Nick Fallon

University of Alabama ‘17

[Nick Fallon @nfallon3]

@JohnCit3 @BoringBiz_ @grok Gross Leverage for Secured Debt
is $200M Secured debt / $50M EBITDA = 4.0x gross leverage

Net Leverage for Secured Debt is $200M secured debt - $45M cash = $155M Net debt

155M net debt / $50M EBITDA = 3.1x net leverage.

[Nick Fallon @nfallon3]

@Ap23x What a beaut

[Nick Fallon @nfallon3]

@Ap23x We need an update

[Nick Fallon @nfallon3]

@OfficialVizeh Ibrahim affalay

[Nick Fallon @nfallon3]

@Ap23x @_graygoose We’re back boys

[Nick Fallon @nfallon3]

@Ap23x I just bought his jersey at the team store 2 weeks ago. Would not be mad if he stayed lmao

[Nick Fallon @nfallon3]

@bigdumb_baby Plz I need help implementing CECL!

[Nick Fallon @nfallon3]

@paulswaney3 hi there, would love to hear your thoughts on the choice of working in private credit vs PE and long term career prospects. Currently in an investment role at a PC shop that specializes in speciality / asset based finance. Many thanks.

[Nick Fallon @nfallon3]

@Ap23x He is booty cheeks

[Alabama Men’s Basketball @AlabamaMBB]

2023 SEC Regular Season Champs 🏆

#RollTide | #BlueCollarBasketball

[Nick Fallon @nfallon3]

@DecadeInvestor Why do you like VOO over VTI? Genuinely curious. Don’t want exposure to small/mid cap?

[Nick Fallon @nfallon3]

@aperry23x @ATLUTD Lol you a hater

[Football Factly @FootballFactly]

UNPOPULAR OPINION: Wayne Rooney should be regarded more of a legend for Manchester United than Cristiano Ronaldo.

[Nick Fallon @nfallon3]

@chrisboi26 Why do you have beef with oxmoor woods lmao

[Nick Fallon @nfallon3]

@DMoneyMaddenYT Idk man, you’re an whole ass adult who refers to themselves as “DMoney” I’m sure you’re extremely intelligent and definitely don’t live at home in your moms basement

[Nick Fallon @nfallon3]

@DMoneyMaddenYT You’re a YouTuber sit this one out

[Nick Fallon @nfallon3]

@DMoneyMaddenYT

[Nick Fallon @nfallon3]

@celly2time @JodyFan You’re obviously a moron

[Nick Fallon @nfallon3]

@aperry23x The real take away is that South Dakota state is QBU!

[Nick Fallon @nfallon3]

@kadenscheer @NathanSells1 @UofLSheriff50