Today, the SEC approved a major FINRA rule change that eliminates the Pattern Day Trader (PDT) rule and replaces it with a new intraday margin system.
https://t.co/vdRoCGPOza
📷 What’s Being Removed
The $25,000 minimum account requirement for day traders
📷 What’s Replacing It
A new intraday margin framework that:
Measures risk in real time (or end-of-day) instead of counting trades
Requires traders to maintain enough equity based on actual exposure
Applies to all margin accounts, not just day traders
📷 How the New System Works
Firms monitor your account for intraday margin deficits (when risk exceeds equity)
📷 Implementation Timeline
Rule is approved now (April 2026)
FINRA will:
Announce an official start date
New rules go live ~45 days after that notice
Firms can phase in over up to 18 months
📷 Key Takeaway
The market is shifting from “how often you trade” to “how much risk you take.”
This is a huge structural change—it opens the door for more traders while still enforcing discipline through real-time risk management.
I learnt correlation from Ray Dalio
I learnt conviction from Soros
I learnt rotation from Druckenmiller
I learnt value investing from Buffett
I learnt composure from Munger
I learnt emerging markets from Tepper
I learnt Mr Market from Graham
I learnt Elliott Wave Theory from practice
BREAKING: The US Treasury’s budget deficit dropped -52.8% YoY in November, to $173.3 billion, the lowest for this month since 2020.
Excluding the pandemic, this is the lowest reading since November 2017.
This comes as government revenue rose +17.8% YoY, to $740.4 billion, the highest for the first 2 months in history.
At the same time, government expenditures fell -4.4% YoY, to $1.19 trillion, the 2nd-largest November total in history.
However, the deficit for the first 2 months of the FY2026 is now up to $457.6 billion, the 2nd-highest in history.
Deficit spending remains in full-swing.
How do you fail at trading?
By ignoring the best opportunities laid out by @TheOneLanceB, and more importantly, by not reviewing the best setups in the market, period.
Lance breaks down each play in detail through Magnum Opus, his charity initiative.
If you want to both support a good cause and learn directly from him, you can donate here: https://t.co/LiPKbA2S1k
To be clear, Lance did not ask me to do this, we were simply talking about how to make the biggest impact for charity today in Norway, and as Lance continues his great efforts to do good, I wanted to proactively reach out to provide value while helping the cause.
More exciting things will develop into the end of the year and into 2026!
Lance broke down every single best play for active traders since November 2022 on Twitter-X and proceeded to make a video for each month breaking these down in detail for his charity.
I will provide the list below of tickers which lance has tweeted out, feel free to study these on your own but he also broke down each one through videos which I would recommend to learn from.
TOP OPPORTUNTIES SINCE 2022
2022
November 2022
-BTC (11/8–9)
-AAPL (11/10)
-TSLA (11/10)
-USO (11/18–20)
-MRTX (11/22)
2023
January 2023
-BBBY (1/10–13, 1/26)
-GNS (1/19–20)
-NFLX (1/20)
-LCID (1/27)
-AMC/APE (1/27)
-MSGM (1/31)
February 2023
-MSGM (2/1)
-MGAM (2/1)
-CVNA (2/1–2)
-META/TSLA (Fed 2/1–2)
-BBBY (2/6)
-Oil headline (2/10)
-LUNR (2/22–23)
-OCEA (2/22–23)
March 2023
-WAL
-FRC
-SIVB
-Regional banks
-AI (best)
April 2023
-CXAI
-FRC
-TOP
May 2023
-ATLX (5/3–4)
AMD/NVDA (5/4)
-GLD/USO (5/4)
-TOP (5/4)
-IEP
-FSLR (5/12)
-MBOT (5/22)
-NVDA (5/24 AH)
-Semis/AVGO
-SDA (5/31)
June 2023
-UCAR (6/1)
-BA (6/6)/2)
BA (6/6)
-AHI (6/9)
-AI
-CVNA
-SONN (6/17)
-BTC (6/30)
July 2023
-MULN
-CRBU (7/6)
-NVS (7/7)
-PWM (7/6–7)
-ATVI/Gamers (7/11)
-BTC/COIN (7/13)
-NKLA (7/13–14)
-MSFT (7/18)
-AAPL (7/19)
-CVNA (7/19)
-AMC/APE (7/21)
-SIRI
-EOSE (7/27)
-LYV (7/28)
August 2023
-NKLA (8/1, 8/4)
-VTGN (8/7)
-AMC/APE (swing)
-SPGC (8/15)
-BTC (8/29)
-ICCT
-RAD
MSOS
September 2023
-VERB (9/5)
-HKIT/HOLO
-DIS (9/11)
-ARM IPO
-CART IPO
-RNAZ (9/25)
-SLNO (9/26)
-Oil (9/28)
October 2023
-TSLA (10/2)
-RIVN (10/4–5)
-NFP (10/6)
-TPST (10/11)
-MTC (10/20)
-TLT (10/23)
-F (10/27)
November 2023
-NCL (11/7)
-AMC (11/9)
-FIVN (11/16)
-AI (11/20)
-SHOT (11/22)
-IRBT (11/27–28)
-VVOS (11/29)
-SNGX (11/30)
December 2023
-FIVN (12/4)
-NKLA (12/6)
-BLUE/CRSP (12/8)
-/NG (12/11)
-GPN/FOUR (12/14)
-DOCU (12/15)
-COIN/MARA (late Dec)
2024
January 2024
-COIN/MARA
-CYTK (1/8)
-NVDA (1/8)
-DOCU (1/11)
-SAVE (1/16)
-PHUN (1/16)
-SMCI (1/19)
-MARK (1/30)
February 2024
-USO (2/1)
-SMCI (2/5)
-BMR (2/12)
-SMCI
-LUNR (2/22)
-PDD (2/23)
March 2024
-SMCI (3/1)
-BTC (3/5)
-NVDA (3/8)
-FSR (3/13)
-SOUN (3/14)
-NOVA (3/14)
-RDDT
-MSTR (3/28)
-CLSK (3/28)
April 2024
-DJT (4/1)
-TSLA
-GL (4/11)
-BTC (4/12)
-GLD (4/12)
-ARM (4/17)
-PRI (4/18)
-ANVS (4/29)
-Weeds (4/30)
May 2024
-GME/AMC
-ORCL (5/14)
-PARA (5/14)
-FFIE
-SMMT (5/30)
-CZR (5/31)
-SAM (5/31)
June 2024
-GME/AMC
-VKTX (6/4)
-NVAX
-AAPL (6/11)
-NVDA/Semis
-RIVN (6/25)
-CHWY (6/27)
July 2024
-GME/AMC
-VKTX (6/4)
-NVAX
-AAPL (6/11)
-NVDA/Semis
-RIVN (6/25)
-CHWY (6/27)
August 2024
-Panic (/NKD, /NQ, AAPL, BAC, CRWD, Semis, VXX)
-SMCI
-LUMN
-SAVA
-PCRX
-GNLN (8/12)
-ASTS (8/16)
September 2024
-X (9/4)
-LASE (9/11)
-RYDE (9/12)
-TUP (9/16)
-INTC (9/16, 9/20)
-TNON
-SMCI (9/26)
-“China gap” (9/30)
October 2024
-China tech (TIGR, FUTU, JD, BABA)
-Oil
-MSTR (10/11)
-ASML (10/15)
-BIVI (10/21)
-DJT
-PHUN
-SMCI (10/30)
November 2024
-SMCI (11/4, 11/19)
-BTC
-DJT
-TSLA
-DXYZ
-HON (11/12)
-SAVE (11/12)
-MSTR short (11/21, best intraday)
-BTC breakout (best swing)
December 2024
-SMCI (12/2)
-TSLA swing (12/5)
-TSLA/DXYZ/PLTR (12/9)
-QUBT (swing)
-Quantum names
-Euphoria reversal (12/27, 12/30)
-FNMA (12/30)
2025
January 2025
-QNCCF (1/2)
-FNMA breakout (1/15)
-NARI (1/6)
-FUBO (1/6)
-Quantum names (from 1/7)
-FTAI (1/15)
-ORCL (1/21)
-Deepseek (1/24, 1/27)
-Tariff tickers (1/31)
February 2025
-/MBT (2/2)
-/ETH (2/2)
-SERV (2/14)
-SOUN (2/14)
-WRD (2/14)
-DELL (2/14)
-PLTR (2/19)
-SMCI (2/19)
-HIMS (2/21)
-WRD swing
March 2025
-USO (3/3)
-Tariff headline (3/5)
-TSLA
-LMT/BA (3/21)
-VVPR (3/24)
-APP (3/27)
April 2025
-Tariff decision (4/2)
-China raising tariffs (4/4)
-RH et al (4/4)
-Market reversal (4/7)
-Fake tariff pause / denial (4/7)
-China headline (4/9)
-Tariff pause (4/9)
-NQ overextension (4/10)
-NVDA AH headline (4/15)
-HTZ (4/16)
-GLD (4/22)
-Trump headline (4/22)
May 2025
-KTTA (5/6)
-GOOG (5/7)
-Tariff announcement (5/12)
-PLTR (5/13)
-UNH (5/15)
-Debt downgrade (5/16)
-AEVA (5/19)
-NVTS (5/21)
-Nuclear Trump tweet (5/22)
-Trump tariff threat (5/23)
-SNPS, CDNS (5/28)
June 2025
-CRWV
-CRCL (best)
-TSLA (6/5)
-Oil (6/12, 6/23)
-RGC
-GME (6/11)
-HIMS (6/23)
-CYN
July 2025
-AEVA (7/1)
-BMNR (7/1)
-Copper (7/8, 7/30)
-BTC
-NVDA (7/14)
-Crypto bill (7/15)
-CRCL
-QS (7/21)
-OPEN
-KSS et al. (7/22)
-NVO (7/28)
-FIG (7/31)