In 32 years as a homeowner, I thankfully have never had to make an insurance claim. Until today. Trying for nearly 2 hours to speak to someone, 5 wrong depts and 3 phone numbers so far. @LloydsBank DO BETTER!!!! 😡😡😡
Stamp duty is sold as a tax on expensive homes.
It isn’t.
It’s a tax on moving.
People stay in homes that no longer suit them.
Older couples stay in houses too big for them.
Young families can’t move up.
Builders lose buyers.
The whole market gets clogged.
Then the Treasury wonders why housing is broken.
On a £600k house, stamp duty is £20,000.
That’s a deposit.
A kitchen.
A year’s breathing room.
Gone.
Just to change address.
If you tax people every time they move, fewer people move.
That’s not complicated.
It doesn’t just hit the rich.
It freezes the whole market.
And all of us pay the price.
@NealNgoddard68 Refused to watch the half time nonsense on principle. Found something else to do. Anyway, I heard it might have been more entertaining to watch paint dry 🤷♀️
@NealNgoddard68 Pulling Gordon off at that moment was bizarre to me. Was always going to be a struggle - but should mos def should have been winnable.
Now got to play a pointless game on Saturday. Who gives a monkeys about 3rd place?
@NealNgoddard68 💯agree. Feels like a tournament no one wants to win (but then I said the same about Qatar 🤡). Visa issues in US definitely souring the global festival vibe. Much more history in the Azteca, would give the final more gravitas. But you know how it is, money talks 💵
@NealNgoddard68 Maybe you could fold a left-back? Two birds, one stone and all that.
Never been less excited about a World Cup 😢 But yes, CoE 🦁🦁🦁🏴
@NealNgoddard68@nigelpg67 Love early Freddie. And of the two, sadly he was the only one I saw live (that white suit!), but overall it has to be Luther for me. A generational talent. Gonna have a Luther day now. Cheers!