

[Michael Murray, AIF® @mpmurray25]

@TKopelman Getting Boiler Room vibes 😂

[Michael Murray, AIF® @mpmurray25]

@jbrendanfrazier About 3 years to learn it was about people and human behavior and another 7-10 to learn that it's about delivering a personalized experience

[Michael Murray, AIF® @mpmurray25]

@unusual_whales Not a huge fan of over regulation, but to make it work they need to throw in all institutional investors- pension and sovereign wealth funds, insurance companies, private equity and family offices who buy single family residences. After hearing about this, here are the lobbyists

[Michael Murray, AIF® @mpmurray25]

@christine_benz This doesn't surprise me at all. Banks and investment sweep accounts are part of wildly profitable business models predicated on clients being unaware, unable, too busy, or apathetic to moving funds to higher yielding options. The false promise of FDIC insurance enables this

[Michael Murray, AIF® @mpmurray25]

@SamanthaTwenty My condolences Samantha for your loss of Ryan. You and your family will be in my thoughts.

[Michael Murray, AIF® @mpmurray25]

@SamanthaTwenty @ProfRyanRussell @morganhousel You, Ryan and your family are in my thoughts at this incredibly challenging time Samantha. Wishing you strength and resilience going forward.

[Michael Murray, AIF® @mpmurray25]

@LPL @PeabodyWealth Thanks for inviting me to be part of this whitepaper. I appreciate the partnership with @LPL!

[Michael Murray, AIF® @mpmurray25]

@dianacabrices @Wealthbox Great meeting you @dianacabrices You bring a great positive energy to the Wealthbox team!

[Michael Murray, AIF® @mpmurray25]

As a follow up to an earlier post regarding Taylor Swift, this is a great article breaking down the #economics of her tour. Here are a few quick facts

💵 This may become the first musical tour to gross $1 Billion dollars

👕 She is likely grossing $2 M…https://t.co/E8yi4pT1zo

[Michael Murray, AIF® @mpmurray25]

As a follow up to an earlier post regarding Taylor Swift, this is a great article breaking down the #economics of her tour. Here are a few quick facts

💵 This may become the first musical tour to gross $1 Billion dollars

👕 She is likely grossing $2 M…https://t.co/Txz1IfgMzu

[Michael Murray, AIF® @mpmurray25]

Very interesting article about when receiving a Roth IRA as part of a #divorce settlement. Here's a great example where a team made up of #divorceattorney #taxprofessional and #financialplanner can help you navigate a challenging situation. https://t.co/mtPv9naOj6

[Michael Murray, AIF® @mpmurray25]

I recently had the pleasure to sit down and chat with Michele Correnti of Correnti Marketing about how she and her firm help #attorneys and other service professionals build a brand and online identity. In a world where more and m…https://t.co/BjyjwAG37l https://t.co/aCnRjAFCgx