@san_x_m Knew her personally. Her son and I were in school together. She was an excellent singer and All India Radio artist of Karnatak classical music.
@BrilliantMaps Indonesia too, has a higher population than Stanistan.
You forgot the western Indian state of Rajasthan. Sthan, not stan, but same Sanskritic-ancient Persian root.
There's also Baltistan and Kafiristan. So, lots of stans.
@FrontalForce Contrary to the claims made here by many including Grok itself, that isn't Gen GD Bakshi. I shared the pic with my brother who has known him for nearly 65 years.
. @abhealthin I have gotten your insurance and was asked to download and register the Activ Health app. What the app demands for registration is unacceptable and potentially illegal. Your app shouldn't demand to monitor my motion, health and location
₹50,000 premium. ₹15 lakh coverage. ₹0 peace of mind.
India's health insurance system is broken. And no one's fixing it.
Let me tell you what happened to my family last week.
My wife needed gallbladder surgery. We have HDFC Optima Secure with @HDFCERGOGIC . We've paid premiums for years. We did everything right - got cashless approval, chose a network hospital (@ManipalHealth Whitefield), followed every process.
On 26th Dec, I received the settlement letter:
"Amount to be paid by insured: ₹0"
Surgery happened. It went well. She was recovering. We were ready to go home.
The hospital refused to let us leave.
Despite holding a valid insurance document that said we owe NOTHING, they wouldn't discharge a recovering patient. My wife sat in that room - tired, in pain, wanting to go home - while I begged at the billing counter.
We were only "allowed" to leave after I blocked ₹X,XX,XXX on my credit card.
A patient. Held hostage. In a hospital. In India. In 2025.
Then on 30th Dec, magically, a new settlement letter appeared:
"Amount to be paid by insured: ₹X,XX,XXX"
Same surgery. Same bills. Same everything. But now I suddenly owe lakhs.
Here's how the trick works:
The hospital bills ₹5.8L. The insurance company says "we have an MOU with the hospital, agreed package rate is ₹1.9L." So they settle for ₹1.9L.
The remaining ₹3.9L? "Patient to pay."
But wait - the MOU is between the hospital and insurance company. The "agreed package rate" is THEIR agreement. Why is the patient paying the difference for a deal they negotiated?
The letter was updated AFTER we left. The hospital and insurance company sorted it out between themselves. The patient? Just a pawn in the middle.
Both letters say: "No amount to be collected from insured"
Their own words. Their own document. Exposed for what it is - meaningless paper.
This is not a one-off incident. This is the system working exactly as designed:
→ Insurance companies collect premiums for years, then find ways to deny or reduce claims → Hospitals inflate bills knowing insurance will negotiate down, and patients will pay the difference → Patients are trapped between the two - too exhausted to fight, too scared to refuse → IRDAI exists but is reactive, not preventive - they'll act after you file a complaint, not before you're harassed
Where is the protection for patients?
Where are the regulations that say a hospital CANNOT hold a patient hostage for payment disputes?
Where is the accountability when an insurance company issues two contradictory letters and expects the customer to just figure it out?
We pay GST on premiums. We pay taxes. We fund the regulators. And when we need help, we're left standing at a billing counter, blocking credit cards to take our family home.
I've filed a complaint with @IRDAI_official. I have every document. I'll fight this.
This is not customer service failure. This is systemic exploitation.
@HDFCERGO - honor your own document. Claim: RC-HS25-15349896_1 Policy: 2856205638548200
@IRDAI_official - regulate before patients are harassed, not after.
@JPNadda - health insurance is not a luxury product. Millions of Indians depend on it. The current system is failing them.
@raghav_chadha Need your help to raise this insurance scam in parliament.
From exploring hidden cafés to planning her next travel escape, Aparna Abhishek Iyer, fondly known as Apps (and sometimes even mobile Apps 😄), brings her curiosity, creativity, and people-first energy to the #Digii team! ✨
Welcome aboard, Aparna Abhishek Iyer! #GoDigii🚀