naraynan sethurao CFP

Follow The Sun,Follower Of Systems...Sharing & Caring for Those in Need...Retd Banker,
Certified Financial Planner, mutual fund distributor,stock broking...

[naraynan sethurao CFP @naraynans16]

https://t.co/iZUZt3ZTru

[ANI @ANI]

#WATCH | Indonesia: At a community event in Jakarta, President of Indonesia Prabowo Subianto says, "I don't want to be involved in domestic Indian politics. I'm a friend of all Indians but I want to admit one thing and my close associates and colleagues will testify that I am a great admirer of Narendra Modi ji. I'm not a professional politician. The proof that I'm not a professional politician is I took part in five general elections. I lost four times... Even before I became president, I studied the policies of prime minister (Narendra Modi) and because there are no copyright, I copied many of his policies. But, Prime Minister Modi graciously, allowed me to copy his policies. So I cannot be sued in any court..."

He also says, "Indonesians must learn from the experience of India. Our civilization, our culture are strongly influenced by Indian civilization. Our language is around 50% from Sanskrit. Many of our names are Sanskrit names. Therefore, there is this closeness and, we welcome more close cooperation..."

(Source: ANI/DD News)

[Vishal Khandelwal @safalniveshak]

1,500 copies of #TheLongGame ordered across 25+ countries. Thank you!

Get your copy here: https://t.co/IwZxONI7rY

[wiseNRI.com @wiseNRI]

Retirement planning for NRIs involves additional considerations compared to domestic investors. The decision of where to retire in India or abroad has a direct impact on savings, taxation, and lifestyle planning.

Read more 👉 https://t.co/5bpttYPJOv

#ManagingNriFinances

[Hemant Beniwal, CFP @hemantbeniwal]

🎙️ "When you're retired, your portfolio becomes your paycheck."

One of many powerful insights from our conversation with @KalpenParekh MD & CEO of DSP Mutual Fund.

Full episode: https://t.co/E5DK4xCKuh

We discussed retirement psychology, spending money after the last salary, market cycles, and why retirement investing is fundamentally different.

[naraynan sethurao CFP @naraynans16]

@NJWealth

[naraynan sethurao CFP @naraynans16]

The wait for NSE IPO is finally over—sort of https://t.co/ks6eob0qvs

[naraynan sethurao CFP @naraynans16]

https://t.co/ickZjCaVG2

[naraynan sethurao CFP @naraynans16]

True Cost of Owning a Car https://t.co/szpvulQDN0

[naraynan sethurao CFP @naraynans16]

M3L https://t.co/wiouPM429a

[jeevan patwa @jeevanpatwa]

The Impact of Generative AI - Rationally Speaking

The share prices of Indian IT services companies went through a great deal of pain for the last couple of weeks.

This was a result of the wildness of the collective imagination of the people about what AI can and will do to the industries worldwide. Basically, analysts are of the belief that AI can now autonomously deliver most of the services provided by IT services companies across industries. But decisions made on unfounded beliefs generally lead to irrational and unsustainable outcomes.

So, let’s look at the current state of Enterprise AI and understand whether it can disrupt traditional IT services business model.

According to ISG’s State of AI adoption report 2025, most enterprises are introduced to AI via predictive and/or optimisation models built around structured data. We went through Q3FY26 earnings calls of 68 of the 100 Nifty100 companies and had similar findings.

Most companies are already using traditional, non-agentic, use-case specific AI models for use cases such as fraud detection, predictive maintenance, quality assurance, spend optimisation, etc.

Excluding the IT companies, only one company spoke about the impact of generative and agentic AI on their costs and revenues. IT services companies like Infosys and TCS are very excited about the opportunities that Generative and Agentic AI will bring and has brought for their business.

They boasted about the incremental revenue that they are generating through their AI project wins. TCS, for example reported $1.8 billion annualized revenue from AI services in Q3FY26, which is close to 6% of their total annual revenue. Infosys claims they are working on 4,600 AI projects.

This excitement indicates that enterprises are aggressively running pilots and prototypes to embed AI into their business functions. AI project wins by the large IT services companies also means that enterprises still aren’t AI ready and would need help of their long-standing tech partners to make them AI ready.

Enterprises can’t just buy the subscription from of an AI platform and start querying it.

Most enterprises have their data across multiple different applications resulting in multiple different, non-compatible schemas.

Enterprises first need to ensure that the data across their multiple complex systems is compatible. This data can then be used to set context for the AI platforms and get the desired outcomes.

Another big concern for the enterprises is that the AI platforms are vulnerable to cyber threats and provide weak governance features.

This concern is more serious for regulated industries like Finance and Healthcare. To secure their data and maintain its integrity, enterprises would need their IT partners to build additional guard rails into the AI platforms. These partners would help build data security protocols and define user access policies for both AI agents and humans. These protocols and policies then need to be deployed across the complex IT infrastructure of the enterprise generating more opportunities for IT services companies.

Hence, we believe AI is less of a threat and more of an opportunity for the IT services companies. However, this does not imply no change in status quo. Software developers, with the help of AI, can now write programs and software in a matter of hours which would otherwise take days or even weeks. Generative AI has significantly reduced testing and documentation efforts for a software developer. IT services companies would want to monetise these productivity gains which would result in lower head count addition but also higher revenue per employee. AI is definitely changing the status quo, but its only reshaping IT services into higher‑value opportunities rather than replacing them outright.

[R @AlphaWizarDD]

Instead of watching a 2-hour movie, watch this masterclass on wealth creation

Book mark it!!

[Sumit Mehrotra @SumitResearch]

Companies With Half Revenue From US

अमेरिका से आती है ज्यादा इनकम

1) Pokarna: 80%
2) Mphasis: 80%
3) Persistent: 80%
4) Granules: 77%
5) Indo Count: 75%
6) Vaibhav Global: 70%
7) Gokaldas Exp: 70%
8) Natco: 70%
9) Welspun Living: 65%
10) LTTS: 60%
11) Gland Pharma: 55%
12) Garware Hitech: 50%
13) Anup Engg: 50%
14) MTAR: 50%
15) Aurobindo Ph: 47%
16) Dr Reddy: 45%
17) LT Foods: 45%
18) Sona BLW: 43%
19) Bharat Forge: 40%
20) RK Forging: 40%

#tariff #DonaldTrump #pmmodi #Modi #America

[Advait Arora @WealthEnrich]

Golden words by the Legend ✔️💯

[Ashish Kumar Meher @AshishMeher7]

Everyone wants Gold & Silver after the rally.

Veterans think differently.

Mr. Sankaran Naren’s approach?
Own them only as part of a Multi Asset strategy.
That’s wisdom earned over decades. 🔥

[Carl Niehaus @niehaus_carl]

This is a critical development!

Eventually the #USAempire will collapse.

[Mohini Maheshwari @MohiniWealth]

Top 3 Small Cap Market Leader to Watch in the Falling Market. Disclaimer: I am not SEBI registered and this is not buy or sell recommendations. .

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

I propose refunding 500% of taxes paid by that uncle who got out last 🙏🙏🙏 he just couldn't get out. He could have been seriously injured getting out 😔

I think many in my audience will also be facing such issues daily. Anyone who has faced this before?

Bullet Trains can Wait. We need to solve these problems first. Basic problems for travelers...

#FI

[Pilot Investor @pilotinvestor7]

Investors need to come out of the mindset that money can only be made in small cap companies and not in large cap companies.

Please understand returns come in cycles.

#PPFAS

[Ayush Marda @ayushmarda07]

12 Fundamentally Strong Stocks Looking Good After This Market Correction

( High Growth + Valuation Comfort )

All the companies have growth triggers & descent valuations

Companies we will discuss are -

Capri global
Five star Finance
Motilal Oswal
Nuvama wealth
JM financial
Kalyan jewellers
Sky gold
EFC
Oriana power
Garware Hi Tech
Manorama industries
Unimech aerospace

Sectors - Banks
NBFC
Aerospace
FMCG
Retail
Co working
BESS & Data Center
Export stocks etc