Enrique Massuet

🙏🏻 𝐆𝐨𝐝 𝐅𝐢𝐫𝐬𝐭 | 𝐋𝐞𝐠𝐚𝐜𝐲 𝐁𝐮𝐢𝐥𝐝𝐞𝐫
🎯 I connect dots, identify details & find solutions for a living.
💼 Business • Growth • Impact

[Enrique Massuet @mrmassuet]

First 10K! Loved the feeling. It's just the beginning!

[Enrique Massuet @mrmassuet]

@WhaleScan @grok .

[Enrique Massuet @mrmassuet]

Try Grok Bot for free for 2 weeks with my invite:

https://t.co/CpMjgFfB7K

[Enrique Massuet @mrmassuet]

BREAKING: A massive explosion has rocked Cali Colombia.

@grok confirm this

[Enrique Massuet @mrmassuet]

JUST IN: Tesla begins offering its Cybercab for personal use to select customers at $29,990, with a $1,000 deposit due at order & a required $299/mo subscription after the first month.

[Enrique Massuet @mrmassuet]

@MKBHD brother get the razor ready! 😂

[Robotaxi @robotaxi]

Select customers are now being invited to purchase Cybercab for personal use

[Enrique Massuet @mrmassuet]

This is so awesome!

[SpaceX @SpaceX]

Views of Starship in space as @Starlink deploy continues

[Enrique Massuet @mrmassuet]

When insurers start laying off lawyers, that's your signal. Fewer lawsuits mean lower claim costs, and some Florida auto rates are finally dropping. Don't just auto-renew. Shop your policy before it renews, and buy at least a week early when you can.

[Enrique Massuet @mrmassuet]

@CubanUltraMAGA Bro you wanna use the same hat as AOC and Bernie? I prefer not having a hat😂

[Enrique Massuet @mrmassuet]

@Safety @bot check all of this for us.

[Enrique Massuet @mrmassuet]

@gopuff @bot You guys are not in Fl?

[Enrique Massuet @mrmassuet]

How did I use X for 12 years without knowing this?

You can take a tweet screenshot directly from the Copy Link menu! 🤯

[Enrique Massuet @mrmassuet]

No hurricane. No named storm. Just rain. Up to 24 inches in one day on the Space Coast, Nov 1–2. A 1-in-1,000-year flood. Only about 16% of Florida households have flood insurance. Homeowners insurance doesn't cover rising water. Flood policies usually take 30 days to start, so buy one before the forecast, not after.

[Enrique Massuet @mrmassuet]

@bot @bot set it up

[Enrique Massuet @mrmassuet]

@larsencc @TheCoderBtw @bot Hey send it over hahahaha. I wanna hire him!

[Enrique Massuet @mrmassuet]

Got a letter from Citizens? Don't let a default pick your insurer.

Citizens, the state-created insurer of last resort, now covers about 217,000 policies. In 2023 it covered roughly 1.4 million. Much of that shrinking has come through "takeouts," where private insurers approved by the Office of Insurance Regulation offer to assume selected Citizens policies. The commissioner expects more policyholders to leave in the coming months.

If you are in the December round, the date to know is Dec. 4. That is the policyholder choice deadline on Citizens' published 2026 calendar for the Dec. 15 takeout.

Here is the part people miss. According to that calendar, if no choice is registered by the deadline, Citizens assigns the policy to one of the takeout companies that selected it. If more than one company selected it, the policy goes to the one with the lowest estimated premium.

Lowest estimated premium is a reasonable way to break a tie. It is not a review of your home, your deductible, or your budget. Only you and your agent can do that.

Your packet should include coverage worksheets and estimated premiums for Citizens and for each offer. Lay them side by side and read past the price:

The hurricane deductible, and what it would mean in actual dollars.
The dwelling limit. Would it rebuild the house, not just buy it back?
Any endorsements added, changed, or missing.
The company itself: its financial condition and its license, which you can confirm through the regulator.

Florida law also has rules about when a takeout offer still lets you stay with Citizens, generally tied to how the offer's premium compares with Citizens' renewal premium. How those rules apply depends on your policy, so ask your agent or Citizens directly.

Agents register the choice in Citizens' system. Do not wait until deadline day to call.

Leaving Citizens can be a good outcome. Staying can be too. Either one should be a decision you made, not something that happened because the mail sat on the counter.

[Enrique Massuet @mrmassuet]

Do you remember when you joined X? I do! #MyXAnniversary

[Enrique Massuet @mrmassuet]

12/12
Price matters. But an incomplete picture does not become complete because the premium is attractive.

Before a builder trusts a wall, the foundation must be examined.

The first service we owe is not a quote. It is understanding what someone stands to lose.

[Enrique Massuet @mrmassuet]

1/12
The most expensive mistake in insurance can happen before anyone compares a premium: failing to understand what needs protecting.

A family is more than a form. A business is more than an industry code. An enterprise is more than a list of buildings.

[Enrique Massuet @mrmassuet]

11/12
A careful assessment cannot promise every loss will be covered. Policy terms, conditions, exclusions, limits, and endorsements govern the response.

Its value is replacing assumptions with understanding—then communicating clearly to the client and insurer.