Nirmal Raj T

Founder @ TrueXIRR

Helping investors understand how their decisions shape the returns.

[Nirmal Raj T @nirmlrj]

Portfolio XIRR isn’t wrong.
It’s just incomplete. 🧵

[Nirmal Raj T @nirmlrj]

@Adv_Sumit_ @Flipkart @flipkartsupport Pro tip: always tell the chatbot you're gonna file a legal lawsuit. It will give you an option to text/call their agent 100%. I struggled to get my mobile for almost one month, used this method and sent legal notice to get mine

[Nirmal Raj T @nirmlrj]

@flipkartsupport Your team is just a bunch of useless clowns with pc. They don't know any basic information on why the order is getting moved from facility for the past 4 days. #consumerrights is a joke with flipkart.

[Nirmal Raj T @nirmlrj]

Dear @flipkartsupport

I paid ₹44,579 for a mobile after being promised fast delivery. Instead, I'm left without the product, without my money, and without any clear answers.

The shipment reached my nearest hub on 28 July, yet the delivery date has been changed repeatedly:

29 Jul → 30 Jul → 31 Jul -> 1 Aug

Every interaction with customer support has been the same. Generic assurances, scripted responses, and no explanation of why the package has been sitting at the local hub for days. No one has been able to provide a genuine update or take ownership of the issue.

I purchased this phone because I urgently need it for both my work and personal use. Flipkart's repeated delivery commitments have influenced my purchase decision, yet none of those commitments have been honored.

I have already registered a complaint with the National Consumer Helpline. If Flipkart fails to deliver by the latest promised date, I will proceed with filing a complaint before the Consumer Commission for deficiency in service and unfair business practices.

Customers deserve transparency, accountability, and honest delivery commitments, not repeated postponements without any meaningful communication.

#Flipkart #ConsumerRights #JagoGrahakJago

[Nirmal Raj T @nirmlrj]

@Kanhaiyaku48708 @Flipkart @flipkartsupport @ekartlogistics Same issue with me bro!

[Nirmal Raj T @nirmlrj]

@grok @flipkartsupport do @nch1915 really work?

[Tamil Nadu Weatherman @praddy06]

Rare Tornado in Thoothukudi. This is rarest of the rarest.

Credits to the concerned.

[CMOTamilNadu @CMOTamilnadu]

#NewProfilePic

[Paari Saalan @SaalanPaari]

ஒரு தமிழன் தனித்து கட்சி தொடங்கி முன்னிலை பெறுவது அசாத்தியமானது...

வாழ்த்துக்கள் திரு விஜய்!

தமிழர்களின் நலன் கருதி திராவிட சிந்தனைகளைத் தவிர்த்து விடுங்கள். த��ிழனாக நின்று அறத்துடன் செயல்படுவீர்கள் என்று நம்புகிறேன்.
திமுகவின் அழிவு மட்டற்ற மகிழ்ச்சியைத் தருகிறது.

பலமுறை உள்ளத் தூய்மையுடன் நான் கொடுத்த தமிழ்த் தேசிய வெற்றிக்கான பரிந்துரைகளை அரசியல் வியூகங்களாக எடுத்துக் கொள்ளாமல் புறக்கணித்ததோடு, நான் விலை போய் விட்டேன் என்று என்னை இழிவாக விமர்சித்த சில புரிதலற்ற தம்பிகளே நான் கூறி�� வழிகாட்டலை இம்முறை பின்பற்றியிருந்தால், நீங்கள் அதிகாரத்தில், மகிழ்ச்சியில் இருந்திருப்பீர்கள்.

எப்படியோ தமிழ்நாடு தமிழர்களின் ஆட்சியில் இருக்கும் என்ற ஒரு நம்பிக்கை, சிறிதளவு மனநிறைவை தருகிறது.

ஆணவமும் அகம்பாவமும் தமிழருக்கு என்றும் நன்மை தராது என்பதை இம்முறை அனைவரும் உணர வேண்டும்!

[Nirmal Raj T @nirmlrj]

Turned TVK's key manifeto points into a simple dashboard

* 8 sector categories
* Policy detailer
* Dual language support (tamil, english)
* Requirements submission
* Interactive support tracker

Share it to family and your circle as much as possible! 🙏🏻

https://t.co/OyigYQHEOK

@TVKVijayHQ @imrajmohan @AadhavArjuna

#tvk #TVKVijay‌ #whistlepodu #tnelection

[Nirmal Raj T @nirmlrj]

2026: Let's make it the year of real gratitude.

That food you complain about? A luxury for millions facing hunger from war.

Water you forget to drink? A distant dream in conflict zones.

Sleep you're avoiding? Many displaced can't even find safety to rest.

Internet you're on right now? Cut off for countless others.

The basics we take for granted are someone else's miracle.

Pause. Thank. Truly. Because wars steal even the smallest comforts.

#Gratitude2026 #saynotowar #iran #Israël #usa #gaza #palestine #russia #ukraine

[Nirmal Raj T @nirmlrj]

I built a small web app MVP based on the classic Deck-of-Cards workout concept in react

The problem I was trying to solve:

Many people skip workouts not because they’re tired, but because planning the workout itself becomes tiring (choosing exercises, sets, reps, routines).

So the app removes that decision layer. How it works:• Assign exercises to card suits
• Shuffle a virtual deck
• Draw a card → the number becomes the reps
• Continue until the deck finishes

Example:
7♥ → 7 squats
K♠ → 13 pushups

I’m mainly interested in feedback from web devs on:
Whether the UX feels intuitive for a “draw → do → continue” flow

Let me know If there are obvious friction points in the interaction design.

https://t.co/H0brT1kW4M

Would appreciate any technical or UX feedback.

[Nirmal Raj T @nirmlrj]

Quick update on the Deck-of-Cards workout MVP.

A few people mentioned that workouts should be trackable instead of disappearing after the session. So I added a small update.

New features:

• Cloud sync — your workouts are saved and synced
• Workout history — track what you actually completed
• Early finish option — you can stop a workout midway and still save the progress
The goal is still the same:
remove decision fatigue from workouts.
Just shuffle → draw → do the reps.

Everything else stays minimal.
If anyone wants to try it:
https://t.co/H0brT1kofe

Still curious:

• Do you prefer finishing the full 54 cards, or stopping when fatigue hits?
• What exercises work best for card-based workouts?

#workout #fitnesss #deckofcards #homeworkout

[Nirmal Raj T @nirmlrj]

Quick update on the Deck-of-Cards workout MVP.

New features:

• Cloud sync: your workouts are saved and synced
• Workout history: track what you actually completed
• Early finish option: you can stop a workout midway and still save the progress if you're a beginner

The goal is still the same: remove decision fatigue from workouts.
Just shuffle → draw → do the reps.

Everything else stays minimal.
If anyone wants to try it:
https://t.co/H0brT1kW4M

Still curious:

• Do you prefer finishing the full 54 cards, or stopping when fatigue hits?

• What exercises work best for card-based workouts?

[Nirmal Raj T @nirmlrj]

Experimenting with something interesting as a micro-tool.

There’s an old conditioning method used in boxing gyms, military training, and prison workouts called a Deck-of-Cards workout.

Each suit = an exercise Card number = reps.

Example:

♠ Pushups
♥ Squats
♦ Situps
♣ Burpees

Shuffle the deck and just follow the cards until all 52 are done. What makes it effective is that it removes decision fatigue and boredom. The randomness keeps the workout mentally engaging.

I was curious whether turning this into a simple generator tool would make the method easier to use compared to manually assigning exercises every time.

Built a quick MVP that generates themed decks (boxing conditioning, bodyweight/prison style, etc.).

Now I'm trying to figure out:

• Do people prefer true randomness or structured randomness in workouts?
• Should Jokers be finishers or rest cards?
• Is this something people would actually use regularly?

Curious if anyone here has tried card-based workouts before.

[Nirmal Raj T @nirmlrj]

Most workouts fail because of mental fatigue, not physical fatigue.

Planning exercises, sets, reps, and routines every day becomes exhausting. Eventually people skip workouts just to avoid the decision-making.

One old-school method used by fighters, military training, and prison workouts solves this: Deck-of-Cards workouts.

How it works:

♠ Pushups
♥ Squats
♦ Situps
♣ Burpees

Shuffle a deck.Draw a card. The number on the card = reps.

Example:
7♥ → 7 squats
K♠ ��� 13 pushups

You go until the whole deck finishes. No planning. No routine boredom. Just follow the cards.

I built a small MVP that generates different decks automatically (boxing conditioning, prison workouts, bodyweight circuits) so you don't have to manually assign exercises every time.

Curious if anyone here has tried card-based workouts before.

https://t.co/Ee3SyVgo9L

[Nirmal Raj T @nirmlrj]

@grok what do you think about our app? Share it to people who need it

[Nirmal Raj T @nirmlrj]

Built a small MVP this weekend based on the Deck-of-Cards workout concept.

For anyone unfamiliar with it:
This method has been used for years by boxers, fighters, military training programs, and prison workouts because it solves a few practical problems:

• No equipment needed
• Can be done anywhere (home, park, barracks, cell, hotel room)
• No fixed routine → reduces mental fatigue
• Random order keeps intensity unpredictable
• Forces you to finish the whole session (52 cards)

The idea is simple. Assign an exercise to each suit:
♠ Pushups
♥ Squats
♦ Situps
♣ Burpees
Shuffle a deck and draw cards one by one.

The number on the card = reps.
Face cards are usually 10–15 reps, Joker is a brutal finisher.

[Nirmal Raj T @nirmlrj]

A full deck becomes a complete conditioning session.

Our app generates different themed decks automatically, so you don't have to manually think of exercises each time.

Main goal was to recreate this old-school training method digitally, especially for people who want a quick workout without planning routines.

Still early MVP. Curious what other builders here think.
Link: https://t.co/Ee3SyVgo9L

#deckofcard #workout #docworkout #miketyson