Ryan_Invests_SG

32, SG. Dabbling in US & SG stocks, still very much a beginner. Sharing thoughts on markets & life — not financial advice.🤣

[Ryan_Invests_SG @niu77401]

ChatGPT 帮我分析了半天英伟达,最后发现它用的是去年的财报。大模型不缺分析能力,缺的是当下的数据。所以我给它接上了实时行情——Longbridge Skill,125+ 个投资技能,原生接入 ChatGPT、Claude、Gemini、Cursor。

[Ryan_Invests_SG @niu77401]

把 AI 投研拆成五步：接数据 → 读财报原文 → 财务估值 → 多 Agent 会审 → 风格回测。 每一步我都列了两个能直接上手的工具，写清适用市场、门槛、用时和局限。 缺哪一环，补哪一个。
#LongbridgeAI #Longbridge

[Ryan_Invests_SG @niu77401]

投研 Skill 到底怎么写？我一般拆成 5 个模块： Role 你是谁 · Objective 解决什么问题 · Framework 固定研究框架 · Rules 判断规则 · Output 固定输出格式。 最值钱的是 Rules——把"如果收入增长来自涨价而销量下降，要单独标记"这类经验写成 if-then。 缺一块，答案就会飘。#LongbridgeAI #Longbridge

[Ryan_Invests_SG @niu77401]

5 个美股研究 Skill，从看盘到风控，一条链路跑完。
行情 → 基本面 → 财报 → 估值 → 风控，各管一层，顺序就是研究流程。 全部装在 AI Agent 环境（Codex / Claude Code / OpenClaw）。
没有「直接去赚钱」的 Skill——不荐股，不预测涨跌。

[Ryan_Invests_SG @niu77401]

5 个美股研究 Skill，从看盘到风控，一条链路跑完。
行情 → 基本面 → 财报 → 估值 → 风控，各管一层，顺序就是研究流程。 全部装在 AI Agent 环境（Codex / Claude Code / OpenClaw）。
没有「直接去赚钱」的 Skill——不荐股，不预测涨跌。

[Ryan_Invests_SG @niu77401]

刚从长桥新加坡的AI发布会回来，去之前有点怀疑，现在真被说服了。几个印象最深的点：
最大的转变是：这不是"AI帮你选股票"，而是AI把最烦的部分做完——翻财报、追催化事件、标出变化——最后决定权还在我自己手上。感觉不像是个黑箱，更像一个7/24的分析师 #longbridgeAI #AInative @LongbridgeAI #LUI

[Ryan_Invests_SG @niu77401]

@viewsoff This city never gets old. MBS has been my go-to forever — whether it's a long dinner at Cé La Vi watching the skyline change colours, or a late night at Le Noir with the crew. Singapore just hits different when you're with the right people. 🇸🇬

[Ryan_Invests_SG @niu77401]

@viewsoff This city never gets old. MBS has been my go-to forever — whether it's a long dinner at Cé La Vi watching the skyline change colours, or a late night at Le Noir with the crew. Singapore just hits different when you're with the right people. 🇸🇬

[Ryan_Invests_SG @niu77401]

This city never gets old. MBS has been my go-to forever — whether it's a long dinner at Cé La Vi watching the skyline change colours, or a late night at Le Noir with the crew. Singapore just hits different when you're with the right people. 🇸🇬

[VIEW @viewsoff]

Marina Bay Sands, Singapore

[Ryan_Invests_SG @niu77401]

"Why is Singapore so hot yet has no mosquitoes? So strange 🧐"

[Ryan_Invests_SG @niu77401]

Never flaunt your wealth, not even to family. Clear your debts first. Let the money sit for six months. Skip the impulsive property purchases. Keep your day job. Stay low-key — the quieter you are, the safer you'll be.

[Ryan_Invests_SG @niu77401]

I adore Singapore. Lush trees and lawns abound, making breathing a pleasure. Despite being tropical, it’s not muggy, sunshine gentle, with no secondhand smoke or exhaust.

[Ryan_Invests_SG @niu77401]

you just need to hold $NVDA. Salaries grow linearly. Assets compound. Is the bottom class permanent? For those who do nothing — probably.#Singapore

[Ryan_Invests_SG @niu77401]

Knowing about AI, US stocks, and Nvidia — that alone puts you ahead of most people. Awareness is an asset.
This round of wealth distribution comes down to one line: people who own assets win, people who only sell labour lose. You don't need to buy Nvidia's headquarters

[Ryan_Invests_SG @niu77401]

Many Singaporeans are unhappy because they're earning kopi money but budgeting for Starbucks every day — then wondering why the bank account never grows. It's not about how much you earn. It's about the gap between your income and your expectations.🙂‍↕️

[DarylTanky @DRTnky]

There’s always a conversation on “how much income is considered rich?” in Singapore

I asked Perplexity for the latest numbers that it could dig up and here’s what it said:

Top 10% → $17,000 a month
Top 5% → $25,000 a month
Top 1% → $63,000 a month

Median → $5,775 a month

We ARE a high income country

However, you’d constantly see people complaining that they’re not making enough

And yes, I know Singapore is not necessarily the “cheapest” but it’s decent

The pursuit of wealth in Singapore has blindsided most people - it’s made them compare amongst the top 10% of the world

But if we were to just take a step back, we can all acknowledge that living and being born in Singapore is akin to striking the lottery

Singapore-maxxing

[Ryan_Invests_SG @niu77401]

No market timing. No stock picking. No chart reading. For everyday investors, consistency is the only edge you need.

[Ryan_Invests_SG @niu77401]

Investing in US Stocks Is Simpler Than You Think
For most people, the answer is straightforward: just keep buying VOO and QQQM on autopilot.
Short-term (under 1 year)? 👉 Watch what Trump talks up — and follow his lead.