Nischa

Qualified Accountant & Investment Banker
Personal Finance Expert with 1M+ Subs on YouTube

Finance | Self-Development | Business

[Nischa @Nischa_me]

I went from earning 35,000 to making six figures in 3 years. I didn’t:
• start a business
• inherent any money
• win the lottery

Here at 5 decisions I made to get there >>>

[Nischa @Nischa_me]

Four easy steps to financial freedom. Follow for more money tips!

#moneytips #moneytalk #financialfreedom #financetips

[Nischa @Nischa_me]

2 things you can do to set your kid up financially!

#moneytips #financetips #moneytalks

[Nischa @Nischa_me]

Follow for more money tips! #inheritancetax #taxtips #taxplanning #moneytips

[Nischa @Nischa_me]

Do these three things as soon as you get paid

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[Nischa @Nischa_me]

What would you choose:

Get $1 million today

or

Work hard for 5 years to build a business that makes $1M profit annually

Comment below!

[Nischa @Nischa_me]

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[Nischa @Nischa_me]

Late fees:

Being charged for being late on payments is a complete waste of money and can have a negative impact on your credit report. Set up automatic payments online for all bills and your credit card. If your supplier doesn’t allow for an automatic payment, it may be worth changing supplier.

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[Nischa @Nischa_me]

3 types of fees I never waste my money on as a qualified accountant and a former investment banker:

[Nischa @Nischa_me]

High Expense Ratio Funds/Active fund fees:

When you invest in funds like mutual funds or ETFs, the fund managers charge fees for managing your investments. Too many funds charge way too much without having much to show for it. These fees can really eat into your investment gains over time. Instead, choose low-cost passive index funds. Lower fees mean you get to keep more of your money invested, which can grow and give you better returns.

[Nischa @Nischa_me]

6 things to do with your money if you're in your 20s or 30s.
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[Nischa @Nischa_me]

Turn 23 days of annual leave into 50 days off over the next 12 months! Save this for later! And follow for more tips

#workplace #annualleave #uk

[Nischa @Nischa_me]

Follow @nischa_me for more money tips
#moneytips #moneytalks

[Nischa @Nischa_me]

You can only pick one:
1. All retirement expenses fully paid for
2. Get $500,00 in cash upfront
3. Unlimited free education for you and your family
4. No taxes for life
5. Find & land your dream job

What are you picking?

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[Nischa @Nischa_me]

Follow @nischa_me for more money content!

#moneytips #moneytalks

[Nischa @Nischa_me]

Rewire the way you think about money

Change “I can’t afford that” to “How can I afford that?” It’s not just semantics. It’s powerful. When you shift your mindset this way, you start exploring possibilities instead of shutting down options. You begin to think creatively and resourcefully about earning, saving, and investing.

More money and self-development tips on my page @nischa_me

[Nischa @Nischa_me]

People without a Growth Mindset are 4x more likely to score at the bottom 20% in life achievements

Don't let your mindset hold you back. Here is how you can start:

[Nischa @Nischa_me]

Get your head out of the sand

The only way you can improve is by knowing where you are right now. Ignoring your bank statements won’t make financial problems disappear. Pull your head out of the sand. Check those bank balances, review your expenses, and understand your financial standing. Like a GPS, you need both where you are and where you want to go.

[Nischa @Nischa_me]

Follow @nischa_me for more money tips
#moneytips #moneytalks #moneymindset