A D Naik Wealth

Enabling aspirations through mutual funds!🚀

[A D Naik Wealth @naikwealth]

Markets corrected ~8–9% from the Sep’24 peak—what now?

Neelesh Surana (CIO, @MiraeAsset_IN) on valuations, FIIs vs DIIs, rupee, sector calls & the “wait for clarity” trap.
YT Link: https://t.co/55w4Y2LeAm

[A D Naik Wealth @naikwealth]

#WarrenBuffett and #CharlieMunger built their fortunes by waiting with discipline.

Most #investors, however, still struggle with this simple truth.

#Wealth is created by staying invested, not by reacting to every rise and fall.

Because in wealth, CONSISTENCY beats impatience.

[A D Naik Wealth @naikwealth]

💼 Active vs Passive: Strategic allocation starts with clarity.
🎯 Active = tactical edge.
⚖️ Passive = low-cost consistency.
Smart investing isn't either/or — it's knowing when to use both.
📈 Build a resilient portfolio.
🎥 Watch now to invest wiser. #WealthWisdom

[A D Naik Wealth @naikwealth]

Breaking News📰
RBI cuts repo rate by 25 bps to 6.25%, first time in last 5 years.
#rbipolicy #ratecut #RBI #reporate

[A D Naik Wealth @naikwealth]

What Does This Mean for Investors?
Investors should stay focused on long-term growth and ensure their portfolio is aligned with changing market conditions.

[A D Naik Wealth @naikwealth]

December 2024 US Inflation Report -

[A D Naik Wealth @naikwealth]

Signs of Easing Inflation:
- While CPI increased, core inflation showed signs of slowing, easing to 3.2%.
- This signals that underlying price pressures are starting to ease, providing some relief to investors who had worried about inflation staying above the Fed's 2% target.

[A D Naik Wealth @naikwealth]

Key Features:
- Lock-in Period: 3 years.
- Tax on Gains: Long-term capital gains (LTCG) taxed at 12.5% beyond ₹1 lakh.
- Investment Modes: SIP (Systematic Investment Plan) or Lump Sum.

[A D Naik Wealth @naikwealth]

ELSS (Equity Linked Savings Scheme)
The smartest way to save tax and grow wealth!

[A D Naik Wealth @naikwealth]

Who Should you Invest?
- New investors looking to save tax and explore equities.
- Long-term wealth builders.
- Individuals with moderate to high-risk tolerance.

[A D Naik Wealth @naikwealth]

Meet Sanjay Malhotra: India’s New RBI Governor with a Proven Track Record.
#RBIGovernor

[A D Naik Wealth @naikwealth]

Withdrawal Rules of NPS:
At Maturity (Age 60):
- Withdraw 60% of the corpus tax-free.
- Use 40% to purchase an annuity plan.

Partial Withdrawal:
- Up to 25% of Tier I corpus for specific purposes (e.g., medical emergencies).
- Allowed only after 3 years.

[A D Naik Wealth @naikwealth]

Plan today, retire worry-free! NPS is your gateway to a secure and comfortable future. 💰
#RetirementGoals #SmartInvesting

[A D Naik Wealth @naikwealth]

Features of NPS:
✅ Regulated by PFRDA
👜 Flexible: Start with ₹1,000/year
📈High Returns: 9%-12% potential growth
💸Save Tax: Up to ₹2L under 80CCD

[A D Naik Wealth @naikwealth]

Today, the world feels a little dimmer with the loss of Ratan Tata. A leader who built more than just an empire—he built hope and kindness. His legacy of integrity and compassion will forever inspire us.

#RatanTataSir

[A D Naik Wealth @naikwealth]

Breaking barriers and making history!🥉✨

Mona Agarwal, our incredible para shooter, has won the bronze medal, proving that determination and passion can achieve anything. Her victory inspires women everywhere, reminding us all that strength knows no bounds.