Nishant Gaurav

🙏

[Nishant Gaurav @nishantrunning]

99% of people lose lakhs because they swipe the wrong credit cards. 🚨
I’ve built the ultimate 2026 metal stack to extract max value from every single rupee. 💳✨
Check out the complete setup in ⁠image⁠.
Here is the exact math. 🧵👇

[Nishant Gaurav @nishantrunning]

Meticulous personal finance means calculating exact reward numbers, not guessing. 📈
Route personal spends via Magnus, business via BizBlack, and travel via HSBC/Infinia for a 14%-36% yield across the board.
Stop swiping blindly. 🚀
#CreditCardsIndia #PersonalFinance

[Nishant Gaurav @nishantrunning]

99% of people lose lakhs because they swipe the wrong credit cards. 🚨
I’ve built the ultimate 2026 metal stack to extract max value from every single rupee. 💳✨
Check out the complete setup in ⁠image⁠.
Here is the exact math. 🧵👇

[Nishant Gaurav @nishantrunning]

3️⃣ The Business & Luxury Layer
🔹 HDFC BizBlack: For business overheads. 3.3% base return, but tax payments yield 16.5%.
🔹 Amex Plat Charge: Pure luxury. 1,550+ global lounges, instant hotel statuses, and premium perks.

[Nishant Gaurav @nishantrunning]

@Vibhor1911 @AskEnvici Accor has also removed the option to switch the payment plan to monthly from quarterly. I was thinking of closing after doing 4 months to get that extra 5000 points. I do not find the plan switch(to monthly) option now. Strange!

[David Walsh @davidwalshblog]

"promisify" and "callbackify" are two libraries that exist. What a world we live in.

[Nishant Gaurav @nishantrunning]

@ACTFibernet @ACTFibernet There is no response over DMs. Please resolve the issue

[Nishant Gaurav @nishantrunning]

@ACTFibernet Pathetic service. I have been put on hold for more than 40 mins. The query is still not resolved. Do you guys really care about your customers?

[Nishant Gaurav @nishantrunning]

@ACTFibernet Shared over DM

[Aman @ThatAprilGuy]

So #Applewatch will tell me when I fell after I fell! That's a whole new technology that I did not need!

[Nishant Gaurav @nishantrunning]

@KotakBankLtd Care to provide a resolution?

[Nishant Gaurav @nishantrunning]

@ayushjamsaria @ZoomCarIndia @ayushjamsaria Are you still going to book ZoomCar @ZoomCarIndia ?

[Nishant Gaurav @nishantrunning]

@hotstar_helps Thanks for the quick help. The issue is resolved now :)

[Nishant Gaurav @nishantrunning]

@hotstartweets Subscribed to all sports pack on 7th April and it was working fine till now. Today it asks me buy the same pack again. Can you look into this and resolve?

[Nishant Gaurav @nishantrunning]

@ACTFibernet My refund has been pending for 20 days despite the assurance given by your customer support that it will be resolved quickly.

[Nishant Gaurav @nishantrunning]

115th anniversary of the Antikythera mechanism's discovery! #GoogleDoodle
https://t.co/nFWMq1tztW

[nbyula @nbyula]

You've got to be kidding me! #education #career #mismatch

[Nishant Gaurav @nishantrunning]

Be kind, for everyone you meet is fighting a hard battle. - Plato
#quote

[Nishant Gaurav @nishantrunning]

Have no fear of perfection. You'll never reach it.