Nevra

Crypto credit lines for verified borrowers. Underwritten on real cash flow.

[Nevra @nevralabs]

Nevra closed beta is coming along, quick overview of what’s on the menu:

8 week term, 3% to 5% rate, no collateral

The goal of this closed beta is to gather as much data as possible, so we’ve removed collateral requirements for now

[Hugo @dornag0x]

Getting paid in crypto makes you invisible to institutions

And that's the case whether you're a crypto worker, or are just someone who gets paid in crypto

That's the exact borrower Nevra was built for

If you fit any of those, reach out to me. I'd like to give you a loan

[Rishee A @Rishee_A]

Onchain credit scores.

Yes, I know it’s a touchy subject, but it’s needed. You want undercollateralized lending on @solana, you need a way to know if you can trust your borrowers, either consumer lending, or protocol lending.

Proud to be running pilots with @nevralabs, and utilising offchain income and lending scores, privately, via @Plaid, and taking the leap to make this market.

Data is something, information is credibility.

@fairscalexyz is about to become the source of truth for credibility and reputation on Solana, whatever the context.

[Nevra @nevralabs]

@Rishee_A @solana Proud to be building this market with you!

[Nevra @nevralabs]

We’re building crypto lending for the people

[Hugo @dornag0x]

I’ve spent two months building underwriting

The hard part isn’t lending, it’s knowing who to trust without asking for more collateral than the loan

Closed beta soon

[Hugo @dornag0x]

The whole app when you're verified is one screen

Borrow, pay, schedule, score, support

Our users are consumer defi natives and they can handle complexity, they just shouldn't have to

[Hugo @dornag0x]

In France only 40.4% of households hold any credit, the lowest since 1989 and the seventh straight year of decline, with borrowing intentions for 2026 at an all-time low

But among those who actually have a consumer loan, 81% repay without difficulty and 62% see credit as useful, the people inside the system are fine, the system is just letting fewer of them in

Not a demand problem, an access problem, we're building Nevra to make credit something people actually want to use again

[Hugo @dornag0x]

payments went global overnight because settlement is global

credit didn't because enforcement is still local, that's the actual problem

[Nevra @nevralabs]

@dornag0x so hyped!

[Nevra @nevralabs]

Onchain credit is finally starting to look like real credit

But there's one piece left: no collateral

We're fixing that

[Morpho 🦋 @Morpho]

The missing piece for onchain finance is here

Fixed rate, fixed term credit markets

Morpho Midnight is live

[Nevra @nevralabs]

@DegenOnBase_ @base credit.

[Nevra @nevralabs]

@stripe Defi the world

[Hugo @dornag0x]

SO much to learn from this, congrats to Morpho

love being french

[Nevra @nevralabs]

@solana @Blockworks @blockworksres $5.8B tokenized and credit is already a top 2 category, still almost entirely institutional, the consumer side doesn't exist yet

working on it

[Nevra @nevralabs]

TG: https://t.co/QGLv2W4Gg5
Discord: https://t.co/0FplN9no1M

[Nevra @nevralabs]

Everyone talks about credit, but almost nobody underwrites a single borrower

We just started to underwrite the first cohort
Starting small to grow as big as possible

Join the community to follow it as it happens 👇

[Hugo @dornag0x]

these days have felt like weeks, been head down working on @nevralabs and making sure everything is ready, we’re starting to underwrite the first borrowers

[FairScale @fairscalexyz]

Fairscale is growing fast 💨

We just passed 2,000 waitlist sign-ups, and counting...

Not on the waitlist yet? Join below ⬇️ (you’ll be glad you did)

[Nevra @nevralabs]

@Rishee_A @dornag0x @fairscalexyz The feeling is mutual! Let's disrupt a market that deserves it

[Nevra @nevralabs]

Our founder sat down with @stabledash to talk onchain credit

The whole point of Nevra: you don't replace TradFi credit, you fix how people access it

We keep the system and fix the access!