Abhijeet Tamrakar

SDE 2 at | GenAI | Debugging My Equity Portfolio | Love to connect to build products in Finance | Opinions are of my own

[Abhijeet Tamrakar @mr_cchef]

Lately, I have started using python for solving DSA problems and Gemini Tab in chrome helps alot in quick question!!!

Little about me:
I have been a C++ guy and used python for backend development but never really used python in CP

#AI #Gemini #Chrome #CP #DSA

[Abhijeet Tamrakar @mr_cchef]

I watched @soicfinance video on the framework to find a unique business.

I am thinking if I could use this framework to create an AI Agent that does that for me. I'll give the company and tudum... You got a perfectly analysed stock.

Well, I can make that and I don't know if it will work or be of high quality, but I always wonder how I can get access to the data. Literally, that is what I need, and I can crazy manage investing with my life.

I am sure I am not the only one to think like that. I am gonna try this for sure, but in case somebody has tried it or has some suggestions, that would be awesome!!

#AI
#StockMarket
#AITools
#MCP
#Finance

https://t.co/In2dLglf7R

[Abhijeet Tamrakar @mr_cchef]

It's been a long time for me watching such an amazing movie, offcourse after Dhurandhar 🤌

But this movie is such a wholesome. I loved it ❤️❤️

Oops I didn't mention the movie name, actually it's "Voicemails for Isabelle". Loved it!!!! 😁😁

#voicemailsforisabelle
#comedymovie
#romanticmovie

[Abhijeet Tamrakar @mr_cchef]

Mumbai weather is crazy these days!
Even companies are urging employees to do WFH

#bombayrain
#mumbai
#monsoon

[Abhijeet Tamrakar @mr_cchef]

Completed the entire playlist and learnt a lot on MCP.
Will create a thread on all my learning till now tomorrow

A must-watch playlist!!
There are still a few topics left on MCPs, like auth in MCPs and so on.

To be honest, it is super easy to create a mcp server using python libraries like Fast MCP.

[Abhijeet Tamrakar @mr_cchef]

Today,
I am picking a new topic, "MCP", and let's see how much I can go into it. Will try to explore and try to create one MCP server by the end of the day.

Will share everything that I learnt today at the end!

#SundayLearning
#MCP
#AI

[Abhijeet Tamrakar @mr_cchef]

Found this playlist of CampusX: https://t.co/aKaYDnhgbR

I know his content is gold, so I'm going to complete this playlist

[Abhijeet Tamrakar @mr_cchef]

@ishmohit1 New Age EV OEM as well!!

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Abhijeet Tamrakar @mr_cchef]

@logical_traderr Point 7 is legit true!
B/c of this I have been able to understand the business far more better and quicker. I am free to ask any number of questions till my understanding gets better.

[Abhijeet Tamrakar @mr_cchef]

The best way to read the P&L statement of Saregama is from the Investor presentation, as they have a separate line for Content Charge, and going forward, we need to track that metric.

#saregama
#stockmaket #smallcaptilesstock

[Abhijeet Tamrakar @mr_cchef]

NET PROFIT grows faster than Revenue (25-30% vs 20%)
↓
EPS compounds → Stock price follows

3/n

[Abhijeet Tamrakar @mr_cchef]

My Thesis on Saregama:

Saregama buys songs → Songs generate revenue for 55-75 years
↓
Revenue grows 20% per year because: more songs + more streams + higher prices

1/n

#Saregama #Equity #MarketResearch

[Abhijeet Tamrakar @mr_cchef]

Content Charge (the cost of those songs) grows only 6-10% from FY28
↓
The gap between 20% revenue growth and 6-10% cost growth = MARGIN EXPANSION

2/n

[Abhijeet Tamrakar @mr_cchef]

@AimInvestments YES

[Abhijeet Tamrakar @mr_cchef]

@soicfinance I keep revisiting your videos to build the thesis or even revise the value chain whenever needed!!

[Abhijeet Tamrakar @mr_cchef]

@tirthankardas81 @Tijori1 So, we need to go to the OEMs concall and figureout that the advertisement spends are increasing?

[Abhijeet Tamrakar @mr_cchef]

@tirthankardas81 @Tijori1 How do we track this??

[IIIT Vadodara @IIITVadodarasm]

𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝗜𝗜𝗜𝗧 𝗩𝗮𝗱𝗼𝗱𝗮𝗿𝗮: 𝗖𝗮𝗺𝗽𝘂𝘀 𝗣𝗹𝗮𝗰𝗲𝗺𝗲𝗻𝘁 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮𝟬𝟮𝟲-𝟮𝟳 :Looking for top-tier tech talent to drive your next big innovation? The Indian Institute of Information Technology Vadodara (IIITV) cordially invites all company.

[Abhijeet Tamrakar @mr_cchef]

@abhayjainp Do you have a dev team that is building your tool?