murliman

"I'm very highly educated ... I know words ... I have the best words ..."

Thou/Thee/Thine (with initial letter capitalized)

[murliman @murliman]

@san_x_m Knew her personally. Her son and I were in school together. She was an excellent singer and All India Radio artist of Karnatak classical music.

[murliman @murliman]

@SwarajyaMag @threadreaderapp urnroll

[murliman @murliman]

@Iyervval @threadreaderapp unroll please

[murliman @murliman]

@BrilliantMaps Indonesia too, has a higher population than Stanistan.

You forgot the western Indian state of Rajasthan. Sthan, not stan, but same Sanskritic-ancient Persian root.

There's also Baltistan and Kafiristan. So, lots of stans.

[murliman @murliman]

@historyinmemes Is this supposed to be a joke? Everyone know's that's an Apple Lisa. The first IBM PC was introduced in 1981, not 1982

[murliman @murliman]

@Chris_Iwanek It's quite widely accepted that the Mongolian script derived from Brahmi. So it's not at all surprising.

[murliman @murliman]

@farhang @Pooyan_Fakhraei @osmeusbitaites @TheCineprism Absolutely. I got to Iranian cinema relatively late and then I found them amazing, and some, stunning. And heartbreakingly beautiful.

[murliman @murliman]

@Pooyan_Fakhraei @TheCineprism It's a great list -- I've seen most of those. And I'm glad you've added some too, which I have noted down to watch.

[murliman @murliman]

@FrontalForce Contrary to the claims made here by many including Grok itself, that isn't Gen GD Bakshi. I shared the pic with my brother who has known him for nearly 65 years.

[murliman @murliman]

@Aina_Ai2 @threadreaderapp unroll

[murliman @murliman]

. @abhealthin I have gotten your insurance and was asked to download and register the Activ Health app. What the app demands for registration is unacceptable and potentially illegal. Your app shouldn't demand to monitor my motion, health and location

[murliman @murliman]

@thetoleranthind @Iyervval @grok when and where?

[murliman @murliman]

@quxiaoyin @grok is it true that CS grads from top schools are not getting hired?

[murliman @murliman]

Absolutely, positively avoid @HDFCERGOGIC. I speak from personal experience. Pick some other health insurance provider.

https://t.co/UYUd5htCE7

[Anand Kr Shaw @AnandShawKr]

₹50,000 premium. ₹15 lakh coverage. ₹0 peace of mind.

India's health insurance system is broken. And no one's fixing it.

Let me tell you what happened to my family last week.

My wife needed gallbladder surgery. We have HDFC Optima Secure with @HDFCERGOGIC . We've paid premiums for years. We did everything right - got cashless approval, chose a network hospital (@ManipalHealth Whitefield), followed every process.

On 26th Dec, I received the settlement letter:

"Amount to be paid by insured: ₹0"

Surgery happened. It went well. She was recovering. We were ready to go home.

The hospital refused to let us leave.

Despite holding a valid insurance document that said we owe NOTHING, they wouldn't discharge a recovering patient. My wife sat in that room - tired, in pain, wanting to go home - while I begged at the billing counter.

We were only "allowed" to leave after I blocked ₹X,XX,XXX on my credit card.

A patient. Held hostage. In a hospital. In India. In 2025.

Then on 30th Dec, magically, a new settlement letter appeared:

"Amount to be paid by insured: ₹X,XX,XXX"

Same surgery. Same bills. Same everything. But now I suddenly owe lakhs.

Here's how the trick works:

The hospital bills ₹5.8L. The insurance company says "we have an MOU with the hospital, agreed package rate is ₹1.9L." So they settle for ₹1.9L.

The remaining ₹3.9L? "Patient to pay."

But wait - the MOU is between the hospital and insurance company. The "agreed package rate" is THEIR agreement. Why is the patient paying the difference for a deal they negotiated?

The letter was updated AFTER we left. The hospital and insurance company sorted it out between themselves. The patient? Just a pawn in the middle.

Both letters say: "No amount to be collected from insured"

Their own words. Their own document. Exposed for what it is - meaningless paper.

This is not a one-off incident. This is the system working exactly as designed:

→ Insurance companies collect premiums for years, then find ways to deny or reduce claims → Hospitals inflate bills knowing insurance will negotiate down, and patients will pay the difference → Patients are trapped between the two - too exhausted to fight, too scared to refuse → IRDAI exists but is reactive, not preventive - they'll act after you file a complaint, not before you're harassed
Where is the protection for patients?
Where are the regulations that say a hospital CANNOT hold a patient hostage for payment disputes?
Where is the accountability when an insurance company issues two contradictory letters and expects the customer to just figure it out?

We pay GST on premiums. We pay taxes. We fund the regulators. And when we need help, we're left standing at a billing counter, blocking credit cards to take our family home.

I've filed a complaint with @IRDAI_official. I have every document. I'll fight this.

This is not customer service failure. This is systemic exploitation.

@HDFCERGO - honor your own document. Claim: RC-HS25-15349896_1 Policy: 2856205638548200

@IRDAI_official - regulate before patients are harassed, not after.

@JPNadda - health insurance is not a luxury product. Millions of Indians depend on it. The current system is failing them.

@raghav_chadha Need your help to raise this insurance scam in parliament.

[murliman @murliman]

A quick primer on training dense retrievers with contrastive losses

https://t.co/5ZcAH5IuBI

#AI #LLMs #RAG #rl #MachineLearning

@divymurli
@substack

[murliman @murliman]

My son @divymurli inaugurates his @substack on AI

https://t.co/2Kj7R1Ig0x

#AI #LLMs #RAG #rl #MachineLearning

[murliman @murliman]

@MohalJoshi @threadreaderapp unroll

[murliman @murliman]

@AbhinavAgarwal @deepakmrd27 👍🏾

[murliman @murliman]

@AbhinavAgarwal @deepakmrd27 I can see my location but not yours

[Digii @digii__official]

From exploring hidden cafés to planning her next travel escape, Aparna Abhishek Iyer, fondly known as Apps (and sometimes even mobile Apps 😄), brings her curiosity, creativity, and people-first energy to the #Digii team! ✨

Welcome aboard, Aparna Abhishek Iyer! #GoDigii🚀