Marcus

Optimistic about Life.

[Marcus @msademodi]

Not slothful in business (work), Fervent in Spirit (prayer), Serving God (and humanity)!!!

[Muad'Dib @WN_Myers]

What’s mantra has worked for you at any point in your life?

[No filter Skin @NoFilterSkin]

HOW TO RAISE A CHILD WHO RESPECTS YOU WITHOUT FEARING YOU.
(By age, from Japanese tradition.)

AGES 0–5: THE AGE OF CONNECTION:

[Oreoluwa Bukola, CFA. @BukkyOA]

📌 Pay attention to the blessings in your life.

[foland (fan) @propsMCFC]

Full Manchester City Documentary👍

[jadwah🌹 @_AyshaMaigiwa]

Today is World Photography Day, quote this with a picture you personally captured.

[Lima @limalemonnn]

this is insane. i genuinely don't understand why ambitious people aren't shown this lecture before their careers start consuming their entire lives.

clayton christensen spent his career studying why successful companies collapse. in his final class, he asked students to apply the theory to themselves: if you keep allocating your time the same way, what life are you actually building?

he had already seen the answer in his own harvard mba class. everyone looked successful at the fifth reunion; by the 10th, 15th, 20th, and 25th, many were unhappy, divorced, and living far from their children.

work shows you the score immediately. close a sale, ship a product, finish a presentation, earn a promotion, get paid.

an hour with your child may produce nothing you can measure today; it may take 20 years to understand what that hour built. so the next free hour goes back to work, one rational decision at a time.

this is how people build lives they never planned: through hundreds of right decisions that lead in the wrong direction, day after day.

money, titles, and headcount are easy to count. christensen believed a life should be measured by the people who became better because you were there.

he died in 2020.

one question remains: if someone saw only where your time, energy, and attention went this year, what would they think actually mattered to you?

the full 19-minute lecture is in the video below.

[Ewgi @Ssaasquatch]

Only one Nigerian invested in 4 out of the 6 unicorns we have in the country. Difference between luck and skill is repeatability.

[Vala Afshar @ValaAfshar]

Life is like riding a bicycle. To keep your balance, you must keep moving.

—Albert Einstein

[Arojinle @arojinle1]

Some people will think the monkey is disrespecting the dog but I do t see it that way. The dog cannot use the straw. Even if it gives the straw to the dog, it's mouth structure and intelligence cannot use it.

We need to be very deliberate about our growth in life. Until you show capacity, you'll be treated like this dog.

[Traeyz ♠️ @TraeyzX]

Making $170,000 a year and still not happy.

Caller: I'm 24 years old, I work remote in e-commerce fulfillment and logistics, and I make $170,000 a year.

​Dave Ramsey: You're 24 and you make 170 a year?! You are a unicorn, dude.

​Caller: Thank you. The company culture is great, but all my life I feel like I'm still searching for more.

​John Delony: What do you mean by searching for more?

​Caller: Well, I've only been here eight months, but I'm already at a director level. I feel like I could become a VP in the next six months, and I want a larger scope. Am I wrong for looking to leave for that?

​John Delony: Why do you want to be a vice president? What will a larger scope give you?

​Caller: I want to make more changes and learn more.

​John Delony: Here is a powerful life lesson: Whatever job you get, whatever car you buy, you go with you. That restless stirring you have isn't going to be fixed by a title. You'll get VP, and within six months you'll be chasing CEO. You're going to keep running until you decide you are alright where you are.
​We need ambitious people to fix big problems, but a big paycheck and a vice presidency will not fix you or make you feel less restless.

I used to be the same way the moment I got a job, I was looking for the next one. It wasn't until I stopped and fixed my relationships with myself, my past, and my family that I found peace. What you are chasing is peace, and you will not get that in a job title or a dollar amount.

​Caller: That makes total sense.

​Dave Ramsey: That's so deep.

[Ororo😎 @McFlybowy]

The only thing that makes your idea a genius is it being successful. If Tuchel had won today, people would be calling it a tactical masterclass. They’d say he outsmarted Argentina, managed the game perfectly, and knew exactly when to defend his lead. The very same decisions that are being mocked now would have been praised as brave, calculated and disciplined. lol

But football doesn’t judge ideas, it judges outcomes.

One goal changes the entire narrative. You go from being a genius to being accused of having no ambition. That’s how brutal this sport is. The margins are so thin.

Protecting a one-goal lead in a World Cup semi-final isn’t some outrageous concept. Managers have done it for decades. The greatest coaches in history have all asked their teams to suffer without the ball when the situation demanded it. Sometimes it works, sometimes it doesn’t. And today is one of those days it doesn’t.

Tuchel’s mistake wasn’t necessarily deciding to defend. His mistake was failing to survive the pressure that inevitably comes with inviting a team like Argentina onto you. Against a side filled with technically gifted players and led by Messi, every extra minute you spend defending increases the chances that one moment of brilliance will punish you.

That’s why football is so unforgiving. The same plan can be hailed as tactical brilliance one day and ridiculed as cowardice the next, simply because of the final score.

In elite football, the line between genius and failure is often just one goal. Today, Tuchel ended up on the wrong side of that line. Had England held on, we’d be reading articles about his game management and defensive organisation. Instead, he’ll be criticised for being too conservative.

That’s the reality of knockout football. Results write history, and history rarely remembers the logic behind the decisions, it remembers who won.

[Leandro Trossard @LTrossard]

To all the Arsenal fans, thank you for everything, from the bottom of my heart.

Once a Gunner, always a Gunner.

Leo

[Marcus @msademodi]

Goal!!!.

[Rufybaba @Rufyb]

Unless you make conscious efforts to invest in and develop things, you will rarely see results.

Football. Education. Housing. Everything.

[Oreoluwa Bukola, CFA. @BukkyOA]

📌 A lot can happen for you in 6 months

[Marcus @msademodi]

@tobyasky I just thought about this and saw your post. Even his touches was so obviously better than any other player on the pitch.

[Paarug Sethi @paarugsethi]

all timer

[Olúṣeun Onìgbìndé @seunonigbinde]

34 days ago, children and teachers were abducted from Oriire communities. While the news cycle moves on, families are still living with fear, pain, and uncertainty.

We must not go silent. Keep the pressure on. Demand action. Bring them home. #RescueOriire #BringThemHome

[Rufybaba @Rufyb]

Nigeria pulled in $10.37bn of foreign capital in Q1 2026, an 84% jump on the same quarter last year and a 61% rise on Q4 2025.

To put that in perspective, between 2014 and 2025, the best single quarter we ever managed was $8.5bn, back in Q1 2019. We have just blown past it.

On this run-rate, a $40bn+ year is on the table, which would be the highest in our history, comfortably ahead of the $23.9bn we did in 2019 and the approx. $23bn from 2025.

This is a big deal, and it is marked progress. After the painful naira float and the sequence of reforms, confidence has come back to the room
But the real story is not just the size. What I wanna pay a lot more attention to is the composition. And this is where I would slow the applause.

Of the $10.37bn that came in, portfolio investment accounted for $9.86bn. That is about 95% of total inflows.

FDI was only $135m, or 1.3%.

Other investment was $374m, or 3.6%.

So, Nigeria is not yet attracting big-ticket long-term factory-building investment.

Nigeria is attracting financial-market money, and it is a critical distinction.

Portfolio inflows are very important, and we should not downplay them. They help stabilise the FX market. They bring dollars into the system. They improve liquidity.

They make it easier for the CBN to manage market pressure. They support the naira. They improve investor confidence. They also signal that foreign investors are beginning to take Nigeria seriously again, especially after reforms around FX, interest rates, and market pricing.

In simple terms, FPI is the money that comes when foreign investors say “Nigeria’s yields are attractive. The currency market looks more credible. Let us buy treasury bills, bonds, and equities.”

For a country that suffered severe FX scarcity, broken investor confidence, trapped funds, and a wide gap between official and parallel market rates, this is not a small improvement.

It means the market is becoming more investable again. It means Nigeria is slowly rebuilding credibility.

But FPI has one limitation.

It is not patient money.

It can enter quickly and leave quickly.

The same investor buying Nigerian treasury bills today can exit tomorrow if US rates become more attractive, if oil prices fall, if Nigeria’s reserves weaken, if inflation becomes stubborn, if political risk rises, or if they feel the naira may depreciate again.

That is why portfolio flows can stabilise the naira, but they cannot by themselves transform the economy.

They are good for the financial market.

They are not enough for broad economic development.

FDI is different.

FDI is the kind of money that builds factories, expands warehouses, opens plants, creates supply chains, hires workers, trains people, buys land, imports machinery, and stays for many years. That is the type of capital that creates deeper employment and productivity.

For FDI to come in strongly, Nigeria needs more than high interest rates.

✑ It needs stable power.
✑ It needs security.
✑ It needs a predictable policy.
✑ It needs ports that work.
✑ It needs faster dispute resolution.
✑ It needs reliable tax rules. It needs confidence that investors can bring money in and take profits out without chaos.
✑ It needs a currency regime that is credible, not just temporarily stable.
✑ It also needs a strong enough demand for companies to sell profitably.

So, the current capital importation story is good, but it is still incomplete.

It tells us that Nigeria has become attractive again to yield-seeking investors.

It does not yet tell us that Nigeria has become attractive enough to build factories at scale.

And that is the bridge we must cross.

For the average bread seller in Mushin, a record $10.4bn quarter changes almost nothing she can touch.

The portfolio money sits in financial assets in Lagos and Abuja; it does not become a job for her son or a customer at her stall.

What it does do, indirectly, is hold the naira steadier, so the flour and sugar she buys don't reprice upwards every fortnight.

The day FDI shows up properly is the day a manufacturer opens a line down the road, her neighbour gets hired, that wage gets spent at her table, and demand for her bread actually grows.

That is the inflow that reaches Mushin. Until the FDI line on that chart climbs off the floor, we should celebrate the $10.4bn for exactly what it is, that is, a vote of confidence in our paper, not yet a vote of confidence in our economy.

So, yes, the bread seller in Mushin may not receive foreign portfolio investment directly.

But she feels the effect if the naira is stable, if flour prices stop rising sharply, if transport costs are predictable, and if customers can still afford bread.

However, she will feel a much bigger impact when FDI starts coming in.

That is when new factories open. That is when logistics improves. That is when more people get jobs. That is when household income improves. That is when demand for bread grows because more people can afford breakfast without thinking twice.

So, my sense is this:

Nigeria has fixed part of the confidence problem in the financial market.

That is why the dollars are coming back.

But the next phase is harder.

We now need to convert financial-market confidence into real-economy confidence.

Because a country does not become rich only because foreign investors are buying its treasury bills.

A country becomes rich when capital enters the productive side of the economy, builds capacity, creates jobs, raises incomes, and improves the life of the bread seller in Mushin.

Selah ✌️✌️✌️

[Rufybaba @Rufyb]

The other day, we celebrated a credit rating upgrade by the international credit agency, S&P. The events over the past few days just explains how the government (across all arms and tiers) make one step forward and two steps backwards.

A country does not become a $1 trillion economy simply because oil prices rise or because GDP numbers look bigger on paper.

A trillion-dollar economy is built when millions of people can safely learn, work, move, invest, build companies, transport goods, and plan for the future with confidence.

Industrial economies are built on efficient movement:

of people
of goods
of raw materials
of labour
of capital

Insecurity disrupts all of them.