2026 promises to be tough: loans are expensive, demand is weaker. Businesses without a system start living “from payment to payment.” Three budgets (including -30-50% of revenue) are decided faster than motivation. Do you already have an anti-crisis plan?
They say the market has already chosen a side: on 08.01.2026, Alphabet temporarily overtook Apple in market capitalization - all because of its bets on AI. But AI doesn't save a business without structure: it simply accelerates mistakes.
They say loans will remain expensive and demand weaker in 2026. ⚠️ If a business doesn't have a cash flow system, growth turns into debt. An 8-week plan and three budget scenarios save the cash flow.
In 2026, business loans will be expensive, and getting funding will become harder. That’s why growth without a system quickly turns into debt and cash flow gaps. Do you already have an 8-week cash plan?
Control isn’t management. Habr’s been unpacking a nasty trap for IT leads: the more manual reports and check-ins you demand, the slower the product moves - and the faster you become the bottleneck. RBC says the 2026 trend is the same: less oversight, more systems. Agree?