NAYA - Agentic FinOps

Agentic Financial Operations & reconciliation platform.

[KoZman @SherifKozman]

In 2024, roughly 100,000 people lost access to their money, not because a bank failed, but because nobody could prove the ledger matched the bank account.

The Synapse collapse reshaped sponsor banking overnight. Regulators now expect daily, line-by-line proof that FBO accounts, sub-ledgers, and bank statements match. Yet most institutions and fintechs are still trying to satisfy these daily audit demands using monthly Excel spreadsheets and fragmented data from processors.

Huge shoutout to the @forumventures team for putting together their FinTech Buyers Table. I had the chance to pitch NAYA to a panel of banking executives and walk through how we solve this exact verification gap.

NAYA is a non-custodial reconciliation platform and programmable ledger. We don't touch the money, but we prove it. We ingest raw data across banks, processors, and ledgers to generate the daily exportable evidence sponsor banks need to stay compliant and protected.

For bank teams currently managing fintech programs or evaluating new ones for their pipeline, the questions remain largely the same :

- How are you approaching the verification layer today?
- Do you require fintech partners to bring their own reconciliation engine, or are you taking direct ownership of the platform at the bank level?

Watch the full 5-minute presentation from the Forum Ventures event here: https://t.co/n5fu9d8P6v

[NAYA - Agentic FinOps @nayaplatform]

Twelve weeks in, the offer is the same as week one: bring two real files, we will show you what ties and what leaks.

[NAYA - Agentic FinOps @nayaplatform]

The close does not need a bigger team. It needs fewer files touched by hand.

[NAYA - Agentic FinOps @nayaplatform]

A BNPL loan is one promise and four ways to repay it. Reconciling that is the part no one budgets for.

[NAYA - Agentic FinOps @nayaplatform]

Net is not a number. It is what is left after three deductions you did not make.

[NAYA - Agentic FinOps @nayaplatform]

Off-ramping crypto is easy. Proving every leg tied is the hard part. That is the part we do.

[NAYA - Agentic FinOps @nayaplatform]

A seller payout is not one number. It is three numbers that have to agree.

[NAYA - Agentic FinOps @nayaplatform]

Every cross-border processor is quietly also an FX desk. Most close processes were never built for that.

[NAYA - Agentic FinOps @nayaplatform]

An agent you cannot see working is a request for faith. An agent you can watch is a request for review. We built the second one.

[NAYA - Agentic FinOps @nayaplatform]

Cross-border settlement breaks between the processor and the bank, five currencies at a time. NAYA matches processor to bank per currency, on the value date it cleared, and flags what does not tie. An example run across multiple currencies:
https://t.co/4DOer1eTin

[NAYA - Agentic FinOps @nayaplatform]

Growing a remittance business does not multiply transactions. It multiplies corridors. That is where reconciliation gets hard.

[NAYA - Agentic FinOps @nayaplatform]

Remittance reconciliation breaks at the corridor, not the ledger. Different partner, different FX, different cutoff, every corridor. We match payout to partner statement & flag only what needs a person. check out how it works over 1000s payouts

https://t.co/56Qg9WtVuQ

[NAYA - Agentic FinOps @nayaplatform]

The last week of your close is not analysis. It is two systems arguing, and you refereeing.

[NAYA - Agentic FinOps @nayaplatform]

Your rail got faster. Your reconciliation did not. That is the actual bottleneck now.

[NAYA - Agentic FinOps @nayaplatform]

Reconciliation is the tax you pay for moving money at scale. We built NAYA to do that part. One production run: 2,322 of 2,893 matched first pass, the rest flagged with reasons. 90 seconds:

https://t.co/tMVeXwOdWr

[NAYA - Agentic FinOps @nayaplatform]

The last week of your month goes to reconciliation. It does not have to.

[KoZman @SherifKozman]

Payment ops team shouldn't spend more time reconciling than devs spend shipping.

Manual matching across Stripe, PayPal, bank files = 40 hours/month of pain.

Its why we built @nayaplatform to fix this:
✅10K transactions in 60 seconds
✅AI learns your settlement patterns
✅40 hours → 20 minutes

Watch it work 👇

#PaymentOps #FinOps #Fintech

[KoZman @SherifKozman]

Alfred is being put to the test!

[StartupStage @startup_stage]

@chatflowapp @Madelia_USA @nayaplatform Read the full edition here:
https://t.co/llnCHoZvrr

[StartupStage @startup_stage]

Tomorrow's newsletter features three great companies:

- ChatFlow (@chatflowapp)
- Madelia (@Madelia_USA)
- NAYA (@nayaplatform)

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